Credit Cards

40%
Interest Rate
Rs. 4000/-
Annual Fee
Features

– Use this card to gain rewards and save money

– Manage expenses better

– Multiple cashback offers on fuel

– Get a silver card based on your profile

Benifits

– PSO Service Stations offer 5% cashback

– Ludicrous 60% discounts

– Tailored for high-fuel consumption users

– Retail outlets offer 1% instant cashback

To Apply

Salaried Person:
– Minimum balance requirement not provided
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip), and CNIC

Self-Employed / Businessmen:
– Minimum income not specified
– People aged between 21-65 are eligible to apply
– Proof of business and CNIC are needed to apply

40%
Interest Rate
Rs. 6000/-
Annual Fee
Features

– A number of amazing benefits and rewards

– Enjoy privileges throughout the globe

– Shapes and Health Clubs in Multan, Lahore and Karachi offer free access

– VISA payment network

Benifits

– Enjoy priority pass and VIP lounges access at over 1,000 airport VIP lounges

– Discounts of up to 60% on a variety of items

– Spend Rs 50 and gain 1 & 3 reward points for domestic and international spendings

– Purchase air tickets or pay balance amount through reward points

To Apply

Salaried Person:
– Salary requirement not specified
– People aged between 21-60 are eligible to apply
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– People aged between 21-65 are eligible to apply
– Documents required: Proof of business, NTN, bank statement and CNIC are needed to apply

40%
Interest Rate
Rs. 6500/-
Annual Fee
Features

– Rs. 7 Million travel insurance

– CIP lounges access free for cardholders

– Hospitalization cover

– Get up to 70% credit limit

– You can repay your credit in easy instalments

– VISA payment network

Benifits

– Access to various domestic CIP lounges in major cities with free secretarial services

– Discounts of up to 60% on a variety of items

– The classic rewards program allows you to convert rewards into cash

– Offers a regular income insurance plan for your family

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement not specified
– People aged between 21-60 are eligible to apply
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– People aged between 21-65 are eligible to apply
– Documents required: Proof of business, NTN, bank statement and CNIC are needed to apply

40%
Interest Rate
Rs. 2000/-
Annual Fee
Features

– Rs. 7 Million travel insurance

– CIP lounges access free for cardholders

– Hospitalization cover

– Get up to 70% credit limit

– Low balance transfer rate and service charges

– VISA payment network

Benifits

– Domestic CIP lounges with free secretarial services at major airports

– Discounts of up to 60% on a variety of items

– The classic rewards program allows you to convert rewards into cash

– Offers a regular income insurance plan for your family

– Your family members can enjoy 6 supplementary cards

To Apply

– Salary requirement not specified
– People aged between 21-60 are eligible to apply
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– People aged between 21-65 are eligible to apply
– Documents required: Proof of business, NTN, bank statement and CNIC are needed to apply

25%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Get discounts on multiple items

– Helps manage expenses better

– No need to worry about the security of your finances

– Low markup rates, transfer rates and service charges

– MasterCard payment network

Benifits

– Whether its retail outlets or restaurants, health centres or salons you can get up to 25% discount

–  Sports complexes and Gulf Air Tickets with 20% discount

– Zero loss liability insurance coupled with credit shield

– For every Rs 50 spent, you get 1 reward point

– Family members can enjoy 3 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 10,000
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 25,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

25%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Get rewards whenever you use the card

– Redemption journey starts at 2500 reward points

– Insurance offers to give you financial security

– Minimum markup rates, balance transfer rates and service charges

– MasterCard payment network

Benifits

– For every Rs 50 spent, you get 1 reward point for basic and supplementary cards

– Whether its restaurants, health centres or salons you can get up to 25% discount

– CIP lounge access on international flights

– Zero loss liability Insurance with credit shield

– Family members can enjoy 3 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 10,000
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 25,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

38.4%
Interest Rate
Rs. 5000/-
Annual Fee
Features

– Redeem your award points gained through spendings across Pakistan

– Waiver of annual fee on spending of Rs 10,000

– Varying from partner to partner, you can avail 0% instalment plan services

– Varying interest rates between 2-3.45% based on the profile

Benifits

– Local spending of Rs 50 earns you 1 reward point

– Whether its retail outlets or restaurants and health centres, you can get up to 50% discount

– CIP lounges access

– Up to Rs 8 million insurances

– Family members can enjoy 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 35,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

38.4%
Interest Rate
Rs. 3000/-
Annual Fee
Features

– Redeem your award points gained through spendings across Pakistan

– Waiver of annual fee on spending of Rs 5,000

– Varying from partner to partner, you can avail 0% instalment plan services

– Varying interest rates between 2-3.45% based on the profile

Benifits

– Local spending of Rs 50 earns you 1 reward point

– Whether its retail outlets or restaurants and health centres, you can get up to 50% discount

– CIP lounges access

– Up to Rs 4 million insurances

– Family members can enjoy 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 35,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

38.4%
Interest Rate
Rs. 6500/-
Annual Fee
Features

– Insruance cover and accepted worldwide

– Extended payment plans and flexible credit plans

– Waiver of annual fee on spending of Rs 15,000

– Varying interest rates between 2-3.45% based on the profile

Benifits

– Local spending of Rs 50 earns you 1 reward point

– Whether its retail outlets or restaurants and health centres, you can get up to 50% discount

– CIP lounges access

– Up to Rs 8 million insurances

– 2% per month BTF rates

To Apply

Salaried Person:
– Salary requirement of Rs 25,000
– You must be 21-70 years of age
– You will be asked to submit bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 35,000
– You must be 21-70 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

36%
Interest Rate
Rs. 8000/-
Annual Fee
Features

– VIP lounges offer multiple offers

– Top notch travelling benefits

– Best for VIPs and VVIPs

– Waiver of annual fee on spending of Rs 50,000

– MasterCard payment network

Benifits

– Over 500 airports across the globe offer Lounge Key access

– Whether its retail outlets or restaurants and health centres, you can get up to 50% discount

– Local spending of Rs 50 earns you 1 reward point

– 2% per month BTF rates

– Family members can avail 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 500,000
– You must be 21-70 years of age
– You will be asked to submit bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 2 million
– You must be 21-70 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

40%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Easy balance transfers with multiple rewards offers

– Easy monthly instalment plan by converting transaction of Rs 3,000 or above

– Enjoy perks all across the globe

– You can pay only 5% of outstanding payment by due date through revolving credit

Benifits

–  More than thousand exclusive VIP airport lounges offer Priority Pass in 100 countries

– Enjoy 30% discounts on restaurants and lifestyle products

– Spending of Rs 50 means 0.25 and 0.50 reward points for local and international spendings respectively

– Protection in case of any fraudulent charges

– Your family members can get 5 supplementary cards

To Apply

Salaried Person:
–  Rs 1,000,000 salary required
– People aged between 21-60 are eligible to apply
– You will be asked to submit employment proof (salary slip), bank statement and CNIC

Self-Employed / Businessmen:
– Rs 150,000 minimum income required
– People aged between 21-70 are eligible to apply
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 2800/-
Annual Fee
Features

– Amazing discounts and rewards on Air Blue tickets

– Avail 50,000 blue miles for travels to UAE, Muscat and within Pakistan

– Earn blue miles by spending on different items

– Blue miles can be used for utility bills, restaurants and fuel

– MasterCard payment network

Benifits

– CIP lounges access at domestic airports

– Spend Rs 50 or travel 1 mile on Air Blue to get 1 blue mile

– Create frequent flyer account and earn 1,000 blue miles

– 2% monthly BTF rate

– Your family members can get 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 30,000-50,000
– You must be 18-65 years of age
– You will be asked to submit bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Salary requirement of Rs 30,000-50,000
– You must be 18-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 5000/-
Annual Fee
Features

– Amazing discounts and rewards on Air Blue tickets

– Avail 50,000 blue miles for travels to UAE, Muscat and within Pakistan

– Earn blue miles by spending on different items

– Blue miles can be used for utility bills, restaurants and fuel

– MasterCard payment network

Benifits

– CIP lounges access at domestic airports

– Spend Rs 50 or travel 1 mile on Air Blue to get 1 blue mile

– Create frequent flyer account and earn 1,000 blue miles

– 2% monthly BTF rate

– Your family members can get 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 30,000-50,000
– You must be 18-65 years of age
– You will be asked to submit bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Salary requirement of Rs 30,000-50,000
– You must be 18-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 8000/-
Annual Fee
Features

– A number of top-notch benefits

– Priority pass program 3-year membership free

– Fraudulent charges entitle to insurance cover

– Get free Air Blue tickets by redeeming your rewards

– MasterCard payment network

Benifits

– 600 exclusive VIP airport Priority Pass in 100 countries

– Lifestyle and restaurant discounts of 20%

– CIP lounges free access

– Fraudulent charges mean Zero loss liability

– Family members can avail 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 200,000
– You must be 18-65 years of age
– You will be asked to submit bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Minimum income: Rs 200,000
– You must be 18-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 2400/-
Annual Fee
Features

– International spendings entitle you to double reward points

– 68+ alliance partners offer you to redeem rewards

– 0% markup for 12 equal monthly instalments

– Low markup rates and service charges

– MasterCard payment network

Benifits

– Use reward points to get fuel on selected PSO stations

– Dining discounts of 20%

– Zero fees for up to 75% withdrawal of cash advance limit

– CIP Lounges access

– Family members can avail 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 30,000-50,000
– You must be 21-60 years of age
– You will be asked to submit bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 30,000-50,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 15000/-
Annual Fee
Features

– CIP Lounges access

– Multiple insurances for travel

– Benefits all across the globe

– Earn free Air Blue tickets by redeeming rewards

– Waiver of annual fee for a spending of Rs 1 million in a year

– MasterCard payment network

Benifits

– 450 airports worldwide offer Lounge key access free

– Travel, dining and auto offers 20% discounts

– Ticket payments earn double rewards

–  Zero loss liability Insurance and valet parking facilities

– Family members can enjoy 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 500,000
– You must be 18-65 years of age
– You will be asked to submit bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Minimum income: Rs 500,000
– You must be 18-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 6000/-
Annual Fee
Features

– A card that offers you double reward points on groceries & International spending

– Offers you complementary lifestyle combined with a number of high-end benefits

– Redeem your reward points with over 68 alliance partners

– Avail 0% Instalment plan facility that varies from one alliance partner to another

–  Mastercard payment network

Benifits

– Gain 2 reward point for every PKR 150 spend

– Avail discounts of up to 50% from top Brands and luxury hotels

– Access to various domestic CIP lounges in major cities

– Enjoy word wide spending on dining, shopping and traveling etc.

– Get up to 5 supplementary cards for your family members

To Apply

Salaried Person:
– Minimum Salary Requirement: Rs 50,000 to Rs 100,000
– Age Limit:  18 – 65 years
– Documents required: CNIC, Salary slips, Bank statement, Letter from employer

Self-Employed / Businessmen:
– Minimum income: Rs 50,000 to Rs 100,000
– Age Limit:  18 – 65 years
– Documents required: CNIC, NTN, Proof of business, Bank statement

39%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Offers on travelling, dining and shopping worldwide

– i-alert services for easy alerts

– Low balance transfer rate with zero annual fee

– Retail transactions APR is charged starting from 41% and decreasing to 36% in subsequent months

Benifits

– Priority Pass for 600+ airport VIP lounges

– Local restaurants offer 20% cashback

– For every Rs 50 spent, you get 1 reward point

– Spend through this card for global lodging and get 5% cashback

– Multiple insurances for ticket payments

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Spend and earn rewards worldwide

– From MCB i-Shop catalogue through i-Reward

– Exclusive services

– Low transfer rate and zero annual fee

– The retail transaction APR starts from 41% and decreasing to 36% in the subsequent months

Benifits

– Get amazing rewards on spending & transfer your outstanding balance

– Restaurants and clubs offer 50% discounts

– Cash withdrawal limit of up to 75%

– Priority Pass for 600+ airport VIP lounges

– Multiple insurances for ticket payments

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified

– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Spend and earn rewards worldwide

– From MCB i-Shop catalogue through i-Reward

– Exclusive services

– Low balance transfer rate with zero annual fee

– Retail transactions APR is charged starting from 41% and decreasing to 36% in subsequent months

Benifits

– Get amazing rewards on spending & transfer your outstanding balance

– Restaurants and clubs offer 50% discounts

– Cash withdrawal limit of up to 75%

– Priority Pass for 600+ airport VIP lounges

– Multiple insurances for ticket payments

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from the employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified

– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 3000/-
Annual Fee
Features

– 3% cashback for fuel expenses

– Spend Rs 10,000 and save Rs 3,600 monthly

– Reduces the burden of fuel expenses

– You can pay only 5% of outstanding dues by the due date

Benifits

– Perfect for those who use less monthly fuel

– Life uncertainty insurance plans

– 2% BTF rates

– Fraudulent charges mean Zero loss liability

– Family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Minimum income requirements not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 6000/-
Annual Fee
Features

– 5% cashback for fuel expenses

– Spend Rs 10,000 and save Rs 6,000 monthly

– Reduces the burden of fuel expenses

– You can pay only 5% of outstanding dues by the due date

Benifits

– Perfect for those who use lots of monthly fuel

– Life uncertainty insurance plans

– 2% BTF rates

– Fraudulent charges mean Zero loss liability

– Family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from the employer), and CNIC

Self-Employed / Businessmen:
– Minimum income requirements not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 3000/-
Annual Fee
Features

– Offers that can change your lifestyle choices

– Discounts and offers on a plethora of items

– By the due date, you can pay only 5% of the outstanding amount

– VISA payment network

Benifits

– Get up to 10-25% discount at retail outlets, restaurants and dining facilities

– Spend Rs 25 to get 1 reward point

– Fraudulent charges entitle to Zero loss liability

– Life uncertainty events entitle to insurance

– Your family members can avail 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 6000/-
Annual Fee
Features

– Offers that can change your lifestyle choices

– Discounts and offers on a plethora of items

– By the due date, you can pay only 5% of the outstanding amount

– VISA payment network

Benifits

– Get up to 10-25% discount at retail outlets, restaurants and dining facilities

– Spend Rs 25 to get 1 reward point

– Fraudulent charges entitle to Zero loss liability

– Life uncertainty events entitle to insurance

– Your family members can avail 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 10000/-
Annual Fee
Features

– Airport lounges free access

– Lots and lots of discounts on a variety of products and services

– Security first

– Legal and medical referral service

– VISA payment network

Benifits

– Airport lounges complementary access

– Cosmetics grocery items mean a 10% discount

– Spend Rs 25 to get 1 reward point

– Get up to 10-25% discount at retail outlets, restaurants and dining facilities

– Foreign currency spendings would mean 5 times more rewards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

42%
Interest Rate
Rs. 8000/-
Annual Fee
Features

– Dedicated concierge services mean you enjoy personalised travel services

–  Chartered concierge services offer 15% discount on travel insurance

– World Miles increase as you travel more

– Book tickets and hotels with your World Miles

– VISA payment network

Benifits

– Visa assistance and access to lounges free of cost at 22 airports

– Meet and greet services at airports

– Spend Rs 40 to get 1 World Mile

– Enormous security for your card

To Apply

Salaried Person:
– Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 75,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

32%
Interest Rate
Rs. 4000/-
Annual Fee
Features

– Personalized services acceptable worldwide

– A vast variety of offers and benefits

– Low markup rates and service charges

– VISA payment network

Benifits

– VIP Airport Lounges free access at selected airports

– Amazing 30% discounts all across Pakistan

–  CIP Lounges access in Pakistan

– Easy instalments for repaying credit

– Family members can get 2 supplementary cards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified

– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

32%
Interest Rate
Rs. 2000/-
Annual Fee
Features

– Personalized services acceptable worldwide

– A vast variety of offers and benefits

– Low markup rates and service charges

– Customer assistance worldwide for travelling

– Balance transfer is easy

Benifits

– 2.17% BTF rates monthly

– Amazing 30% discounts all across Pakistan

– CIP Lounge Access at Karachi airport free of cost

– Cash advance limit of up to 50%

– Easy instalments for repaying credit

– Family members can get 2 supplementary cards

To Apply

Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified

– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

40%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Shopping made easy with thousands of discounts both locally and internationally

– Get your card balance settled monthly with auto-Debit payment,

– Transferring funds is very convenient

– Get your annual fee waived off for Rs 10,000 spendings

Benifits

– CIP lounges access in Pakistan

– Amazing discounts up to 60% nationwide

– In case of uncertainty of life events, 100% coverage against outstanding dues and additional 100% for your family

– 2% BTF rate monthly

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirements not specified
– People aged between 21-65 are eligible to apply
– Proof of business, Bank Statement, NTN and CNIC are needed to apply

40%
Interest Rate
Rs. 0/-
Annual Fee
Features

– A single card for all financial needs with a low transfer fee

– Get your card balance settled monthly with auto-Debit payment,

– Transferring funds is very convenient

– Get your annual fee waived off for Rs 7,500 spendings

 

Benifits

– CIP lounges access in Pakistan

– Amazing discounts up to 60% nationwide

– In case of uncertainty of life events, 100% coverage against outstanding dues and additional 100% for your family

– 2% BTF rate monthly

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirements not specified
– People aged between 21-65 are eligible to apply
– Proof of business, Bank Statement, NTN and CNIC are needed to apply

40%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Manage finances better

– A vast variety of discounts

– Transferring funds is very convenient

– Get your annual fee waived off for more than Rs 5,000 spendings

– Low markup rates and service charges

Benifits

– Shop online with ease

– CIP lounges access in Pakistan

– Amazing discounts up to 60% nationwide

– In case of uncertainty of life events, 100% coverage against outstanding dues and additional 100% for your family

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirements not specified
– People aged between 21-65 are eligible to apply
– Proof of business, Bank Statement, NTN and CNIC are needed to apply

42%
Interest Rate
Rs. 4000/-
Annual Fee
Features

– The first year means zero service charges and 0% APR

– Timely payments mean 0% markup

– Death entitles to waiving off the outstanding dues

– Tailored to your needs

– Transfer funds with ease

Benifits

– Zero interest for balance transfers in the first year

– Discounts up to 50%

– Cash withdrawal limit of up to 50%

– International and local spendings entitle you to a 0.50% cashback

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– People aged between 21-60 are eligible to apply
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirements not specified
– People aged between 21-65 are eligible to apply
– Proof of business, Bank Statement, NTN and CNIC are needed to apply

42%
Interest Rate
Rs. 8000/-
Annual Fee
Features

– Top notch personalized services

– Day to day purchases made fun with this card

– Pay your monthly payments timely and enjoy 0% markup

– In case of death, outstanding dues are waived off

– VISA payment network

Benifits

– Cash withdrawal limit of up to 50%

– Your favourite outlets offer 50% discounts

– Avail 0.50% and 1% cashback on local and international spending respectively

– Zero interest on the balance transfer amount for 1 year

– Family members can get 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

36%
Interest Rate
Rs. 3000/-
Annual Fee
Features

– Discounts applicable worldwide

– Accepted globally

– Enjoy 0% Instalment plan facility

– Low markup rates & service charges

– 30-36% APR

Benifits

– Amazing discounts of up to 50%

– Zero withdrawal fee for up to 90% cash advance limit

– Up to Rs 1 million travel cover

– Your family members can enjoy 5 supplementary cards

To Apply

Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 70,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

42%
Interest Rate
Rs. 3000/-
Annual Fee
Features

– Amazing cashback offers

– Spend Rs 10,000 and save Rs 500 monthly

– Manage finances better

– Avail personalized services worldwide

– Mastercard payment network

Benifits

– Electronics, supermarkets and fuel stations offer 5% cashback

– Fascinating discounts of up to 50%

– Cash withdrawal limit of up to 30%

– E-statement and SMS alert services

– Your family members can enjoy 5 supplementary cards

To Apply

Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 70,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

42%
Interest Rate
Rs. 6000/-
Annual Fee
Features

– Amazing cashback offers

– Spend Rs 10,000 and save Rs 500 monthly

– Manage finances better

– Mastercard payment network

Benifits

– Electronics, supermarkets and fuel stations offer 5% cashback

– Fascinating discounts of up to 50%

– Concierge services and CIP lounges access

– Your family members can enjoy 5 supplementary cards

To Apply

Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 70,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

42%
Interest Rate
Rs. 7000/-
Annual Fee
Features

– Offers you complementary lifestyle combined with a number of high-end benefits

– An ideal card for all kind of usage scenarios with exclusive services on offer

– Offers you reward points against all type of card usage

– Assistance towards flight, hotel and dining advanced reservations

– VISA payment network

Benifits

– Personalized customer services, travel desk, and Visa assistance

– Enjoy up to 50% discounts on dinning, health centers and retails outlets

– Gain 5 reward point for every PKR 200 spend

– Comprehensive Global VISA platinum concierge privileges

– Zero loss liability towards any fraudulent charges

To Apply

Salaried Person:
– Minimum Salary Requirement: Rs 25,000
– Age Limit:  21 – 60 years
– Documents required: CNIC, Salary slips, Bank statement, Letter from employer

Self-Employed / Businessmen:
– Minimum income: Rs 70,000
– Age Limit:  21 – 65 years
– Documents required: CNIC, NTN, Proof of business, Bank statement

40%
Interest Rate
Rs. 4000/-
Annual Fee
Features

– Numerous cashback benefits including air tickets, hotels, clothing and fuel

– Easy instalments for paying back your credit

– You can avail a loan of 80% of available credit limit

– VISA payment network

Benifits

– Selected spending categories mean a 7% cashback

– Dining & Lifestyle items can get you up to 20% discount

– Cash withdrawal limit of up to 50%

– UTRA CASH Back means annual fee waiver for the 1st year

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
Salary requirement of Rs 20,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 50,000
– You must be 21-70 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

40%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Accepted worldwide

– Easy monthly instalment plan by converting any transaction of Rs 3,000 or above

– By the due date, you can submit only 5% of the amount due

– Low transfer rate and zero annual charges

– VISA payment network

Benifits

– Dining & Lifestyle items can get you up to 20% discount

– Activation earns you 100 bonus rewards

– Spend Rs 50 and earn 0.25 orbit rewards

– Fraudulent charges mean zero loss liability

– Your family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
Salary requirement of Rs 20,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 50,000
– You must be 21-70 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

40%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Accepted worldwide

– Easy monthly instalment plan by converting any transaction of Rs 3,000 or above

– By the due date, you can submit only 5% of the amount due

– Low transfer rate and zero annual charges

– VISA payment network

Benifits

– Dining & Lifestyle items can get you up to 20% discount

– Activation earns you 100 bonus rewards

– Spend Rs 50 and earn 0.25 orbit rewards

– Fraudulent charges mean zero loss liability

– Your family members can enjoy 6 supplementary cards

– CIP Loung access

To Apply

Salaried Person:
Salary requirement of Rs 20,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 50,000
– You must be 21-70 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

40%
Interest Rate
Rs. 0/-
Annual Fee
Features

– Accepted worldwide; international spendings mean double rewards

– Easy monthly instalment plan by converting any transaction of Rs 3,000 or above

– By the due date, you can submit only 5% of the amount due

– Low transfer rate and zero annual charges

– VISA payment network

Benifits

– Dining & Lifestyle items can get you up to 25% discount

– Activation earns you 250 bonus rewards

– Spend Rs 50 and earn 0.50 orbit rewards

– Fraudulent charges mean zero loss liability

– Your family members can enjoy 6 supplementary cards

– AMEX card means 2% BTF rate

 

To Apply

Salaried Person:
Salary requirement of Rs 50,000
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), bank statement and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 60,000
– You must be 21-70 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply