Honda Avenue Islamabad has introduced installment schemes under the Insurance Guarantee (AIL) program for its Civic lineup, including the Civic Oriel and Civic RS.
The plans aim to make ownership more convenient by offering short-term financing of up to 18 months with structured down payments.
Installment Plan Breakdown
The following table outlines the installment details for both the Civic Oriel and Civic RS, as provided by Honda Avenue:
| Details | Civic Oriel (12 Months) | Civic Oriel (18 Months) | Civic RS (12 Months) |
|---|---|---|---|
| Retail Price (Ex-Factory) | Rs. 8,834,000 | Rs. 8,834,000 | Rs. 10,100,000 |
| Freight | Rs. 35,000 | Rs. 35,000 | Rs. 35,000 |
| WHT (Filer) | Rs. 177,380 | Rs. 177,380 | Rs. 202,700 |
| Initial Down Payment | Rs. 4,000,000 | Rs. 4,200,000 | Rs. 5,500,000 |
| Total Initial Payment to HACPL | Rs. 4,212,380 | Rs. 4,412,380 | Rs. 5,737,700 |
| Insurance Premium (Comprehensive with Tracker) | Rs. 132,510 | Rs. 132,510 | Rs. 151,500 |
| Insurance Guarantee | Rs. 49,740 | Rs. 98,480 | Rs. 48,000 |
| Total Payment to AIL | Rs. 182,250 | Rs. 230,990 | Rs. 199,500 |
| Total Initial Payment | Rs. 4,394,630 | Rs. 4,643,370 | Rs. 5,937,200 |
| Down Payment (All Inclusive) | 49% | 51% | 58% |
| Balance Amount | Rs. 4,834,000 | Rs. 4,634,000 | Rs. 4,600,000 |
| Installment Administration Dues | Rs. 140,000 | Rs. 290,000 | Rs. 200,000 |
| Total Balance Amount | Rs. 4,974,000 | Rs. 4,924,000 | Rs. 4,800,000 |
| Per Month Installment (PMI) | Rs. 414,500 | Rs. 273,556 | Rs. 400,000 |
Key Takeaways
- The Civic Oriel offers both 12-month and 18-month options, with monthly installments ranging from Rs. 273,556 to Rs. 414,500.
- The Civic RS is limited to a 12-month plan, requiring Rs. 400,000 per month.
- Down payments range between 49% and 58%, depending on the variant and tenure.
- Contact
- 0332-0571000
- 0320-5275000
Accessibility for Buyers
By introducing these installment plans, Honda aims to make its Civic sedans more accessible to buyers seeking short-term, manageable payment options without relying on long-term financing.
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please dont buy honda civic . civic in pakistan despite being expensive is missing many features which are available in international market such as blind spot monitoring, andriod auto / apple car play.