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Interest Free Loan for Students in Pakistan

By  | 13, Jan 2010 | 113 Comments

National Bank of Pakistan in collaboration with four other major commercial banks in Pakistan is offering interest free loans for students. These interest free loans are aimed at helping students who need financial assistance to continue their education.

Loans are provided to students enrolled in the disciplines of scientific, technical or professional education within Pakistan at graduation, post-graduation or PhD level.

The loan amount will cover educational fee, boarding charges and textbook expenses, but will not cover meals.

Student will be required to repay the loan amount in a maximum of ten years starting for the date of loan disbursement. First loan installment will start one year after completion of education for which the loan was obtained or one year after getting first job, whichever comes earlier.

Student should already have secured admission in any of 71 approved colleges or universities (PDF, 93KB) in Sindh, Punjab, NWFP, Balochistan, Islamabad, Azad Kashmir and Northern Areas.

It is is required the student should have received 70% or more marks in last public examination. There is also age restriction for applying for this interest free educational loan program.

List of approved subjects for study is:

  • Engineering
  • Electronics
  • Oil Gas & Petro-Chemical Technology
  • Agriculture
  • Medicine
  • Physics
  • Chemistry
  • Biology, Molecular Biology & Genetics
  • Mathematics
  • Other Natural Sciences
  • DAWA and Islamic Jurisprudence (LL.B/LL.M Sharia)
  • Computer Science/Information, System and Technology including hardware.
  • Economics, Statistics and Econometrics
  • Business Management Sciences
  • Commerce

Application forms for this interest free student loan could be obtained from designated branches (PDF, 93KB) of National Bank of Pakistan (NBP), Habib Bank Ltd. (HBL), United Bank Ltd. (UBL), MCB Bank Ltd. (MCB) and Allied Bank Ltd. (ABL). Further details about this scheme could be found on the National Bank of Pakistan’s webpage for student loan.

Last date to submit application is February 27, 2010. Please share this news with any student who might be in need of financial help.

Via PkTaxal

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  • Kumar Avinash Rai

    nice move!

    • khizer hayat

      i am a student of MSc Tourism and Hospitality Management in Punjab university and want to get free interest loan,am i eligible for this?
      plz guide me

      • khizer hayat

        i got 71% marks in my graduation

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          • HAQ NAWAZ AZHAR

            I NEED LOAN OF USD 5000

          • ghulam mustafa

            i am pakistani student and i need a loan. pls contect

          • kashif

            yes i need loan urgent $10000 for business

          • Beth

            Loan Shark? That sounds

  • Faraz Ahmed

    Thats cool.

  • Kashif

    NBP is offering interest free loan since 2002. A very nice move for the students but i have seen seldom students applying for this loan (don`t know why. may be due to the fact that its loan not aid/scholarship). First woman bank is also disbursing loans to female students for higher studies (local+foreign) at utmost favorable 6% rate of interest (other banks charged double of this or more)

  • waqas

    we should appreciate their gud move..

    Hatx off..:P

  • Jibran

    how many students secure 70% in graduation except those who have GPA system

    Useless for B.A, B.Sc & B.Com students as the highest score in these exams is 70-75%

  • Altaf

    very nice! finally our country started to do some thing that can change our future!

  • Muhammad Ali

    70% marks… kuch studies mei to yeh bht mushkil hy…

    • Jibran

      This is what I said

      Less than 5% students of B.A, B.Com, B.Sc get 70%+

  • Azad Tahir

    is MAO College supports for then loan? hmmm

  • mujtaba Aslam

    pleas inform me about the student loan from the pakistani banks and what is the last date for the application submition thanks to all of all.

  • Bernardine

    I want a bank loan for study purpose and iam doing acca for that purpose i need it and i have secured 63% in cbes

  • sami khan from Namal college mianwali

    In some studies its very difficult to get 70% marks in each year..em student of bradford university (UK)and doing BEng software at namal. i got 69.4% marks then wt can i do for getting loan….my financial condition is not so strong to study……. plz inform me about my loan….!

  • sobia anwar

    i need student loan for completion of my MBA.i m v.upset due to fees.i have no sufficient resources to fulfill that purpose.i want to make bright my future.

    • safdar

      Dear Sir,
      I beg to say that my son Hassan Bokhari has been selected for Engg GIKI , PIAS & NUST but
      iam niot in a position to pay the expences.Kindly reply if you can help for loan to get admissision in any university..Last date is25 th August 2010 to pay dues.
      Safdar Bokhari
      Father of hassan bokhari H# 3 St# 8 ,Green Park ,Sultan mahmood Road ,shalamar town ,Lahore Ph,No.35009927, Cell 0333 – 4474642.

    • Hammad Madi

      where you from sobia, contact me at it’s hammad Manager HR PTCL

  • adnan

    can me get student loan .im a student of B.E civil


    salam sir my name is qasim iqbal am student of UNIVERSITY OF THE PUNJAB, HAILEY COLLEGE OF COMMERCE , sir my graduation is going 2 complete i want 2 start Professional Stidies CFA i want 2 get study loan ,can u tell me about it

  • Asim


    This is Ali Asim from LalaMusa, just wanna know about for student loan for the students who wish to study abroad…?
    Please inform me as soon as possible.

    with Regards

    Ali Asim

  • amna

    I need loan for laptop.

    • zeeshan

      board office all works contact:03452614874

    • ali shah

      how much u want or u want laptop on loan basis its charges 15% in both shape and in 8 month equal installments

  • naeem anwar


  • Vanita Druckman

    Happy to see this, I am happy to find this great

    • SAHIR


  • Muhammad Zubair

    I need student loan for international study and i will return it to back after my study.

  • Imran Khan

    I need loan for my M.Phil degree, which is interst free or not more than 6%. Please inform me sir!

  • Imran Khan

    Sir! I need loan for my M.Phil without interst or not more than 6%. Thank u and inform me soon.

  • Danish

    dear sir,i have done my fsc but due to financial weakness i was unable to continiue further study plz give me information about all type of student loan because i need it.thnx.

  • babar

    dear sir,i have done my fsc but due to financial weakness i was unable to continiue further study plz give me information about all type of student loan because i need it.thnx

    • babar


  • anwer tarar

    sir .i need laon for m.phil study without interest .and my marks percentage in msc 69.1%.plz inform me and thnk u

  • Hussan zeb

    HI i really need loan to complete my study .plz inform me how to apply and about the terms and condition.

  • Hussan zeb

    plz inform me how to apply and about the terms and condition

  • Muhammad saeed

    dear sir assalam-o- alako….. sir i have been passed my Fsc(pre medical) in the year of 2007. sir i m very fond of to get medical education and to be a doctor and help the poor huminity but unfoftunatly i belong with very very poor family and cannot tolerate the expendeture of any private medical college if sir you kindly give me loan that i can able to maintain my study so i ll be very thankful to you for your this grant of action…..thank you your obedently.Mr muhammad number 03465270847

  • mudasar chohan

    i m employee in University of Education Township Campus LAHORE.I have seen many students who have obtained great marks in Previous Education but refuses due to admission fee.
    they cannot pay. Kash ma unk liye kuch kr sakta.
    Mere Request hai k ye schemes Admission Start honay se Pehle hr College r university ma publish kr deni chahiye.
    ta k maximum people take benefit from it.
    Love you All

  • Ejaz ul haq

    sir, my name is ejaz ul haq and i m studing in Hazara University for my BBA degree but sir due toi our currnet financial position i have to face of many difficultoies and problem and its all effect my studies so plz is burry waqt may mera help kry. so i have need of student loan without interest. i shall be very thankful to you for this act of kindness. umeed hy aap meri help zarur karyenge.

  • ali raza

    dear sir,i have done my fsc but due to financial weakness i was unable to continue further study plz give me information about all type of student loan because i need it.thnx

  • http://educationalloaninpakistanfor2011 rafiq

    please give loans to all those student who are very poor

  • masood khan

    can i get loan to continou my education.



  • sadaf shahzadi

    plz give loan all the poor students who continue their studies

  • humaira

    dear sir,i have done my fsc but due to financial weakness i was unable to continue further study plz give me information about all type of student loan because i want to complete my studies.

  • ibrar

    I need loan for ACCA completion… can you help me with this problem…

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    • muhammad asif abbas

      I am student of pharmacy,in punjab university lahore.i want to get the loan to continue my studies.i have got 87%marks in last i eligible for this loan ?


      mam if you can offer me loan to complete my BE in aerospace engineering. i’ll be thankful to you. i am doing my BE from institute of space technology islamabad(pakistan) in aero department.

    • Ghulam Mustafa

      My name …………………..Ghulam Mustafa
      My address………………..staff club ffc 3 twon ship taluka mir pur mathelo Distt: ghotki sindh pakistan
      My country………………….pakistan
      My occupation…………….car tekar
      Loan Amount Needed……10,00,000 lakh pakistni rupees
      Loan Duration:……………..10 year
      Monthly Income:…………….15000
      Cell phone Number………..+923053233989

  • idiag desmond

    do you need a loan if yes contact us via email

  • idiag desmond

    do you need a loan if yes contact us via email

  • idiag desmond

    do you need a loan if yes contact us via email

    • muhammad asif abbas

      i need this loan ,if this is available now then info at this address;

  • maqbool a. soomro

    dear sir,
    desrve student belong to poor family living in rural areas of sindh,baloachistan could not approach / facilitate due to no encouragement by concern quarters,,,,, i have lot of examples.

  • abdullah

    i need loan to study in giki. i just got admision there but i dont have enough money to pay the dues.

  • shazia hakim

    I found this opportunity very provoking and want to apply for loan for my education. I am doing BS Hons in commerce. Please send further details regarding it on (

  • M.Raashid

    sir i need loan for m.phill ,. i have completed my agri economics from university of agricultural Faisalabad at CGPA 2.85/4.00/.. i need financial support for further study,.. please inform me if u can

  • naveed

    I need a loan for completion of engineering course,would i apply for loan???

  • shankar

    very bad yar

  • abdul ghaffar jhatial

    i need loan please

  • Anam

    Is this student loan still given to pupils?

  • Faisal Shah

    This loan is still aviable or not

  • talha

    sir i want to know about ur loan policy.i want to get it. i m a medical student what would i do?????


    I m studing in MBA & got 59% in b.a.


    Mery b.a mai 59% marks hn, kia nbp mjy loan dy ga.

    inform me


  • faria

    what is its last date to apply for obtaining loan for year 2011-2012?As i am student of session October/2011-October/2013 M.S.

  • sana


    m 30 year old wana study further so how to get laon from any bank or if i wana start my own set up can i get loan for that? rwp,pk

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    • sana

      i am not doing job anywhere how to return your money before getting job. second i don’t like to give extra money in form of interest. thanx

  • maimuna adil

    thats an awesome rubbish timme killing for a BA and commerce students….. damn country with damn programmes.. its a Bull shit!!!!

  • Rizwana

    I want to ask that is loan givn to students in their hand or directly to the institutions??

  • yasir nawaz

    sir i have 58% marks in fsc .can i eligible of student loan.

  • yasir nawaz

    sir i have 58% marks in fsc .can i eligible of student loan.And now i am student of software engineering.sir if any chance to send me reply

    • sunny

      sab jhoot hey ….noone is going to give us any loan here

  • mirfan

    sir please inform me about the procedure of getting loan amount

  • umer

    is this also ror under graduate study? please tell me.

  • zeeshan bhatti

    is loan still avaliable

  • Salman Akbar



    i am a student of computer science in abdul wali khan university mardan.
    this is my 1st semester and our final exam will be held on 30th of this month. and i have submit my new admission fee in next month. but sir my financial support is very week. i really deserves this loan plz help me i am unable to submit these huge amounts. plz help me.
    Regarding: Salman Akbar 0300-5813296
    Add: Mardan Takht bhai

  • khalid mehmood


  • khalid mehmood


  • Noreen

    Sir , my sister has applied for nbp student loan 2011 but still there is no news about the result list, kindly tell me, that the result list has released or not, b/c we need this loan.

  • wajeeha rehman

    i have done msc in mathematics.i want to get interest free loan for m.phil father had died.

  • wajeeha rehman

    sir i have done MSC in mathematics.i want to get interest free loan for M.PHIL father had plz send me ur loan policy.

  • wajeeha rehman

    asalam o alikum…….i have done msc in i have planned to continue our study.i am applying for a interest free father had died.i have no further money to start my further kindly give me loan therefore i will start my m.phil study.

  • mehdi hassan

    Sir i want some loan for my will i get loan pleas gaid .thanks

  • Muhammad Zubair

    Assalam o Alaikum. Sir/M’am, this Muhammad Zubair i have passed B.Tech hons in electronics engg i got 3.3 CGPA score so i am compltely able for free loan. Actually i want to study admission in MS electronics engg but i belong to poor family they can not effort for study. So i kindly request plz give me loam. Plz tell how many amount give for MS ELECTRONICS ENGG. plz tel process. i belong to mohallah hafiz abad muhammad pur diwan tehsile jampur district rajan pur.

  • Mahek Yousaf

    I live in Sialkot . i got 616/800 marks in BSC . Now to do CA i need an interest free loan. please reply me .

  • sohaib ahmad

    i need loan for ACCA without interest and will return you it as soon as posipal

  • muhammad naveed akbar


  • maqsood masih

    sir i m student and i need this loan because i have no money for more education


    i need interest free loan for Technical Institution. as you know the importance of technical institution as it play a great role in the success of country in also the student of technical institute we hope that u will help us u can check our website also with any reference.

    best regard

  • umair sohail

    i need loan for my studies in M.SC/M. phil…..

  • Touheed Ahmed

    sir/ madam i am a student of BSc medical Laboratory Technology in ( Al. Nafees Medical College and Hospital (ISRA University )) islamabad campus. I cleared 1st year and got 72.2 % marks. I need loan for my second year which is 47000. i cannot pay this fee. please provide me student loan for my study. i shall be very thank full to you for this act of kindness . Address Flate #72, Block#D, AIOU colony H#8 Islamabad. 03425987042


    sir i am a very poor student i want to start my own busines i apply to a students loan

    i am a student of B.A I want to loan plz give me 40000 . for a one year thank you sir

    i live in islam abad my mobile no 03155664255


    i am a student of institute of space technology islamabd doing my BE in aerospace engineering and want loan….. please help me in this regard….

  • Toqir Azeem

    my name is Toqir Azeem i want to apply for loan if anyone knows that how to apply for loan plz cntct on my num 03012565381

  • Muhammad Attique

    My Name is Muhammad Attique. I am doing Bs(i.t) in islamia university of Bahawalpur. I got 3.63 cgpa in my Three semesters My session is 2011-15. I belong to District D.G.khan Tehsil Taunsa Sharif. I want to apply for loan if some one knows please help tell me at 03318962607

  • Hazratali Buneri


  • Imran king

    my name is muhammad imran s/o rabnawaz
    i am student of b.s.c(honour)agriculture at gomal university d.i.khan
    my percentage as whole is 76% session(2011—2015)
    i want to receive student loan.plz give me information about student loan at these contacts
    cell no–03002049539

  • Saif Ullah

    dudes loan is being provided by concerning banks not by admin of this web site, so contact to concerning banks.

  • farah sultan

    i am doing media science from bahria university karachi
    need loan to conti my studies have 75 % in my 1 semester …

  • asma

    My name is Isma. I am currently a student of BSIT department in Preston university Islamabad. I got admission on hundred percent merit scholarship but in last summer semester due to my health issues I got short of attendance and my scholarship was taken away. My institute is not lying under bank loan category. Sir I am a good student i got a 4 GPA in my first semester and 3.6 GPA in second that scholarship was every thing to me. now please guide me is there any institute that can help me out. Being a girl and secondly not in good circumstances is my problem I want to seek education I want to be on my own. Please help me out I searched a lot but couldn’t find any way out that’s why I wrote here may be any body can help me out. Sir I really want to be on my own that’s what I want. I hope some one will reply me. I am a good student but not in good condition I want to get education please help me out.

  • faraz

    iam sarfaraz ahmed trainng for commercial pilot i nee a loan plz guide?

  • shazad