Payoneer Blocks its Master Cards for Pakistan

Payoneer, which allows its customers to receive their payments onto a Debit MasterCard that is reloadable through western union, internet (via credit/debit cards) and other similar means, just announced that all Payoneer cards will be blocked for transactions in Pakistan.

Payoneer in an email to its customers said that card holders residing in countries listed by the US government as having strategic Anti Money Laundering (AML) deficiencies won’t be able to use Payoneer debit master cards.


Other countries on the list include: Angola, Ecuador, Ethiopia, Turkmenistan and Sao Tome and Principe.

If your card is in use in one of the countries listed, it is strongly recommended to use all of your funds by May 31, 2010.

Payoneer was widely used by freelancers to charge their customer. They used to give a url where customers could pay the bills using their credit cards.

This is going to be another blow for countless freelancers of Pakistan, where receiving payments from foreign personals is already very tough.

Payoneer sent following email to their customers in Pakistan:

Dear Customer,

Due to a change in requirements from our regulators, as of June 1, 2010 Payoneer cards will be blocked for transactions in the countries listed by the US government as having strategic Anti Money Laundering (AML) deficiencies. This change will affect card usage in the following countries: Angola, Ecuador, Ethiopia, Pakistan, Turkmenistan and Sao Tome and Principe.

If your card is in use in one of the countries listed, we encourage you to use all funds by May 31, while transactions are still possible in these countries.

Please note that beyond May 31 your card will continue to be fully functional in all countries not banned by the US government, and we will be happy to load payments to the card without any change.

We apologize for the inconvenience and hope that the Payoneer card will continue to provide you with valuable service.

Payoneer Customer Support

Tech reporter with over 10 years of experience, founder of ProPakistani.PK

  • how long are we (the people of Pakistan), will have to suffer the doings of these ‘F’ing politicians… hopeless…

  • Hi,
    Generate at lease one email to the Payonner for condemn such an action against Pakistan.

    its not the Payoneer its the usa policy against Paksitan…

    Post this message at Facebook and other community sites, We need to Protest against it.

    Guyz node is created at

    Please check

  • Guess What…
    Payonner blocked in Pakistan. GUESS WHAT IS THE REAL REASON??
    They Found Ossama doing the freelance at Odesk and hence it became a money Laundering issue.

    Damm the Policies…

  • Friggin Idiots at the top knew about it.. and doing nothing… GAH!!!!

    Country risks facing financial penalties

    Staff Report

    ISLAMABAD: Country is facing risks financial penalties and difficulties in the form of dishounoring of its Letter of Credits by the developed countries because of unnecessary delay in the parliamentary approval to anti-money laundering and combating terrorism financing bill.

    Regarding the matter, State Bank of Pakistan (SBP) had told the National Assembly Standing Committee on Finance on October 27, 2009 that Asia Pacific Group on Money Laundering, which is an associate member of the Financial Action Task Force, had issued a final ultimatum to Pakistan to upgrade its existing anti-money laundering laws before February 2010 as per international standards. In case of failure, Pakistan will have to face severe financial penalties from international organizations and Pakistan would be declared a high-risk country.

    As a result, the country’s letter of credit (LC) would not be honored abroad and there would be difficulties for the country in international trade. Despite warnings by the Asia Pacific Group on Money Laundering, which is an associate member of the Financial Action Task Force, the current government had not been able to upgrade and get parliamentary approval of its anti-money laundry bill from both houses national Assembly and Senate of Pakistan before the meeting of Financial Action Task Force.

    The Financial Action Task Force (FATF) has “identified eight countries that have strategic… deficiencies in alleged money laundering and terrorism financing”. The FATF, an inter-governmental body aimed at countering illegal financial transactions that could be used to promote terrorism, has named Angola, Ecuador, Ethiopia, Iran, North Korea, Pakistan, Sao Tome and Principe, and Turkmenistan.

    Ministry of Finance (MOF) in a reaction to the decision of the FATF announced here on Saturday that government of Pakistan would react to the action against Pakistan taken by Financial Action Task Force (FATF) on Anti-Money Laundering soon.

    “Financial Action Task Force (FATF) on Anti-Money Laundering a day earlier had black listed eight countries including Pakistan due to their failure to upgrade and get formal parliamentary approval of their anti-money laundering legislation according to United Nation’s instrument.”

    Spokesman of the Ministry of Finance said in a statement the Government of Pakistan is expected to take a position next week on the statement of the Financial Action Task Force (FATF), which included Pakistan amongst the countries found to have strategic deficiencies in countering money laundering and terrorism financing.

    A team of GOP officials, currently attending the meetings of FATF in Abu Dhabi, would be back in the country on Monday February 22, 2010. A response would be prepared after necessary debriefing by the visiting team, the statement added.

    It May, however, the GOP had introduced the Anti-Money Laundering Bill 2010, which has already been passed by the National Assembly. The Bill also stands introduced in the Senate on February 18, 2010. The Senate Standing Committee on Finance, Revenue and Economic Affairs & Statistics is likely to take up consideration of the Anti-Money Laundering Bill, 2010 very shortly, the MOF statement concluded.

    According to the official sources, Government of Pakistan was required to submit up-graded Anti-Money laundering and Combating Terrorism Financing Act before the Financial Action Task Force in its meeting held at Abu Dhabi, which should have been formally approved from the parliament. However, due to non-completion of parliamentary approval Pakistan’s official delegation was unable to convince the Financial Action Task Force and resultantly Pakistan including other eight countries was black listed due to this failure.

    Pakistan was a signatory to various UN conventions that required laws in line with international standards to combat money laundering and terrorism financing.

    The existing Anti-Money Laundering Ordinance, 2007, which was passed by the National Assembly Standing Committee on Finance, expired on November 28 and President of Pakistan had to re-promulgate it for further 4 months so that its formal approval could be obtained from both houses of the parliament. However, during this month National Assembly has passed the Anti-Money Laundering Bill. However, Anti-Money Laundering Bill 2009 is yet to get approval of the Senate Standing Committee on Finance

  • bloody politicians… guys just look where we stand in list of these countries… Angola, Ecuador, Ethiopia, Pakistan, Turkmenistan and Sao Tome and Principe.

    i hate pak politics… Allah in sayasatdanoo’n ka satyanaas keray jin ki wajah se aaj yeh din daikhna per raha hai…

    • yes, this is really correct..right now there is no law in pakistan for anti money laundering…

  • ohhhh one another lake for freelancers in pakistan, before most of pakistanis using payoneer card to withdraw their income becuase all freelancing sites allow payoneer card.

  • i am freelancer and doing data entry and graphics works & using payoneer to withdraw my all funds like scriptlance, elance, getafreelancer, rentacoder, this is very sad news to hear that payoneer will not work in pakistan, i am professional online worker and linked my 1 card to all advertisers as a publisher accounts like text link ads, infolinks, smowtion, reviewme etc.

    This is due to no anti money landring law in pakistan so thats why usa law blocked few countries, this is realy shamefull for pakistan peoples party Govt due to their bad bad bad & rudeless polices, i am already unemployed person and start my carrier as a freelancer & online worker now i will unemployed again due to blocked of payoneer in Pakistan.

    i also got the Payoneer Virtual Usa Bank account but to shamefull Paki Govt efforts destroyed my all carrier, even i applied 50 plus govt jobs but they are not giving jobs on merit bases (even i can show my proofs i am on merit) & already paypal is not working in pakistan & another disaster came to pakistan, now i just hope for moneybookers hope it will work, i will request to admin of please published my story as a article, thanks

  • its a huge huge blow to Pakistan, Payoneer was realli trusted with people international after Paypal and now it supported Pakistan while Paypal doesnt offer its services.

    Moneybookers is a little untrusted internationally… I hope this change is reversed…

  • Dear Friends,

    I am also from Pakistan and working on ODESK since 3 years, no doubt that is very bad news but we have alternative. I just let them my friends that it is not the end we can protest aginst that but we need a way to withdraw our money from odesk.

    Here what you should do in the mean while:
    1- Open a back account with Standard Chartered or any other bank I have account in MCB. (the bank/branch should have swift code).
    2-Register yourself at (provide your odesk email for withdrawals)
    3-Add Bank account details in your “My Account” section of back detail.
    4-Request the ODESK to transfer your money to moneybookers and from moneybookers you can send a request to transfer money from moneybookers to your bank account.

    I am already using that, if any one have any question please feel free to contact me at [email protected]

    I am with all of you to protest against that.
    Mohammad Asif

  • “Mohammad Asif Saeed” Thanks for your detailed description about, i am having already verified moneybookers account, who they not having moneybookers account they will need to instant apply for this account because they will send a verification pin code letter by mail & it will reach within 15 days to your door step & then put the pin code into moneybookers account & then linked your bacnk account to withdraw your funds, UBL, Soneri Bank, Habib Bank, Mcb Bank, etc are working with this you can check this from given url if bank is conected with specific branch ====> thanks

    • Hey aamir, I can activate your card to work in Pakistan, I am working in i2c inc ( which is processing all the trandactions of the Payoneer. If you want any info about your card email me first 6 digit and last 4 digits of your card and I’ll activate your card in Pakistan.

      • SCAM… guys this is SCAm dont ever let your card number to anyone… he can use all your credit…

        Payoneer transactions are only Handel by themselves… even they will never ask about your number…

        beware of this SCAM..

        Mods.. plz delete “Hidden” comment so no innocent get trapped…

  • Hello

    This is y payoneer got banned in pakistan.
    our governement are lazy ass bitches that are worthless.give me blowjob ffs i am distrubed.

    it about money laundring that haven’t passed yet.
    i hate pakistan more then anything and will ever.

    no fuking light , atta , gas , cheeni , patrol , bitches , paypal , payoneer.

    Ah i am so upset.

  • What the hell is this, how will we receive our payments.

    most of the publishers offers paypal and payoneer only and for wiretransfer charges are very high.

    Im very sad for this, any responsible person of pakistan please forward this to our higher authorities who are responsible for it and force payoneer to reverse this action.

  • Well, it really is very disappointing for freelancers in Pakistan who used Payoneer cards to withdraw money for their offshore projects.

  • Good news for odesk guys! Odesk came up with a temporary solution for 3 months, meanwhile they will keep on working to explore best ways to cater pakistani providers. here is the good news
    announced by Odesk.

    Free wire transfer to Pakistan:

    We know that this change may have come as a surprise. To help with this transition, oDesk will reimburse providers in Pakistan for one wire transfer fee per calendar month for the next three months. To take advantage of this offer, please submit a support ticket. The $30 reimbursement will be processed at the end of the month and credited back to your oDesk account.

  • i just got a Positive response from payoneer, i am happy to share with you that is following ===>

    Thank you for contacting us.

    Following our previous notice about the change in our regulations, Payoneer is happy to inform you that we are able to offer you a new Payoneer card that will be usable in your country.

    The new card carries the same benefits you enjoyed with your previous Payoneer card, and can be used at ATMs, in stores and online. Additionally, the new card is configured for higher daily spending limits.

    Within a few days we will send you an email with instructions for ordering your new card from your Payoneer “My Account” at

    Once you have completed the process of ordering the new card, you will receive an email requesting you to provide a copy of a valid photo ID. Providing the ID is mandatory in order for us to process your card application and issue a card.

    Once you receive the new card and activate it, allow two hours for funds and services associated with your existing card to be transferred to the new card.

    We look forward to completing the process of issuing a new card for you and hope you will continue to enjoy Payoneer’s services.

    Please feel free to contact us if you have any additional questions.



    Payoneer Customer Support

  • Dear All,

    I think Pakistani Govt requested USA to block Payoneer services for Pakistani freelancers. USA/Payoneer didn’t do this on their own. There are factor about incoming Foreign Remittances as we read/watch on news that Pakistani Foreign Reserves have reached 10billion etc etc


  • Hello Ali,
    No,I don’t think so.If you read new updates.They suport again Pakistan and they said there services will be soon again for us.

    So,Don’t worry.

  • I got email today from them and they are providing alternative for us..GOOD NEWS!!!

    Dear Mohammad Asif Saeed,

    To continue offering you the high level of service you’ve come to expect from Payoneer, it has become necessary for Payoneer to replace your oDesk Debit MasterCard® with the new Choice Prepaid MasterCard®.

    What’s changing?
    As of July 15, 2010, your existing oDesk Debit MasterCard® powered by Payoneer will be deactivated and you will no longer be able to use it to withdraw your oDesk funds.

    Payoneer has selected a new issuing bank and with this change will be issuing the new Payoneer Choice Prepaid MasterCard®. The main benefit to users will be higher daily withdrawal and spending limits.

    What do I need to do?
    To prevent any disruption in service, order your new Choice Prepaid MasterCard® within the next 30 days:

    1. Log into your account at
    2. Request a new FREE Choice Prepaid MasterCard®.

    The new card will be shipped to you for free within a few days – that means no shipping charges or activation fees. You can use your current card until you receive the new one, but not after July 15th.

    Once you receive the new card and activate it, funds and services associated with your existing card will be transferred automatically to the new card.

    Similar to your existing card, the new Choice Prepaid MasterCard® is a debit card and can be used at ATMs, at stores and online.

    Choice Prepaid MasterCard® limits:
    The daily ATM withdrawal limits is $2,500.
    The daily purchase limit (at stores/online) is $2,500
    Total daily spending limit is $5,000
    Help and support

    If you have any questions, please contact us at Payoneer Contact Form
    We also have live online help at

    Thank you,
    Customer Support
    Payoneer, Inc.

  • i also got the email from payoneer Today 1st june 2010 and successfully order a new card & also uploaded the required documents like National id card, passport, Address documents etc & now i am waiting for the card shipment, i will update you as soon as i will got the card, thanks

  • To Adnan: i am already having payoneer card which is blocked by payoneer in past month and they are issuing the new cards to Pakistanies & sending emails step by step to order new cards, thanks

    • i have the old Payoneer card…
      but i have not got any email from them.

      can my cousin apply for a new account now from pakistan or he can’t now bcoz of the New payoneer policy???

      • Yes,he can,But you have to wait till they update their Country list.After this your cousin would be able to apply for one.

  • Hi All,

    Today I got email from payoneer that my New Choice Card (Replacement one) has been approved. I submitted by Passpord copy to them when I applied for that Choice Card. Please find below details:

    Dear Mohammad Asif Saeed,


    Your Prepaid debit MasterCard® card order has been approved!

    Please note that it can take up to 10 business days to receive the oDesk Prepaid debit MasterCard card within the U.S. and up to 25 business days for delivery outside of the U.S.

    I will update you as soon as I will get my new card and will do withdraw from that card. I will diffidently submit the end result.

    Mohammad Asif

  • Salam All,
    Dear friends,

    I am facing problem in withdraw money from elance
    kindly anyone guide me how I will withdraw my money from Elance.(I’m in Pakistan)

    What is the procedure? I am very much confuse please Help me out.


  • Dear All,

    Today I got new Payoneer Choice Master Card, I am able to use that card. I just loaded and withdraw Rs. 25k for testing purpose and I did not get any issue.

    In short my new card is activated and working. I used City Bank’s ATM for withdrawal. Please feel free to ask any question if you have. You can email me at [email protected].

    Warm Regards,
    Mohammad Asif Saeed

  • @Mohammad Asif Saeed

    We have tried Standard Chartered Bank for cash withdrawl. It is saying general processing error. Any idea about it?

    • Asslam O Alaikum

      Main Sialkot, Pakistan say hoon aur business man hoon. Mujhay Paypal aur Payoneer card say pakistan main online payments receive karnay ka hameesha say issue raha kay yahaan pay loag theak guide nahe kartay aur har koe agar apna expereince share karta hai to half share karta hai aur half mis guide kar daita hai. aur bohet saray pakistani bhayioon ki wrong informations ki vajaah say mujhay bohet problem hoe. likun step by step search aur practical kar kay main nay finally sub 100% legally solutions find out kar liyey hain…

      Alhamdullah main Pakistan main payoneer card bhe proper use kar raha hoo… aur Paypal ki payments bhe accept kar raha hoo…aap ko proper procedure say chalna parta hai aur aap paypal aur payoneer ki payments accept kar saktay hain. aur jin sahib nay yeh likha kay Standerd Charterd Bank pakistan main Payoneer ki payments withdraw nahe kar raha through ATM… un ki itlaah kay liya araz hai kay main regular Standerd Charterd ki ATM he use kar raha hoon withdraw kay liya…

      Jo bhe Pakistani bhaye business payments chahay who paypal ki hoo ya Payoneer kay baray main information chahye ho. who mujh say meray e-mail address pay contact kar lain. Insha Allah jo kuch reaserch say main nay sekha hai aur jis terha main payments receive kar raha hoo.. who bhe apnay clients say proper payments receive kar paye gay.

      Jazak Allah
      Allah Hafiz

      e-mail address is : [email protected]

  • Use Citi ATMs or MCB only. Some Citi ATM’s allow you to withdraw 25000 or some 15000 per transaction while MCB allows 10000 per transaction.

  • Salam
    payoneer card to meray pass almost 18month sy hai but i never used it
    its activated…. net py sumtyms use kea hai for purchasing

    now i have loaded some funds in my card and i want to withdraw funds . i read few issues abt money laundering and change of policy
    can u tell me if i can use the card now a days in Pakistan?

    its working or not
    and kis bank k ATM py try krun? caz mainay STANDARD CHARTERD BANK py try kea tha but wahan card nahi chala

    and if its working i think it would b better if i use it at my uncle’s shop and withdraw $1000 (my card is limited to $1000 per day) i guess this would save me from the loading fee per attempt
    that u say friends

  • You presented some really good ideas there. I did a hunt on the subject and discovered the majority of people may recognize along with your blog.

  • That’s not true that Payoneer is blocking its services in Pakistan but they put Pakistan in list of countries that are a.k.a Third world countries or you can say Fourth World Countries. That’s true do not use Payoneer Master Debit card because now they charge too much service charges and there are lot of Payoneer Hidden Charges but use moneybookers for Pakistan its the best payment processor for Pakistan which wires direct to you bank account ;)

  • Hi
    Can any body tell me about pin code? I didn’t receive any pin code from odesk or payoneer while for a transaction or with draw money from bank it always requires a pin code which I didn’t receive yet.

    There is also an option in to change the pin code. 4 fields are there to change the pin code.

    1. Enter your Prepaid card number:
    2. Enter Current PIN:
    3. Enter a new 4 digits PIN:
    4. Re-enter New PIN:

    Now look at number 2 option which is “enter current pin”.

    Where can I find this current pin code?


    • When u activate the card, u set a PIN. Dont u set it?

      If u dont set it or forget it or whatever it is. Logon to payoneer live chat. I dont have link right now. Find it on payoneer site and ask them to reset the pin.

  • Janab ab agar UBL WIZ card se ya kisi aur tareekey se paypal ka account bn sakta hai to plz bataein

  • Exchange all your Liberty Reserve.Webmoney. MoneyBooker. paypal. payaza. mastar Card to Pak Rupees in reason able price
    also verify your paypal account and we issue Payoneer Master Card in reason able price

    we Deal in

    1. Liberty Reserve
    2. Webmoney
    3. moneybooker
    4 Paypal
    5 payoneer master Card
    6 payza

    We can pay via:
    1. Cash to hand.
    2. Phone Cards.
    3. Bank Deposit.
    4 easy paisa
    5. Other way you prefer.

    MR Salman Ashraf
    Mobile : 03017668696
    skype : onefinancialmarket

  • Hi,

    My name is Nissim, I’m a Community Manager at Payoneer. I just wanted to clarify that the Payoneer Prepaid Debit MasterCard Card is indeed available to residents of Pakistan.

    For any additional questions, please don’t hesitate to visit our official community forum:

    • Dear Nissim, Can you please tell me your email address ? Or if possible, can you please reach me on mine – I need tot talk over payoneer card.

  • mujhay yeh puchina tha kay yeh master card kitnay dino main deliver ho kay ata hai mukhay 1 mahina ho gaya hai abi tak mera card nahi aya

  • may rawalpindi may rahta hun 3 maheenay ho gy a b tk payoneer mastr card receive ni hua kn sa shipping address valid hay?

    or sub information correct han

  • close