Pizza Hut - karachi, lahore, islamabad, rawalpindi, faisalabad, multan,
Enjoy up to 10% off at Pizza Hut
10%
Hardees - karachi, lahore, islamabad, rawalpindi,
Enjoy up to 15% off at Hardees with HBL
15%
Bar.B.Q Tonight - karachi, lahore, islamabad, rawalpindi, faisalabad,
Enjoy up to 10% off at Bar.B.Q Tonight with HBL
10%
Scentsation - karachi, lahore, islamabad, faisalabad,
Enjoy up to 10% off at Scentsation with HBL
10%
-
%
BURGER KING - karachi, islamabad, rawalpindi, faisalabad, multan,
Enjoy up to 10% off on BURGER KING with HBL
10%
Roasters - karachi, islamabad, rawalpindi,
Enjoy up to 10% off on Roaster with HBL
10%
address HOMES - karachi,
Enjoy up to 20% off on address HOMES with HBL
20%
address HOMES - karachi,
Enjoy up to 15% off on address HOMES with HBL
15%
Afghan Carpet - karachi, lahore, islamabad,
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15%
Aga Khan University Hospital - karachi,
Enjoy up to 10% off on Aga Khan University Hospital with HBL
10%
Agoda - karachi, lahore, islamabad, rawalpindi, faisalabad, multan,
Enjoy up to 5% off on Agoda with HBL
5%
Al Bustan - karachi,
Enjoy up to 10% off on Al Bustan with HBL
10%
Almas Collection Jewellers - karachi,
Enjoy up to 15% off on Almas Collection Jewellers
15%
Arizona Grill - karachi,
Enjoy up to 10% off on Arizona Grill
10%
Asia Live - karachi,
Enjoy up to 15% off on Asia Live
15%
Avari Hotels International - karachi, lahore,
Enjoy up to 35% off on Avari Hotels International with HBL
35%
AZTEC Chocolate - karachi,
Enjoy up to 10% off on AZTEC Chocolate with HBL
10%
Bed & Bath - karachi, lahore, islamabad,
Enjoy up to 15% off on above purchases Rs.5,000 at Bed & Bath.
15%
Bella Vita - karachi,
Enjoy up to 15% off on Bella Vita
15%
Berlitz - karachi, islamabad,
Enjoy up to 15% off on Berlitz with HBL
15%
Cafe Zouk - karachi,
Enjoy up to 10% off on Cafe Zouk
10%
Charcoal BBQ n Grill Restaurant - karachi,
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10%
Chatterbox Cafe - karachi,
Enjoy up to 10% off on Chatterbox Cafe with HBL
10%
Cinnabon - karachi, lahore, islamabad,
Enjoy up to 10% off on Cinnabon with HBL
10%
Cinnamon Coffee Lounge - karachi, lahore,
Enjoy up to 15% off on Cinnamon Coffee Lounge
15%
-
%
Del Frio - karachi,
Enjoy up to 10% off on Del Frio with HBL
10%
-
%
Dialogue - karachi,
Enjoy up to 10% off on Dialogue with HBL
10%
Diamond Supreme Foam - karachi, lahore, islamabad, rawalpindi,
Enjoy up to 10% off on Diamond Supreme Foam with HBL
10%
Dunkin Donuts - karachi,
Enjoy up to 15% off on Dunkin Donuts.
15%
DVAGO - karachi,
Enjoy up to 10% off on DVAGO
10%
Dynasty - karachi, lahore,
Enjoy up to 15% off on Dynasty
15%
Espresso - karachi, lahore,
Enjoy up to 10% off on Espresso with HBL
10%
Fanoos - karachi,
Enjoy up to 10% off on Fanoos Lounge with HBL
10%
FHS - karachi, lahore, islamabad,
Enjoy up to 10% off on FHS with HBL
10%
Figaro Grill - karachi,
Enjoy up to 15% off on Figaro Grill with HBL
15%
Fujiyama - karachi, lahore,
Enjoy up to 15% off on Fujiyama with HBL
15%
Gloria Jean's - karachi,
Enjoy up to 10% off on Gloria Jean's Coffees
10%
Gourmet Shop - karachi,
Enjoy up to 10% off on Gourmet Shop with HBL
10%
Grill House - karachi, lahore,
Enjoy up to 15% off on Grill House with HBL
15%
Grill'O - The Healthier Option - karachi,
Enjoy up to 10% off on Grill'O - The Healthier Option with HBL
10%
Hobnob Bakery - karachi,
Enjoy up to 10% off on Hobnob Bakery with HBL
10%
Kabab-Ji - karachi,
Enjoy up to 10% off on Kabab-Ji with HBL
10%
Kababjees - karachi,
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10%
Khas Store - karachi, lahore, islamabad, rawalpindi,
Enjoy up to 15% off on Khas Stores with HBL
15%
La Mamma Italian Restaurant - karachi,
Enjoy up to 10% off on La Mamma Italian Restaurant with HBL
10%
Lals - karachi, lahore,
Enjoy up to 10% off on Lals with HBL
10%
Lords Sports - karachi,
Enjoy up to 10% off on Lords Sports with HBL
10%
Lotus Court - karachi,
Enjoy up to 10% off on Lotus Court with HBL
10%
M Jafferjees - karachi, islamabad,
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10%
Madras Jewelers - karachi,
Enjoy up to 30% off on Madras Jewelers with HBL
30%
Make-up City - karachi, lahore, islamabad, rawalpindi, faisalabad, multan,
Enjoy up to 10% off on Make-up City with HBL
10%
Marks & Victoria's - karachi,
Enjoy up to 15% off on Marks & Victoria's with HBL
15%
Meat One - karachi, lahore, islamabad, rawalpindi,
Enjoy up to 10% off on Meat One
10%
Memon Medical Institute Hospital - karachi, lahore,
Enjoy up to 20% off on Memon Medical Institute Hospital with HBL
20%
Miyako - karachi,
Enjoy up to 10% off on Miyako with HBL
10%
-
%
New York Coffee - karachi,
Enjoy up to 10% off on New York Coffee with HBL
10%
Nueplex Cinema - karachi,
Enjoy up to 10% off on Nueplex Cinema with HBL
10%
Onderland - karachi,
Enjoy up to 10% off on Onderland with HBL
10%
Paramount Fine Foods PK - karachi,
Enjoy up to 15% off on Paramount Fine Foods PK with HBL
15%
Perfume Gallery - karachi,
Enjoy up to 15% off on Perfume Gallery with HBL
15%
Pie in the Sky - karachi,
Enjoy up to 10% off on Pie in the Sky with HBL
10%
POMO - karachi,
Enjoy up to 10% off on POMO with HBL
10%
Pompei - karachi, lahore,
Enjoy up to 10% off on Pompei with HBL
10%
-
%
Rahman & Rahman Dental Clinics - karachi, lahore, islamabad,
Enjoy up to 10% off on Rahman & Rahman Dental Clinics with HBL
10%
Rangoli - karachi,
Enjoy up to 10% off on Rangoli with HBL
10%
Rochester Cafe and Grill - karachi,
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10%
Rowtisserie - karachi,
Enjoy up to 10% off on Rowtisserie with HBL
10%
Salt n Pepper Restaurant - karachi, lahore, islamabad, faisalabad, multan,
Enjoy up to 10% off on Salt n Pepper Restaurant
10%
Savor Boating - karachi,
Enjoy up to 10% off on Savor Restaurant with HBL
10%
Sentiment The Gift Shop - karachi,
Enjoy up to 15% off on Sentiments with HBL
15%
-
%
Sindbad Wonderland - karachi, lahore,
Enjoy up to 20% off on Sindbad Wonderland with HBL
20%
Sky BBQ & Pizza - karachi,
Enjoy up to 15% off on Sky BBQ & Pizza with HBL
15%
Stile Shabbir Tiles & Ceramics Ltd - karachi,
Enjoy up to 10% off on Stile Shabbir Tiles & Ceramics Ltd with HBL
10%
Stiletto Shoes - karachi, lahore, islamabad,
Enjoy up to 15% off on Stiletto Shoes.
15%
Structure Health & Fitness - karachi, lahore,
Enjoy up to 25% off on Structure Health & Fitness with HBL
25%
Swatch - karachi, lahore, islamabad,
Enjoy up to 10% off on Swatch with HBL
10%
Tavern Grill - karachi,
Enjoy up to 10% off on Tavern Grill with HBL
10%
The Pakistani - karachi,
Enjoy up to 10% off on The Pakistani with HBL
10%
-
%
HBL VR - karachi,
Buy One Get One Free with HBL
%
Yellow - karachi, lahore,
Enjoy up to 15% off on Yellow.
15%
Zaoq Restaurant - karachi,
Enjoy up to 10% off on Zaoq Restaurant with HBL
10%
Al-Nakhal Cafe and Restaurant - lahore,
Enjoy up to 10% off on Al-Nakhal Cafe and Restaurant with HBL
10%
-
%
Cafe Royale London - lahore,
Enjoy up to 10% off on Caffe Royale with HBL
10%
Citrus Restaurant - lahore,
Enjoy up to 10% off on Citrus Restaurant.
10%
Coffee Tea & Company - lahore,
Enjoy up to 10% off on Coffee Tea & Company with HBL
10%
Damas Jewellery - lahore,
Enjoy up to 25% off on Damas Jewellery.
25%
Galito's - lahore,
Enjoy up to 10% off on Galito's.
10%
Ginsoy - lahore,
Enjoy up to 10% off on Ginsoy with HBL
10%
Hospitality Inn - lahore,
Enjoy up to 50% off on Hospitality Inn
50%
House of Chinese - lahore,
Enjoy up to 10% off on House of Chinese with HBL
10%
HOWDY - lahore, islamabad,
Enjoy up to 15% off on HOWDY with HBL
15%
Jammin Java Cafe - lahore,
Enjoy up to 10% off on Jammin Java Cafe with HBL
10%
KC Bakery - lahore, islamabad,
Enjoy up to 10% off on KC Bakery with HBL
10%
La Atrium - lahore,
Enjoy up to 15% off on La Atrium.
15%
Lahore Gates - lahore,
Enjoy up to 20% off on Lahore Gates.
20%
Asian Aroma - lahore,
Enjoy up to 15% off at Asian Aroma.
15%
The Sauce - karachi,
Enjoy up to 15% off at The Sauce
15%
Copacabana Churrascaria - karachi,
Enjoy up to 10% off at Copacabana Churrascaria
10%
Nimco - karachi,
Enjoy up to 10% off at Nimco
10%
Bistro 201 - lahore,
Enjoy up to 15% off at Bistro 201
15%
The Shoe Makers & Co - karachi,
Enjoy up to 10% off at The Shoemakers
10%
Claire's - karachi, lahore, islamabad,
Enjoy up to 10% off at Claire's.
10%
DHL - karachi, lahore, islamabad, rawalpindi, faisalabad, multan,
Enjoy up to 30% off at DHL.
30%
STONEAGE - karachi, lahore, islamabad, rawalpindi, faisalabad, multan,
Enjoy up to 15% off at Stoneage
15%
Shahzeb Saeed - karachi,
Enjoy up to 20% off at Shahzeb Saeed
20%
Quality Aviation - karachi, lahore, islamabad,
Enjoy up to 20% off (only on international packages excluding tickets-minimum 5 person) at Quality Aviation.
20%
Nabila - karachi, lahore,
Enjoy up to 10% off at Nabila.
10%
Bhaati Gate - islamabad,
Enjoy up to 10% off on Bhaati Gate with HBL
10%
Des Pardes - islamabad,
Enjoy up to 10% off at Des Pardes
10%
Fun City - islamabad,
Enjoy up to 25% off on Fun City with HBL
25%
Heng Chang - islamabad,
Enjoy up to 10% off on Heng Chang with HBL
10%
Khyber Dodai - islamabad,
Enjoy up to 10% off on Khyber Dodaiv with HBL
10%
Kitchen Cuisine - lahore, islamabad,
Enjoy up to 10% off on Kitchen Cuisine.
10%
MC Donald's - karachi, lahore, islamabad, rawalpindi, faisalabad, multan,
Get 4 Pcs Chicken McNuggets or a Sundae for Free
%
Metro Shoes - lahore, islamabad, rawalpindi, faisalabad, multan,
Enjoy up to 15% off on Metro Shoes.
15%
Pappasallis - islamabad, rawalpindi,
Enjoy up to 10% off on Pappasallis with HBL
10%
Second Cup - islamabad,
Enjoy up to 15% off on Second Cup with HBL
15%
Street Burger - islamabad,
Enjoy up to 10% off on Street Burger with HBL
10%
The Coffee Bean - islamabad,
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10%
The Dental Consultants - islamabad,
Enjoy up to 50% off on The Dental Consultants with HBL
50%
The Dental Consultants - islamabad,
Enjoy up to 25% off on The Dental Consultants with HBL
25%
Wang Fu - islamabad,
Enjoy up to 10% off on Wang Fu with HBL
10%
Zenith - lahore, islamabad,
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10%
London Courtyard - multan,
Enjoy up to 10% off on London Courtyard with HBL
10%
Annual Fee
-
Issuance Fee
1000
Supplementary Fee
-
Chip Maintenance Fee
-
SMS Alert Fee
-
Cash Withdrawal Fee
-
Foreign Transaction Fee
-
Late Payment Charges
-
Over limit Charges
-
Monthly
-%
Yearly
-%

Fascinating features added with reliable financing services

Features

– Access your account whenever you want

– ATM Withdrawal limit of up to Rs 50,000

– POS payment limit of Rs. 250,000/day

– Up to Rs 150,000 daily transfer limit

Benefits

– Enjoy 25% discounts throughout Pakistan

– Easy online shopping

– Easy bill payment

To Apply

Salaried Person:
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip), and CNIC

Self-Employed / Businessmen:
– People aged between 21-65 are eligible to apply
– Proof of business and CNIC are needed to apply