Annual Fee
Issuance Fee
Supplementary Fee
Chip Maintenance Fee
SMS Alert Fee
Cash Withdrawal Fee
Foreign Transaction Fee
Late Payment Charges
Over limit Charges

Manage your day to day expenses with ease and care


– Redeem your award points gained through spendings across Pakistan

– Waiver of annual fee on spending of Rs 5,000

– Varying from partner to partner, you can avail 0% instalment plan services

– Varying interest rates between 2-3.45% based on the profile


– Local spending of Rs 50 earns you 1 reward point

– Whether its retail outlets or restaurants and health centres, you can get up to 50% discount

– CIP lounges access

– Up to Rs 4 million insurances

– Family members can enjoy 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 35,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply