Annual Fee
Issuance Fee
Supplementary Fee
Chip Maintenance Fee
SMS Alert Fee
Cash Withdrawal Fee
Foreign Transaction Fee
Late Payment Charges
Over limit Charges

Offering a higher fund transfer limit with mouth-watering discounts, Sapphire-200 debit card is a must-have.


– Worldwide acceptance

– ATM Withdrawal limit of up to Rs 200,000

– POS payment limit of Rs 100,000/day

– Up to Rs 100,000 daily transfer limit


– Get amazing discounts at retail outlets and dining facilities of up to 40%

– Must-have for those who look for higher transfer limits

– Local POS transactions are free of any fee

– Global customer assistance for cardholders

To Apply

Salaried Person: 
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip), and CNIC

Self-Employed / Businessmen:
– People aged between 21-65 are eligible to apply

– Proof of business and CNIC are needed to apply