Bitcoin fell 13% in June to $64,394, adding to a much larger decline from its record high above $123,000 in July 2025, according to CNBC.
The world’s largest cryptocurrency has now lost nearly half its value from that peak, raising fresh questions about how investors should treat bitcoin inside a broader portfolio.
Investors Reconsider Bitcoin
Previous bitcoin selloffs were often followed by sharp rebounds. However, the latest decline may push some investors to rethink why they hold bitcoin in the first place.
Daniel Sotiroff, associate director of ETF and Passive Strategies Research at Morningstar, said bitcoin’s recent fall is a reminder that strong gains can also come with major losses.
He said many financial planners recommend limiting bitcoin exposure to only a small part of a wider investment portfolio because its future direction is difficult to predict.
“You just really can’t make a call on what direction it’s going to go,” Sotiroff told CNBC.
Experts Question Bitcoin’s Value
Not all financial professionals agree that bitcoin belongs in an investment portfolio.
Robert Johnson, a finance professor at Creighton University, said bitcoin is different from stocks, bonds, and real estate because it does not generate earnings, interest payments, or rental income.
He said investors cannot estimate Bitcoin’s value using the same methods used for traditional assets. Instead, bitcoin’s price mostly depends on investor demand.
“You cannot invest in Bitcoin, you can only speculate,” Johnson said.
More Like a Collectible
Sotiroff also said bitcoin is difficult to value through traditional financial metrics.
He compared it to a collectible because its price depends largely on what other people are willing to pay for it.
That makes bitcoin different from assets that produce cash flow or income.
Small Exposure Recommended
The latest selloff has again highlighted bitcoin’s volatility.
Experts cited by CNBC said average investors should be careful with crypto exposure and avoid treating bitcoin as a guaranteed long-term wealth builder.
For many investors, the main lesson from the recent decline is that bitcoin can rise quickly, but it can also fall just as sharply.
Stay Connected with ProPakistani
Get the latest tech news, telecom insights, and product launches wherever you prefer.
Add ProPakistani to Preferred Sources and see more of our stories in Google Search and Top Stories.
