HBL Cards

Rs. 6000/-
Issuance Fee
Rs. 500000/-
Withdrawl Limit
Features

– Use the card across the globe whenever needed

– ATM Withdrawal limit of up to Rs 250,000

– POS payment limit of Rs. 500,000/day

– Up to Rs 250,000 daily transfer limit

Benifits

– Enjoy up to 25% discounts on different items, luxury hotels and whatnot

– International airports’ VIP lounges’ free access

– Purchase protection and a number of insurance policies

– Golf courses premium entry and treatment

To Apply

Salaried Person:
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip), and CNIC

Self-Employed / Businessmen:
– People aged between 21-65 are eligible to apply
– Proof of business and CNIC are needed to apply

39%
Interest Rate
Rs. 3000/-
Annual Fee
Features

– 3% cashback for fuel expenses

– Spend Rs 10,000 and save Rs 3,600 monthly

– Reduces the burden of fuel expenses

– You can pay only 5% of outstanding dues by the due date

Benifits

– Perfect for those who use less monthly fuel

– Life uncertainty insurance plans

– 2% BTF rates

– Fraudulent charges mean Zero loss liability

– Family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Minimum income requirements not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 6000/-
Annual Fee
Features

– 5% cashback for fuel expenses

– Spend Rs 10,000 and save Rs 6,000 monthly

– Reduces the burden of fuel expenses

– You can pay only 5% of outstanding dues by the due date

Benifits

– Perfect for those who use lots of monthly fuel

– Life uncertainty insurance plans

– 2% BTF rates

– Fraudulent charges mean Zero loss liability

– Family members can enjoy 6 supplementary cards

To Apply

Salaried Person:
– Salary requirements not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from the employer), and CNIC

Self-Employed / Businessmen:
– Minimum income requirements not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 3000/-
Annual Fee
Features

– Offers that can change your lifestyle choices

– Discounts and offers on a plethora of items

– By the due date, you can pay only 5% of the outstanding amount

– VISA payment network

Benifits

– Get up to 10-25% discount at retail outlets, restaurants and dining facilities

– Spend Rs 25 to get 1 reward point

– Fraudulent charges entitle to Zero loss liability

– Life uncertainty events entitle to insurance

– Your family members can avail 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 6000/-
Annual Fee
Features

– Offers that can change your lifestyle choices

– Discounts and offers on a plethora of items

– By the due date, you can pay only 5% of the outstanding amount

– VISA payment network

Benifits

– Get up to 10-25% discount at retail outlets, restaurants and dining facilities

– Spend Rs 25 to get 1 reward point

– Fraudulent charges entitle to Zero loss liability

– Life uncertainty events entitle to insurance

– Your family members can avail 6 supplementary cards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

39%
Interest Rate
Rs. 10000/-
Annual Fee
Features

– Airport lounges free access

– Lots and lots of discounts on a variety of products and services

– Security first

– Legal and medical referral service

– VISA payment network

Benifits

– Airport lounges complementary access

– Cosmetics grocery items mean a 10% discount

– Spend Rs 25 to get 1 reward point

– Get up to 10-25% discount at retail outlets, restaurants and dining facilities

– Foreign currency spendings would mean 5 times more rewards

To Apply

Salaried Person:
– Salary requirement not specified
– You must be 21-60 years of age
– You will be asked to submit employment proof (salary slip, letter from employer), and CNIC

Self-Employed / Businessmen:
– Income requirement not specified
– You must be 21-65 years of age
– Proof of business, NTN, Bank Statement and CNIC are needed to apply

Rs. 850/-
Issuance Fee
Rs. 30000/-
Withdrawl Limit
Features

– A complete financial solution

– ATM withdrawal limit of Rs 30,000

– Up to Rs 150,000/day POS payments

– Up to Rs 100,000 daily transfer limit

Benifits

– Get up to 25% discount at retail outlets and restaurants across Pakistan

– Funds transfer made easy

– Paying bills made as easy as ABC

To Apply

Salaried Person: 
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip), and CNIC

Self-Employed / Businessmen:
– People aged between 21-65 are eligible to apply
– Proof of business and CNIC are needed to apply

Rs. 1000/-
Issuance Fee
Rs. 50000/-
Withdrawl Limit
Features

– Access your account whenever you want

– ATM Withdrawal limit of up to Rs 50,000

– POS payment limit of Rs. 250,000/day

– Up to Rs 150,000 daily transfer limit

Benifits

– Enjoy 25% discounts throughout Pakistan

– Easy online shopping

– Easy bill payment

To Apply

Salaried Person:
– People aged between 21-60 are eligible to apply
– You will be asked to submit a copy of utility bill, employment proof (salary slip), and CNIC

Self-Employed / Businessmen:
– People aged between 21-65 are eligible to apply
– Proof of business and CNIC are needed to apply