Allied Bank Introduces Indigenous PayPak Card

Allied Bank has announced the launch of PayPak card — a locally switched card with no dependency on any international gateway.

PayPak cards are to be operated by 1Link and are duly approved by State Bank of Pakistan.

It won’t be out of place to mention that International Cards (such as Visa or MasterCard) are operated by foreign operators and they charge a fee (very nominal one though) for transactions done through these cards.

Allied Bank’s PayPak cards can be used anywhere with-in Pakistan with 1Link and MNet network for ATM transactions. Moreover, customers with PayPak cards will also be able do any retail/purchase transactions anywhere within Pakistan.

PayPak cards, however, won’t work outside Pakistan.

Allied Bank said that its issuing PayPak cards in two categories with different limits. Basic card will come with a daily cash limit of Rs. 25,000 while regular card will come with a daily cash limit of Rs. 50,000.

Transactions Offered through PayPak Card:

  • Shop at Point-of-Sale (POS) displaying PayPak sign
  • Cash withdrawal through ATM displaying 1Link & MNET signs
  • Utility Bill Payment (through ATM)
  • Fund Transfer (through ATM)
  • Balance Inquiry (through ATM)
  • Mini Statement (through ATM)
  • Cheque Book request (through ATM)

PayPak cards currently won’t work on internet, however, with time they will be allowed to be used for usage on internet (for online shopping etc.).

Who can Get PayPak Cards

All Allied Bank customers with bank accounts can apply for PayPak Debit cards.

More details on transaction limits for both PayPak cards is shown below:


      • Bank account is not necessary. Not even proof of income source.
        Call customer service 021-111-000-622. Ask them to fill your Form on phone for getting MCB Lite Debit Card. Within 2 days, you will receive at home address. Now go to mcb branch, they will required you to deposit 300 in mcb lite debit card account. Branch will activate mcb lite debit card and 300 will deducted as mcb lite card annual charges. After this call to customer service and they will set your atm pin code and transaction code. Now install mcb lite appliication on your smartphone and use it. remember your registered mobile no. will be your mcb lite account no.

  • Just Tell me why! Whenever I see the word ‘Pay’ on Propakistani, It seems to me it is ‘Paypal’. O’ my fragile subconscious mind, I’ll kill you!

    • I dont know why but I am still getting a feeling that day is not far when we will be reading PayPal’s inauguration in Pakistan!

      *fingers crossed*

    • It’s more or less the same. Visa & Master are American, UnionPay is Chinese. PayPak is Pakistani, users (retailers) would pay less on POS transitions and it’s ProPakistani thing! The only downside is you can’t use it outside Pakistan and online shopping is not an option for sure!

  • The name shouldn’t be PayPak, something of international significance, so that it shouldn’t be limited to Pakistan, we could use this opportunity to introduce it in OIC countries,

    and in light of what happened to Russia, when VISA and Master were stopped, this is a good initiative, hope we change the name

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