{"id":4717,"date":"2020-09-07T06:39:55","date_gmt":"2020-09-07T06:39:55","guid":{"rendered":"https:\/\/propakistani.pk\/how-to\/?p=4717"},"modified":"2020-09-07T06:50:42","modified_gmt":"2020-09-07T06:50:42","slug":"how-to-get-a-loan-from-pakistani-banks","status":"publish","type":"post","link":"https:\/\/propakistani.pk\/how-to\/how-to-get-a-loan-from-pakistani-banks\/","title":{"rendered":"How To Get A Loan From Pakistani Banks"},"content":{"rendered":"<p>A loan is when money is given to someone in exchange for repayment at a custom rate of principal amount + interest. You agree to terms before receiving amount in full, although it depends on which bank you\u2019re going to go through. Here\u2019s <strong>how to get a loan from Pakistani Banks<\/strong>. Get in!<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4731 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 800 565'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/1.gif\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"800\" height=\"565\" \/><\/p>\n<p><strong>Related: <\/strong><a href=\"https:\/\/propakistani.pk\/how-to\/how-to-get-loan-relief-on-credit-cards-housing-auto-finance-personal-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">Get Loan Relief On Credit Cards | Housing | Auto Finance | Personal Loan<\/a><\/p>\n<p>A loan may be secured by collateral such as mortgage, or it may be <a href=\"https:\/\/propakistani.pk\/how-to\/how-to-get-a-loan-from-a-bank-for-higher-studies-in-pakistan\/\">paid off<\/a> using credit card systems. Again, it depends on the type of bank you decide to go through.<\/p>\n<p>The following description provides apt detail regarding loans from banks in Pakistan. Each talking point is succinct and to the point.<\/p>\n<p>&nbsp;<\/p>\n<h3>How To Get A Loan From Pakistani Banks | <a href=\"https:\/\/www.sc.com\/pk\/borrow\/personal-loan\/apply\/\" target=\"_blank\" rel=\"noopener noreferrer\">Standard Chartered<\/a><\/h3>\n<p>Featuring exciting schemes, easy repayment options and competitive interest rates, the Standard Chartered Personal Loan is a hassle-free way to fulfil your financial needs.<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4732 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1200 600'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/2-2.jpg\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"1200\" height=\"600\" \/><\/p>\n<p><strong>Features<\/strong><\/p>\n<ul>\n<li>Loans available with range of repayment options from 1-5 years<\/li>\n<li>Borrow up to PKR 2 million<\/li>\n<li>Competitive interest rates<\/li>\n<li>No security, collateral or guarantors required<\/li>\n<li>Easy documentation and quick processing<\/li>\n<li>Top up facility on existing Personal Loans with Standard Chartered<\/li>\n<\/ul>\n<p><strong>Eligibility <\/strong><\/p>\n<p>You only require a valid copy of your National Identity Card \u2013 CNIC \u2013 and Salary Slip.<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4718 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 790 214'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/3-4.png\" alt=\"Rate List | ProPakistani\" width=\"790\" height=\"214\" \/><\/p>\n<h4>Installment Calculation<\/h4>\n<p>To calculate your payment installments on a Personal Loan, simply multiply the amount you want to borrow by the relevant number below:<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4719 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 700 544'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/4-4.png\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"700\" height=\"544\" \/><\/p>\n<h4>Additional Charges | FAQ<\/h4>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4720 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 728 206'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/5-1.png\" alt=\"FAQ Run-time | ProPakistani\" width=\"728\" height=\"206\" \/><\/p>\n<p>Read their Terms &amp; Conditions to understand your position.<\/p>\n<p><a href=\"https:\/\/www.sc.com\/pk\/borrow\/personal-loan\/apply\/\" target=\"_blank\" rel=\"noopener noreferrer\">Apply here<\/a> to sign up and apply for a personal loan at Standard Chartered!<\/p>\n<p>For Business Persons and Self-Employed Professionals, minimum age is 21 years at the time of application. Maximum age should not be more than 65 years at the time of financial maturity.<\/p>\n<h3>Personal Loan | Internet Banking | <a href=\"http:\/\/hbl.com\/applyforpl\">HBL<\/a><\/h3>\n<p>Habib Bank Limited offers financial assistance in a variety of ways to its customers. With their tentative loan schemes in full effect, HBL offers a flexible loan facility for everyone.<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4721 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1280 720'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/6-1.jpg\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"1280\" height=\"720\" \/><\/p>\n<p><strong>Features<\/strong><\/p>\n<ul>\n<li>Financing limit between PKR 25,000 to PKR 3,000,000<\/li>\n<li>Repayment tenure(s) ranging from 12 to 60 months<\/li>\n<li>Availability of top-up facility after every 12 months<\/li>\n<li>Life insurance coverage<\/li>\n<\/ul>\n<p><strong>Criteria<\/strong><\/p>\n<ul>\n<li>Salaried individual whose salary is being credited to HBL account<\/li>\n<li>Applicant to be 21 years or more at the time of loan application and 60 years or less at the time of loan maturity<\/li>\n<\/ul>\n<p><strong>Conditional Documentation<\/strong><\/p>\n<ul>\n<li>Verified copy of CNIC<\/li>\n<li>Verified copy of salary slip<\/li>\n<li>Letter from employer (if applicable)<\/li>\n<\/ul>\n<p>Dear readers, HBL\u2019s <strong>Terms &amp; Conditions <\/strong>apply all the way!<\/p>\n<p><a href=\"http:\/\/hbl.com\/applyforpl\" target=\"_blank\" rel=\"noopener noreferrer\">Visit this link<\/a> and apply NOW for a personal loan from HBL.<\/p>\n<p>&nbsp;<\/p>\n<h3>Home Convenience | Bank Alfalah Personal Loan<\/h3>\n<p>With Alfalah Personal Loans, get customized financing without any collateral attachments!<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4722 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 736 400'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/7-1.jpg\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"736\" height=\"400\" \/><\/p>\n<p><strong>Basic Features<\/strong><\/p>\n<ul>\n<li>Financing facility starting from PKR. 50,000 up to PKR. 2 Million<\/li>\n<li>Tenure ranging from 1 Year to 5 Years<\/li>\n<li>No security\/collateral requirement<\/li>\n<li>Complimentary orbits on sign-up<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.bankalfalah.com\/personal-banking\/loans\/alfalah-personal-loan\/product-offerings\/\" target=\"_blank\" rel=\"noopener noreferrer\">Offerings On Loan<\/a> | <a href=\"https:\/\/www.bankalfalah.com\/personal-banking\/loans\/alfalah-personal-loan\/documents-required\" target=\"_blank\" rel=\"noopener noreferrer\">Documents Needed<\/a> | <a href=\"https:\/\/www.bankalfalah.com\/personal-banking\/loans\/alfalah-personal-loan\/eligibility-criteria\/\" target=\"_blank\" rel=\"noopener noreferrer\">Eligibility<\/a> | <a href=\"https:\/\/www.bankalfalah.com\/schedule-of-charges\/\" target=\"_blank\" rel=\"noopener noreferrer\">Schedule Of Charges<\/a><\/p>\n<h3>Why Alfalah? | How To Get A Loan From Pakistani Banks<\/h3>\n<ul>\n<li>Hassle-free processing with minimum documentation<\/li>\n<li>Affordable mark-up rates<\/li>\n<li>Partial prepayment option; <a href=\"https:\/\/www.bankalfalah.com\/personal-banking\/loans\/alfalah-personal-loan\/product-offerings\/\">visit here<\/a> for more info<\/li>\n<li>Loan top-ups\/enhancements for more financing\n<ul>\n<li>You can top up the loan amount based on revised income and repayment history<\/li>\n<\/ul>\n<\/li>\n<li>Multiple repayment options\n<ul>\n<li>Non-Checking Account<\/li>\n<li>Direct Debit<\/li>\n<li>Cross Cheque<\/li>\n<li>ATM<\/li>\n<li>Internet Banking<\/li>\n<li>Mobile Banking<\/li>\n<li>Cash Payment at branches<\/li>\n<\/ul>\n<\/li>\n<li>Multiple income sources allowed for higher loan limits<\/li>\n<li>Balance transfer facility for outstanding personal loan(s) and credit card(s)<\/li>\n<li>Special Discounts and Minimal Documentation for existing Bank Alfalah account holders and customers<\/li>\n<\/ul>\n<p>In order to apply, <a href=\"https:\/\/www.bankalfalah.com\/personal-banking\/loans\/alfalah-personal-loan\/product-offerings\/\" target=\"_blank\" rel=\"noopener noreferrer\">visit this link<\/a>, scroll down, and get a Bank Alfalah Personal loan.<\/p>\n<p>&nbsp;<\/p>\n<h3>Faysal Bank | <a href=\"https:\/\/www.faysalbank.com\/en\/personal\/loans\/\" target=\"_blank\" rel=\"noopener noreferrer\">Lending<\/a><\/h3>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4723 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 900 675'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/8-2.jpg\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"900\" height=\"675\" \/><\/p>\n<p><strong>Lending<\/strong><\/p>\n<ul>\n<li>Option A (recommended): Faysal Flexi Credit<\/li>\n<li>Local Relief: Faysal AutoCash<\/li>\n<li>Faysal Personal Installment Loan<\/li>\n<li>Faysal Car Finance<\/li>\n<\/ul>\n<p><strong>Mortgage<\/strong><\/p>\n<ul>\n<li>Faysal Home Finance<\/li>\n<\/ul>\n<p>According to Faysal Bank\u2019s lending manifest, the process for taking loans is pretty much straightforward. From simple banking solutions to high value investments, you can choose one that best suits your requirements<strong>.<\/strong><\/p>\n<p>For Business Persons and Self-Employed Professionals, minimum age is 21 years. Maximum age should not be more than 65 years at the time of financial maturity.<\/p>\n<p>To apply for a Faysal Bank Loan, click on <a href=\"https:\/\/www.faysalbank.com\/en\/personal\/loans\/\" target=\"_blank\" rel=\"noopener noreferrer\">APPLY NOW<\/a> and provide all details in spaces provided.<\/p>\n<p>&nbsp;<\/p>\n<h3>Muslim Commercial Bank | MCB<\/h3>\n<p>MCB Personal Loan is a Fast, Affordable and Easy option to meet your immediate financing needs.<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4724 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1280 720'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/9-1.jpg\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"1280\" height=\"720\" \/><\/p>\n<p><strong>Key Features<\/strong><\/p>\n<ul>\n<li><strong>Minimum Loan Amount<\/strong>: PKR 50,000<\/li>\n<li><strong>Maximum Loan Amount<\/strong>: Up to PKR 2 Million<\/li>\n<li><strong>Tenure<\/strong>: 1 year to 5 years<\/li>\n<li>No collateral required<\/li>\n<li>No processing fee if loan is not approved<\/li>\n<li><strong>Approved Cities<\/strong>: Karachi, Lahore, Rawalpindi, Islamabad, Faisalabad, Hyderabad, Multan and Peshawar.<\/li>\n<\/ul>\n<h3>Eligibility<\/h3>\n<ul>\n<li>Salaried individuals working in the Private sector, Government of Pakistan and Armed Forces<\/li>\n<li>Any person who has taken a credit card, personal loan or an overdraft facility from any bank in Pakistan.<\/li>\n<li>An existing MCB Car4U customer who took the MCB car loan more than 1 year ago<\/li>\n<li>Any MCB salaried customer whose salary is being credited in MCB for more than a year<\/li>\n<li><strong>Minimum Net monthly Salary<\/strong><\/li>\n<\/ul>\n<ol>\n<li>Salaried Customers: PKR 30,000 to PKR 40,000\/- depending on employer<\/li>\n<li>Govt. Officers\/ Armed Forces: PKR 30,000<\/li>\n<\/ol>\n<p><strong>Prime Customer Eligibility<\/strong><\/p>\n<p>Salaried: if you have a Monthly Gross Salary of over PKR 500,000<\/p>\n<p><strong>Initial Documents<\/strong><\/p>\n<ul>\n<li>Copy of Salary slip\/ Proof of income<\/li>\n<li>Copy of Valid CNIC<\/li>\n<\/ul>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4725 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 796 175'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/10-1.png\" alt=\"MCB Rate List | ProPakistani\" width=\"796\" height=\"175\" \/><\/p>\n<p>For further information, please call MCB Phone Banking at 111-000-622 (MCB Bank) or visit your nearest MCB Bank branch or <a href=\"https:\/\/www.mcb.com.pk\/become_a_customer\/home\" target=\"_blank\" rel=\"noopener noreferrer\">click here<\/a>.<\/p>\n<p>For Business Persons and Self-Employed Professionals, minimum age is 21 years. Maximum age should not be more than 65 years at the time of financial maturity.<\/p>\n<p><strong>Note: <\/strong>All loans shall be processed and approved as per MCB Bank Limited sole discretion in accordance with regulations and Bank\u2019s approved policies and procedures.<\/p>\n<h2>SILKBANK | Personal Loan | How To Get A Loan From Pakistani Banks<\/h2>\n<p>SILKBANK offers a variety of options for personal loan at all branches in Pakistan.<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4726 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1280 720'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/12.jpg\" alt=\"Decisions &amp; Options | ProPakistani\" width=\"1280\" height=\"720\" \/><\/p>\n<h4>Suitable for people who:<\/h4>\n<ul>\n<li>Have one time borrowing need<\/li>\n<li>Want the peace of mind through monthly payments<\/li>\n<\/ul>\n<h4>Features and benefits<\/h4>\n<ul>\n<li>Loan amount up to Rs. 2 million<\/li>\n<li>Flexible tenures of 1-5 years<\/li>\n<li>No security, no collateral<\/li>\n<li>Top-up facility<\/li>\n<li>Balance funds transfer option<\/li>\n<li>Pre &amp; Partial payment option available<\/li>\n<\/ul>\n<h4>Eligibility<\/h4>\n<ul>\n<li>Pakistani residents<\/li>\n<li>Foreign nationals with approved company guarantee<\/li>\n<li>Salaried individuals<\/li>\n<li>Age: 21-65 years<\/li>\n<li>Income: minimum Rs. 40,000\/- monthly<\/li>\n<li>Offered in major cities of Pakistan: Karachi, Lahore, Rawalpindi, Islamabad, Hyderabad, Peshawar, Multan &amp; Faisalabad.<\/li>\n<\/ul>\n<h4>Flexible<\/h4>\n<ul>\n<li>Monthly installments with Pre-payment and Partial Payment Facility<\/li>\n<\/ul>\n<p>To apply for SILKBANK Personal Loan, email at <a href=\"mailto:personal.loan@silkbank.com.pk\" target=\"_blank\" rel=\"noopener noreferrer\">personal.loan@silkbank.com.pk<\/a> or visit your nearest SILKBANK Branch.<\/p>\n<p>You can visit this <a href=\"https:\/\/www.silkbank.com.pk\/olg\" target=\"_blank\" rel=\"noopener noreferrer\">website<\/a> for an online application procedure.<\/p>\n<p>&nbsp;<\/p>\n<h3>Summit Bank | Consumer Banking | Personal Loans<\/h3>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload wp-image-4727 size-full aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 314 512'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/13-1.png\" alt=\"Charge With Ease | Summit Bank | ProPakistani\" width=\"314\" height=\"512\" \/><\/p>\n<p>Summit Bank offers a secure <strong>personal financing solution <\/strong>according to the following features:<\/p>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4728 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 862 260'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/14-1.png\" alt=\"How To Get A Loan From Pakistani Banks\" width=\"862\" height=\"260\" \/><\/p>\n<h4>Benefits:<\/h4>\n<ul>\n<li>Quick Processing<\/li>\n<li>No Processing Fees before approval<\/li>\n<li>Minimum Documentation<\/li>\n<li>Competitive Rates<\/li>\n<li>Complimentary Credit Life Insurance<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4>Requirements:<\/h4>\n<ul>\n<li>Pakistani Resident &amp; CNIC holder<\/li>\n<li>Age between 21yrs to 65yrs<\/li>\n<li>Minimum net Income PKR 15,000\/-<\/li>\n<li>Salaried individual only<\/li>\n<\/ul>\n<p><strong>Note: <\/strong>All of the items above are subject to Summit Bank\u2019s Terms &amp; Conditions.<\/p>\n<p>For Business Persons and Self-Employed Professionals, minimum age is 21 years. Maximum age should not be more than 65 years at the time of financial maturity.<\/p>\n<p>Visit <a href=\"http:\/\/summitbank.com.pk\/index.php\/consumer-banking\/personal-finance\/\" target=\"_blank\" rel=\"noopener noreferrer\">this site<\/a> to apply according to steps provided.<\/p>\n<h3><\/h3>\n<h3>NBP Saibaan | Loan From Government<\/h3>\n<p><img decoding=\"async\" data-expand=\"600\" class=\"lazyload size-full wp-image-4729 aligncenter\" src=\"data:image\/svg+xml;charset=utf-8,%3Csvg xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg' viewBox%3D'0 0 1280 720'%2F%3E\" data-src=\"https:\/\/propakistani.pk\/how-to\/wp-content\/uploads\/2020\/09\/15.jpg\" alt=\"NBP Saibaan Options | ProPakistani\" width=\"1280\" height=\"720\" \/><\/p>\n<p>&nbsp;<\/p>\n<table width=\"95%\">\n<tbody>\n<tr>\n<td width=\"95%\"><\/td>\n<\/tr>\n<tr>\n<td><strong>Eligibility *<\/strong><\/p>\n<ul>\n<li>Must be Pakistani resident national, having satisfactory credit history.<\/li>\n<li>Salaried Class, Self-Employed Professionals and Business Persons.<\/li>\n<li>Property being financed is to be located in NBP approved localities.<\/li>\n<\/ul>\n<p><strong>Age Requirement:<\/strong><\/p>\n<ul>\n<li>For Salaried Class, the minimum age is 22 years at the time of applying for the financing facility.<\/li>\n<li>Similarly, for Business Persons and Self-Employed Professionals minimum age is 21 years at the time of application. Maximum age should not be more than 65 years at the time of the maturity of the finance.<\/li>\n<\/ul>\n<p><strong>Income Requirement:<\/strong><\/p>\n<ul>\n<li>For Govt. employees it is PKR 5000\/- whose monthly salary is directly credited to his\/her account maintained with NBP.<\/li>\n<li>The final threshold of Salaried Class minimum is PKR 10,000\/-.<\/li>\n<li>For Business Persons &amp; Self-Employed Professionals minimum net take home is PKR 15,000\/-.<\/li>\n<\/ul>\n<p><strong>Length of Service\/Business Requirement:<\/strong><\/p>\n<ul>\n<li>Minimum 2 years with the same employer or otherwise collective and continuous employment of 3 years.&gt;<\/li>\n<li>For Business Persons &amp; Self-Employed Professionals, a minimum past history of 3 years relationship with business.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>How To Apply? | How To Get A Loan From Pakistani Banks<\/h2>\n<p>Instructions for completing the Application Form:<\/p>\n<ul>\n<li>Fill-in the form completely<\/li>\n<li>Print the &#8220;completely filled&#8221; form<\/li>\n<li>Get it signed by Referees<\/li>\n<li>Sign it yourself<\/li>\n<li>Attach the <a href=\"https:\/\/www.nbp.com.pk\/Saibaan\/RequiredSaibaan.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">Required Documents<\/a><\/li>\n<li>and submit &#8220;In PERSON&#8221; to<a href=\"https:\/\/www.nbp.com.pk\/Saibaan\/ContactSaibaan.aspx\" target=\"_blank\" rel=\"noopener noreferrer\"> NBP Saibaan Team<\/a><\/li>\n<\/ul>\n<p><strong>Note:<\/strong> The form is designed to be viewed in Adobe Acrobat Reader.<\/p>\n<p>For Business Persons and Self-Employed Professionals, minimum age is 21 years. Maximum age should not be more than 65 years at the time of financial maturity.<\/p>\n<p>Well, there you have it guys! This was all about <strong>how to get a loan from Pakistani banks. <\/strong>If you have any questions, feel free to leave a comment in the section provided below.<\/p>\n<p>Good luck!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A loan is when money is given to someone in exchange for repayment at a custom rate of principal amount + interest. You agree to terms before receiving amount in full, although it depends on which bank you\u2019re going to go through. Here\u2019s how to get a loan from Pakistani Banks. Get in! Related: Get [&hellip;] <a class=\"g1-link g1-link-more\" href=\"https:\/\/propakistani.pk\/how-to\/how-to-get-a-loan-from-pakistani-banks\/\">More<\/a><\/p>\n","protected":false},"author":4,"featured_media":4736,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26],"tags":[],"class_list":{"0":"post-4717","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-financial"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How To Get A Loan From Pakistani Banks - How To<\/title>\n<meta name=\"description\" content=\"Are you looking for information on How To Get A Loan From Pakistani Banks? 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