The Province of Punjab has emerged as the biggest borrower among all provinces, securing a staggering Rs. 405 billion loan from the State Bank in just the first 38 days (July 1 to August 8, 2025) of the current fiscal year (2025-26).
While the federal government is restricted by IMF conditions from borrowing directly from the State Bank, provincial governments continue to rely heavily on central bank financing.
Punjab leads the pack, with its borrowing almost 25 times higher than Balochistan and more than 20 times higher than Sindh during the same period.
According to the State Bank of Pakistan (SBP), Punjab borrowed Rs. 405 billion, Sindh Rs. 16 billion, Khyber Pakhtunkhwa Rs. 21 billion, and Balochistan Rs. 13 billion during the first 38 days of FY2025-26.
Amid this heavy borrowing, the Punjab government announced that it had cleared its long-standing bank debt of Rs. 675 billion after more than three decades. Officials said the debt was largely linked to wheat procurement and subsidy programmes. Its repayment, which ends daily interest payments of Rs. 250 million, was hailed as a “historic step” that will free up resources for public welfare.
The final instalment of Rs. 13.8 billion was paid to the National Bank of Pakistan, with the provincial government turning down all requests from banks to roll over the loans. Officials said that without this timely repayment, Punjab would have been burdened with monthly interest costs of Rs. 500 million.
Meanwhile, State-Owned Enterprises (SOEs) continued to bleed financially, forcing them to borrow an additional Rs. 65 billion from commercial banks just to stay afloat. The total outstanding debt of these loss-making SOEs has now soared beyond Rs. 2,166 billion.
At the same time, the federal government, despite its limitations, managed to repay Rs. 55 billion to the State Bank, reducing its outstanding debt to Rs. 5,269 billion as of June 30, 2025.
Now its time for Sindh to surpass punjab borrowers race.
This is the same old habbit of these elite-class rulers. They never worried about how and when to pay back because it is the sole responsibility of us, the common people to bear the burden of the debts. Curse on this entire elite class.
Curse on common ppl who stayed quite in their homes, when the elites class was looting and putting burden of the debts. Stayed quite when their votes were being stolen.
I am sorry, but jo boya hai, kaatna to pare ga.
Very funny. 2018 mn Jo boya tha wo kata hota to AJ halat is sy bhtr hoty. Babur ka comment broadly cover krta hy elite group ko or apki Soch PTI ko holy cow smjh rahi hy. As usual youthia mind. Debt taking ap k pyary ny apny dor mn sb sy zada ki hy without any single major project except pinki pirni. Bitter truth. Awam ki favour mn koi nhn sab apni investment cover krny aty hn Bhai. Get up n feel the reality.
Besharam Dakuz!
koi Haya nhi in besharmo ko. Bsss loot loot kr tbah krdia hy mulk ko.
We are handcuffed. Bound and gagged. There is no moral compass. No humanity. No legal system to turn to for help. Isn’t the army supposed to safeguard the interests of the common man? To protect him from embezzlement and corrupt individuals? But tO turn around and place the most openly evil and corrupt individuals in the highest government posts, doesn’t that send a clear message to the nation.and to the watching world? That yes, we don’t condone corruption, we support it? It’s not even a hidden fact anymore, its flaunted. Almost promoted and publicised, nationwide and internationally@ The muslim world had sold their conscience in exchange for the screams of Gaza’s entire crippled and emaciated population. And we’re making deals with the other dark forces to keep the corrupt in power, safe and beyond the law. Where is the fear of Allah? Or do they truly believe that deals can be made with the divine as well? That doesn’t seem like a decision an intelligent person would make. So does that prove that the ones in this nationwide corrupt and illegal band are guilty and immoral? Then why don’t the courts, and the army step in to do their duty? Their Jobs? I watch my nation, getting stripped, torn apart, bleeding and naked, by clear people, with traitor written across their chests. Lying and concealing, fabricating and dismantling our constitution. And treason, now has no worth. These greedy are selling off every inch of our nation, for personal gain. But they get awarded with positions and protocol. The west is enslaved to the zionist demons. But who has chained us? This allure and call…of greedy? Have we become so deaf. So insensitive to our own conscience. Our duty is to serve and protect our homeland. I was abroad for 25 years. I was eligible for lots. Citizenship. Permanent residency, and other alluring chances. But my passport, remained my Prophets Green. I could never think of betrayal. That’s what I called another citizenship. Nit those usurpers of this land, loyalty is a derogatory term. Because this, was never home to them. It was only opportunity. To enrich themselves. Then flee to an overseas haven. Wait, then manipulate from afar. And return with slates wiped clean. To embark on yet another stealing spree, and we watch. As our bleeding homeland is again torn apart. Forced to watch and ask…are our rulers all enemies of this country? Is there not one to step up and be a proud Pakistani, and give these traitors the punishment they truly deserve? Not one? If we ever needed that one man, that force to reckon with, it is now. Today. Please sir. You know who you are, we do too. Know you. Step up kind, brave soul, and wipe the tears from your nations battered, frail and bleeding cheeks. Step up and unfurl the proud green and innocent white, of a flag that now whispers…Pakistan.
Kha gai aey, Kha gai aey
Sub di maa sub kha gai aey
All bank loans are paid, all day talk about punjab but -ve
Ok give loans to everyone from your money. Let’s do this.
Pakka Patwari jis ki akal aur ankhain dono band hain.
But ur GAAND is Open fr ⌚️ CHOOR
Brainless Youthia🙏🏼😂😂😂
Hitler supports patwaris ? Not surprised
Hitlr also hated jews which YOOTHIAS Secretly admired as their ZINO daddys 😂😂
Chal bay bhosssr… anpni patwari bun… band kar tum log jab bolo ge srif gobar hi karo ge iss lia yahan gand na daal aur side pakar sahi naam rakha hai Hitler aj tak iak baat prove nai kar sake aur jo tumhare leaders ne kia uska jawab de saka bara batain chod ne wala.
Punjab is progressing, zara karachi peshawar jaa ker tu dekho.
Since when loans and debt are progress ?
According to those who still think these group of goons are there leaders.
always remember:
iak tu ye parhe likhe nai
dosra ye koshish bi nai karte
Pakistan & Punjab Developed at its best under these “GOONS”
But how’d u know…. Jew dogs aka Yoothia won’t get it 😂💀
Antisemitism is a crime you know that right ?
I hope you are not going to apply visa to any European or American country . Or they ll access this reply and reject you
Ye bhagny Ka Acha tarika hy. Jb bt progress pe ay to kon sa youthia khara Hoga wo chahy angry ho jazzy ho goliath ho. Is party k londay jitna Acha bhonkty hn agr aisi hi taiz inki Jew party ki progress b hoti to Kitna Acha hota??
Zio *ist dog living in Pakistan
This is the level of you and your leadership very good at loose talk and abusive language. what about you chotar boot poolishiya you must be a contributor of all these corruptions.
can you run your home on loan money? tu patwari nahi puray ka pura patwarkhana hy
LoL 100%
Ah, the patwari caliber of progress. You know these people think that paying credit card loans with other credit cards is a good idea, in foreign countries?
Instead of borrowings from SBP & other banks and foreign institutions,govt of Punjab should issue bonds to local public. Make it attractive for investors and it should be Islamic. What the bureaucratese of Punjab and cabinet members are doing. Leave SBP/ local banks funds for industrialists to borrow.
Oh my actual journalism ? This is rare . Good to know .
Some things never change . Her father and uncle were professional debtors . They live on loans
Naswar ki aulad
CRY YOOTHIA 😂😂🙏🏼
That’s 1 way to get your visa rejected. You do know your profile is now accessible to any country you apply for
Very funny. Yes you can say it. Every embassy has Jewish agent like we have in Pakistan. You can see your self n your beloved leader also.
Lanat ho us nizam ha jo soud py chlta ho,
Fraud figures… it’s much more.
Salaries for provincial Assembly were raised 10 fold…
Plastic doll cm