MCB Just Enabled its Debit Cards for Internet Shopping and Online Payments

MCB bank today enabled its debit cards to be used for internet shopping and online payments, we have checked officially.

According to details, all MCB debit cards can now be used on internet for any sort of online transaction.

An MCB official confirmed to ProPakistani that all MCB debit cards are now enabled by default for internet transactions, however, an activation request has to be generated by user to get online shopping through MCB debit cards working.

Official confirmed that there’s no activation fee attached with MCB cards to be used online.

How to Activate MCB Debit Card for Online Shopping

  • Dial MCB Helpline (111-000-622)
  • Ask the support representative to enable your debit card for online shopping
  • Provide any requested verification info
  • And that’s it
  • Your MCB Debit card will be activated for online shopping for 15 days

Once activated, you can use MCB debit cards for online shopping.

Please note that internet shopping and payment for your MCB card will be automatically deactivated after 15 days. You will have to re-activate your MCB card for internet shopping in order to use it again on internet.

MCB said that there are no transaction charges for any online payments through MCB cards. A 3.5% Currency exchange fee, however, will be deducted if payment is made on internet in non-PKR currency.

Thanks HBK for the tip.


      • its with session charges.,., SCB and now this MCB has no sessions charges except that 3.5% currency conversion bla bla

        • same thing they have covered activation charges by charging heavily of 3.5% of transaction amount, pls always use your wisdom

          • 3.5% charges are for foreign currency transactions which are applicable to all banks.
            Read carefully.
            Kindly use common sense first, then try to use ur wisdom.

              • Not all online purchases are in foreign currency. You have online stores in Pakistan also that accepts payment in PKR. So, you dont have to bear any transaction cost or session charges for that purchases/payments. If you are still unclear, go read the details on the MCB/SCB/Meezan website and choose the bank whatever you like. You are free to choose if you really want to rather than just criticizing.

                • bro if you really select PKR rupees while making purchase from outside territory then they will charge more when coverting to PKR for example in openmarket 1 USD = Rs. 103 then online merchant will charge you at rs. 108
                  so again you will pay offcource

                  • Sir, with all due respect, kindly stop doing banking transactions cause all the banks charge the conversion rates as you described, you cannot avoid that. Solution is you keep foreign currency card also and I dont know if that has maintenance charges or any other cost. Banks operate for profits and earn through these costs. So this way or that you have to bear that but its your job to find the one which offers best value for money. I am not here to argue but you just talking inconsistent to the post.

          • no matter what debit card you use 3.5% will always be there.., i m talking about that extra session charges which usually are 100PKR for most of the banks

        • True, I have used HBL for shopping on Pakistani sites, no charges were deducted. But if I use it overseas, there are 3-4 % charges.

    • ubl wiz internet works fine , no session charges, no activation required, only problem is there system don’t work most of the time on deposit.

  • I almost shop daily with my SCB debit card. Never had an issues, never had to activate anything. We need more banks to follow this.

      • mra ghr ka pas wala bhi frg ha. ma kisi or branch pa gia tha. un sa call pa poch lo kon si branch “mcb lite enabled” hai

        • ye branch lite enabled hai men ne complain bhibki thi in k khilaf, head office se phone bhi aya k sir app branch chalenjaen ab aap ka masla hal hojayega, lekin unhon ne phr mujhe bhaga diya XDDDD

  • Debit Cards/ATMs all over the world are by default online shopping enabled. Only Pakistani banks require you to call & activate the BASIC FEATURE of a debit card & that too for hours/days only. #JeevayJeevayPakistan

    • Thats because of security. Just imagin your card lost at some place and before you block it, someone like me :) Purchases a good worth Rs. 200 dollar from Aliexpress and unluckily you have that amount in your Bank account at that moment. Or I am a shop owner and swaped your card on POS machine installed on my shop. What will you do? Contact Aliexpress or Interogate the shop where POS transaction made?

      • There’s a chip on every Debit card for that purpose alone. it accepts the PIN type transction only & very difficult to counterfeit on any POS machine coz there’s no SWIPE feature enabled. Now unless you keep your PIN & Debit/ATM card in the same wallet, you should be fine.

        • I’ve many time used Debit Card at super store and they print a bill and get it signed from me. nothing like pin code is required by them ever !!! Sign is also not counter checked at the time of payment… So what is the security between the time a card gets lost the time bank is informed to block it?

          • hence my first comment bro. our banks should’ve already implemented the Chip & PIN service along with Direct debt/online/POS/ATM cards a while ago.

        • Hi friend kia ap me se kisi ne Alfalah bank ke yeh cards use kiye hain agr kiye hain aur jo best haimujhe zror btaye ga thanks. cards first 6 bins are following below.
          1
          4025810
          CLASSIC
          CREDIT
          2
          4862475
          CLASSIC
          DEBIT
          3
          4025830
          CLASSIC
          DEBIT
          4
          4862470
          CLASSIC
          DEBIT
          5
          4213390
          PREMIER
          DEBIT
          6
          4862475
          CLASSIC
          DEBIT
          7
          ???????????????????????

    • Not true buddy! Many countries in Europe do not have Debit cards enabled for online shopping. For that you need a credit card. In Germany for example, the normal debit card is called “EC Karte” which works in supermarkets and ATMs but not for online shopping.

      • apologies for over exaggeration, But I suppose such instances are very sparse considering the VISA Debit Card popularity & demand in most of the europe.

        • I agree with you that a VISA Debit Card should be usable for both online shopping and ATM withdrawal like it is in many places around the world.

          I just wanted to make a point that unfortunately even several european countries don’t have this in place – people who want to do online shopping cannot use their debit card in many EU countries.

    • :) i am using many countries credit debit cards in every day of life and doing the 1000$+ transaction/day, but i found only some best card bin as 467849 ubl wiz card, standard charted card as bin 428912, 407569 , 552233 ..and all USA cards visa,master, amex, Turkey gurenti bank master card… if anyone need clone then i can also done encode, but only for educatinal purpose.All Pakistani debit/credit cards are less securit,, i can steal only within 5minutes, Pakistani cards not have a good security level as OTP. enjoy stealing cards. :)

      • Hi friend kia ap me se kisi ne Alfalah bank ke yeh cards use kiye hain agr kiye hain aur jo best haimujhe zror btaye ga thanks. cards first 6 bins are following below.
        1
        4025810
        CLASSIC
        CREDIT
        2
        4862475
        CLASSIC
        DEBIT
        3
        4025830
        CLASSIC
        DEBIT
        4
        4862470
        CLASSIC
        DEBIT
        5
        4213390
        PREMIER
        DEBIT
        6
        4862475
        CLASSIC
        DEBIT
        8
        ???????????????????????

  • MCB Debit cards doesn’t work online. (Tested on Facebook, Aliexpress and ACCA)
    with their false advertisement and reading online I opened an account with MCB and got MCB Gold plus Debit Card after getting it which took a month, i activated the card and online session with their help line and for several days i tried to make payments on different sites getting rejected by all with the following error “Invalid Card number”, I rang up the help line several times who were clueless about the issue and could not provide any solutions. I emailed my complaint to them after which the automated repose that i got from them was laughable “please wait for 5 days for a response”. Their costumer service is a joke that it takes them 5 days to only replay they might as well go and sit in a cave because they are that much behind.
    Cant say any thing about the MCB Lite but i am fed up off this joke for a bank.

    • And i may aswell add that I went to a friend to use his SCB debit card which worked flawlessly to make payment for my ACCA exams.

  • Can I use my MCB Debit Card Gold on Facebook or Godaddy by enabling it for use online purchase?


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