A new study by HSBC and YouGov has revealed that one in four adults in the UAE feels uncertain about their financial future, with nearly 10% admitting they have no financial plan at all.
To address this growing concern, HSBC has introduced Future Planner, a digital financial planning tool integrated into its mobile app, as part of a broader upgrade to its Premier banking service. The bank says the tool is designed to make financial planning easier and more transparent for internationally active customers.
Future Planner allows users to set savings goals, explore “what-if” financial scenarios, and project their future net worth. It connects directly with HSBC accounts to offer real-time insights and personalised guidance.
The feature is part of HSBC’s revamped Premier offering, aimed at simplifying cross-border wealth management for customers whose income, investments, or family ties span several countries.
“The UAE is one of the world’s most international markets, and our customers’ finances often cross borders,” said Dinesh Sharma, Head of International Wealth and Premier Banking for the Middle East, North Africa, and Türkiye.
“Our upgraded Premier account, including Future Planner, supports these complex needs while helping customers plan their next financial steps more confidently.”
According to the survey:
When asked about the biggest challenges in financial planning, 28% cited difficulties managing money across multiple countries, while 18% mentioned insufficient income, and 16% admitted they “haven’t started planning yet.”
HSBC’s broader Premier upgrade includes benefits across four key areas:
Wealth: The bank’s World Trader platform recorded a 535% increase in trade value during the first half of 2025, with assets under management climbing 75% to $883 million. Future Planner aims to align these investment tools with long-term financial goals.
Health: Premier clients gain access to exclusive healthcare and wellness partnerships within the UAE.
Travel: Customers receive airport lounge access, concierge assistance, and travel insurance.
International Banking: Through HSBC’s global network, clients can open accounts abroad, transfer funds instantly, and manage finances seamlessly across borders.
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