Get Dell Laptops at Installments from Meezan Bank

meezan-laptop-easeMeezan Bank, which was awarded the best Islamic bank in Pakistan in 2011, is now planning to provide consumer finance to DELL brand of laptops.

After the announcement of bank’s plan to start 25 new branches in March, Meezan Bank has now joined hands with M/s Unique Technologies for financing of Dell Laptops.

A statement issued by the bank said that this financing of laptops will be materialized through Meezan Bank’s Laptop financing product – Laptop Ease.

It said that in this regard an MOU was signed by Arif ul Islam, COO of Meezan Bank and Asif Bukhari, CEO of Unique Technology here at Meezan Bank Head Office. Shahzad Aslam Khan, Country Head Dell and Naveed Siraj, Country Head Intel were also present on the occasion.

The statement pointed out that Laptop Ease is a Riba Free financing product based on the concept of `Musawamah’ whereby Meezan Bank provides financing for purchase of laptops at easy installments payable over 3 to 24 months.

Muhammad Raza, Head of Consumer Banking and Marketing at Meezan Bank said that the Laptop Ease product was launched in April last year.

It should be noted that last year Meezan Bank signed similar agreement with M/s New Horizon but that was not particular for any brand.

Salient Feature of Laptop Ease

  • Easy Installment options for financing period for 3 to 24 months.
  • 2 years warranty with parts provided by vendor.
  • Free Carrying Case will be provided by vendor.
  • Absolutely Free Takaful Coverage. All laptops acquired through Meezan Laptop Ease will be covered by Takaful (Islamic Insurance) before delivery to the customers
  • Complete surety and peace of mind that purchased laptop is a genuine brand
  • Laptop model offerings will vary from time to time in consistence with the latest & upgraded features and market demand.

More details on Meezan Bank’s laptop financing are available here: http://www.meezanbank.com/laptopfinancing.aspx


  • Meezan Bank, kindly update your website. You have done the agreement with dell and offering HP laptops on your site.

    • nam islamic banking aur ander se farad..24 mnth ke installment pr cummulative price 62000 bnta ha..asli price 45000 ha…ye konsa islamic banking ha.//////????????????

  • O bhai kya meezan bank ki advertising hoti hai yahan? her dafa inki installments ki promotion ki jati hai,

    • Yes, seeing this post for the second (or third) time. I wish PP apni posting to commercialize na karta, huh!

  • a laptop which is available in the market for as low as PKR 42,000-45,000 is being sold for over 80,000 through this scheme of MBL and they call it Riba Free. Even charging exorbitant profits is not permitted. No matter what we name it Murabaha, Muawamah, the ultimate goal is to make interest in everything. Even in Present Value terms, the HP Pro Book 4530 value over 24 months of contract @ 10% comes out to be PKR 81,275/-.

    and the ‘special’ features which are provided, are available with others as well, 2 years warranty, free carrying case etc. Vendors even give out free mouse and headphones

    This is how customers are ripped off

    • dont agree u on this , they r charging not that much
      FOR EXAMPLE
      HP Pavilion G6-1123TU
      Market price 59000 RS

      THey r giving it on 4844 rs X 12 months = 58125 rs
      down payment 10000 rs ,
      total cost 68125 rs

      10000 extra payment time 1 year , i think its fair enough !!

      • Why 10,0000?
        The meaning of interest or RIBA means to excess or increase.
        “Riba` is a loan with the condition that the borrower will return to the lender more than and better than the quantity borrowed.”
        Anything cannot have two values.

      • I disagree with you. Hp Pavilion DV6 6159TX is being sold online for just 75000 which means its actual price is arround 70000. But they are selling it for 92628 for 12 months. Also the main point is how they are fooling us with attractive names like Murabaha and Muawamah. They are working on soood in islamic disguise.

        • Javid, please also note that they are also offering takaful in this scheme, as you know laptops thefts all over world is now a big issue, in case of theft your money is secured.

          • yes they are Offering…but only “till it delivered to Customer”

            Not After delivery

            Amazon and any other online Shopping Site in the world also offers the same..
            is it islamic??

      • Yes Webstar is Right!

        They Called it RIBA free..

        We are not looking at 10000

        original price must not be increased in any case “”this is called RIBA FREE”

        what ever it is 1 rupee or 10000 rupees

  • Useless. Ye sirf ameer logo k liee hai. jin ka bank balance zayada ho.. unhi ko instalment par milta hai. ajeeb baat nhi ?

    • a salaried person , or self employed person can apply for it ,becoz they need a guaranty that u will be able to pay instalments on time , ! is it really that hard to understand ?

    • ajeeb ha..

      Jis k paas itna paisa ho jitna inho ny Eligibility criteria de rakha ha

      Wo Khd Purchase nahi karly

  • jis ki sallary 25000 se kam hai woh nahi ly sakta, bekar hai yeah

    Service kay liye 25000
    Businessmen kay liye 40000 sallary honi chahiye tab hi yeah laptop ease successfull hogi

  • they don’t give a shit if your dads pay is less then 25 thousand…. **** you mezan bank

  • jee bilkul yeh service bilkul useless hai mein faisalabad mein as a lecturer bs 17 mein job kar raha hoon aur by birth blind hoon mein nay hp probook 4530 k liay apply kia tha jis ki price markit mein 58000 hai but meezan bank ki 2 years ki installment k through almost 90000 banta hai meri sallary 34000 hai aur meray saarray papers b complete thay but phir b parson mujh pay yeh objection laga k reject kar dia gaya k aap blind hain iss liay aap na to computer chala saktay hain aur na hi installment pay kar saktay hain. mein hayran hoon k kaisa dakya noosi staf hai meezan bank ka. mera to sub ko mashwara hai k in ki service ko avide kia jaay

  • hello… guyss.. yeh buhta zda intrst le rhy hn .. hp core i3 ki price 49 thousnd hey .. or meezaan bank ki 24 mnths ki installmint par humey 22000 extra pay karney pareyn gey .. agr 5 ya 10 tak hta tab bhi tk tha .. other wise noo.. bht zda intrst hey

  • i tHiNk its better coz a man cant buy a laptop of over 60,000 wid his monthly pay so its reasonable to buy through installments

    • haha yes aap theek kehtay hain but wo dayn b to tab na agar 34000 ki sallary un k leeay kam hai to phir hum kia keh saktay hain. jis ki sallary 50 60000 ho to us ko kia zaroorat pari hai in say laptop khareednay kee wo markit say khareed lay ga

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  • Its HP not DELL. and 24 instalment per bht ziyada paise lerahe hen ye ghalat he qk market me laptop ki price 45,000 he or jis ki salary 15000 he wo itni ziyada installment pay nahi kar sakta. please price ko kam karen or instalment period barha kar monthly installment ko kam karen.

  • Dear sir
    i belonges to District Chitral of KPK and presently i am working on computer Post in EDO (E7S) eduction Chitral and i am need of loptop on installement base if there is possibility to provide by you to the needy personal please provide me on barnd new dell loptop on sutaible reate in installement
    Sher murad
    cell no 03038926458

  • Please provide defective currency note counter in
    every branch.Your cash counter misbehave me
    at Shara-e-faisal Al Tijarah Center BR.
    on line Deposit. S. No.8001468.
    TARIQ KHAN.
    0103-0100018886.

  • everyone kiy koi muje bata sakta hai k muje har month kitne paise denae hain laptop k liye plz text men 03447576052 i am mohmmad asif or paise kaise berne hain or kahan

  • i m student of mbbs i want to purchsed dell i 5 frm mezan bank i wel give surety as my id card they will give me laptop

    in installment but with out interset


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