Annual Fee
3000
Issuance Fee
-
Supplementary Fee
1500
Chip Maintenance Fee
-
SMS Alert Fee
0
Cash Withdrawal Fee
-
Foreign Transaction Fee
-
Late Payment Charges
1200
Over limit Charges
-
Monthly
38.4%

Manage your day to day expenses with ease and care

Features

– Redeem your award points gained through spendings across Pakistan

– Waiver of annual fee on spending of Rs 5,000

– Varying from partner to partner, you can avail 0% instalment plan services

– Varying interest rates between 2-3.45% based on the profile

Benefits

– Local spending of Rs 50 earns you 1 reward point

– Whether its retail outlets or restaurants and health centres, you can get up to 50% discount

– CIP lounges access

– Up to Rs 4 million insurances

– Family members can enjoy 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 35,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply


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