![How to Buy from AliExpress Without A Credit or Debit Card [Guide for Pakistanis]](https://propakistani.pk/wp-content/uploads/2016/08/Ali_Express.jpg)
AliExpress is home to millions of fun gadgets, hardware, accessories and other assorted products in different categories. With the lack of a reliable ecommerce industry in Pakistan, AliExpress, seems like the best bet possible.
But there’s one issue that holds back widespread adoption of AliExpress in Pakistan.
Most people in Pakistan do not have credit cards and most banks don’t support online payments through debit cards. Which means that you don’t get to shop at the world’s biggest marketplace.
Pretty irritating right? But fret not, there are ways for you to still shop at AliExpress if you don’t have a credit/debit card.
Today we will guide you on how you can shop at AliExpress without the need of a credit or debit card. You can even pay if you don’t have a bank account.
Lets take a look at some of the possible payment solutions for Pakistan-based AliExpress shoppers:
While it may seem like sending money over Western Union is a bit of a hassle, practically speaking, you still get to save a lot of money when you order stuff from AliExpress.
To pay using Western Union, your total order needs to be over $20 and below $50,000. That’s the only condition you need to fulfill in order to use AliExpress.
Order
To pay using this method, add everything you want to order into your basket first. When done, go to your basket and click on “Pay All” at the end. Make sure the total is over $20.
The next page will ask you to confirm your shipping address and “Place Order”. You will then be asked to choose a payment option. Obviously, you will need to select ‘Western Union’ here.
If you are using the AliExpress app, clicking on more payment methods will take you to the AliExpress webpage or if you’re on desktop you’ll directly see a popup with more payment options for Pakistan including Western Union.
Payment
Choose Western Union and click continue. You will then be taken to a page which will tell you some information for your order.
The buyer needs to wait 24 hours and then head to a Western Union agent and send the money to account provided on the order page (similar to the one attached below).
The money needs to be transferred in USD only and by using a “QUICK PAY” (Person to Company, not Person to Person) payment using a BLUE Western Union Payment Services form.
You will be charged a small amount as fee depending on the amount you are sending (for more details, please check Western Union fee table of Quick Pay pricing). Your order will be confirmed within 3 working days.
The Western Union Quick Pay that form needs to be filled looks like the sample given below:
Key Points to Note:
You can also use Bank Transfer (if you have a bank account but no debit/credit card). This is the other payment option and is much more simpler.
Note: You cannot pay for your total order using bank transfer and each item has to be paid for separately. To pay using bank transfer, your order price needs to be over $20 and below $50,000.
Order
To use the bank transfer method, simply buy the item you want. If you have added everything in the shopping cart, you will still need to pay buy each item separately. Make sure the price of each item is over $20. The next page will ask you to confirm your shipping address and “Place Order”. You will then be asked to choose a payment option.
If you are using the AliExpress app, clicking on more payment methods will take you to the AliExpress webpage or if you’re on desktop you’ll directly see a popup with more payment options for Pakistan including wire transfer.
Payment
Choose ‘Wire transfer’ and click continue. You will then be taken to a page which will tell complete bank account details for your order. You will be required to send the money in USD to the listed bank account either online, or by going to a bank’s nearest branch.
Your order will be confirmed within 7 working days.
The bank account information given to you will be similar to the one listed below:
Key Points to Note:
WebMoney is an online wallet. You can create an account and top it up (for a small fee) using bank transfer or by using a credit or debit card. It is a more user-friendly method of payment and you can transfer the money once into your wallet and keep using it whenever you need to buy something.
It is a good option for regular shoppers.
Order
To use this method, simply buy the item you want or add it to cart. There are no restrictions when using this WebMoney. When you confirm your shipping address and “Place Order”. You will then be asked to choose a payment option.
Payment
Choose WebMoney from the app or the web page and fill in your details to make the payment.
If you can’t pay using any of the above methods or if there’s any issue preventing you from doing so, your last option is to go to money exchange agents.
Some of the agents have foreign bank accounts and debit cards. You can ask them to make the payment for you while you can pay them the usual conversion rate plus a small fee.
When using this option, you will have to use your own or the agent’s mobile or PC to pay for the items you already have in your shopping cart, where card or bank account details will be entered by the money exchange agent.
We hope this will solve all of your questions regarding other payment options when shopping at AliExpress. ProPakistani will continue our guides on enabling the Pakistani internet users to shop online with the best possible experience.
Any questions or do you have something to say? Sound off in the comments below.
Have something to say or want to know more about this? Drop an email at aadil.s@propakistani.pk or find Aadil Shadman on Twitter (@ashadman25) or Facebook(fb.com/AadilShadman).
