Annual Fee
Issuance Fee
Supplementary Fee
Chip Maintenance Fee
SMS Alert Fee
Cash Withdrawal Fee
Foreign Transaction Fee
Late Payment Charges
Over limit Charges

A credit card offering numerous rewards and discounts


– Redeem your award points gained through spendings across Pakistan

– Waiver of annual fee on spending of Rs 10,000

– Varying from partner to partner, you can avail 0% instalment plan services

– Varying interest rates between 2-3.45% based on the profile


– Local spending of Rs 50 earns you 1 reward point

– Whether its retail outlets or restaurants and health centres, you can get up to 50% discount

– CIP lounges access

– Up to Rs 8 million insurances

– Family members can enjoy 5 supplementary cards

To Apply

Salaried Person:
– Salary requirement of Rs 25,000
– You must be 21-60 years of age
– You will be asked to submit a copy of utility bill, bank statement, employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement of Rs 35,000
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply