Annual Fee
4000
Issuance Fee
-
Supplementary Fee
2000
Chip Maintenance Fee
0
SMS Alert Fee
70
Cash Withdrawal Fee
1000
Foreign Transaction Fee
5
Late Payment Charges
1450
Over limit Charges
1200
Monthly
3.33%
Yearly
40%

From a plethora of rewards to highly efficient and personalized services, this card is a must

Features

– Numerous cashback benefits including air tickets, hotels, clothing and fuel

– Easy instalments for paying back your credit

– You can avail a loan of 80% of available credit limit

– VISA payment network

Benefits

– Selected spending categories mean a 7% cashback

– Dining & Lifestyle items can get you up to 20% discount

– Cash withdrawal limit of up to 50%

– UTRA CASH Back means annual fee waiver for the 1st year

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
Salary requirement of Rs 20,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 50,000
– You must be 21-70 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply


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