Mobilink Microfinance Bank’s Profits Increase by 33% in 2018

Mobilink has continued its profitability in 2018 with a growth rate of 33 percent year-on-year.

According to the financial statement, microfinance’s bank profit grew to Rs. 816 million in 2018 as compared with the profit of 2017 which stood at Rs. 612 million.

In 2018, the bank drove its profit mainly from by earning interest income of Rs. 2.9 billion compared to the previous year. On the other hand, its non-interest income decreased mildly to stand at Rs. 513 million.

The bank achieved financial break-even in 2015 within four years of commencing operations in 2012.

The bank is likely to achieve the Rs. 1 billion mark within the next few years depending on the performance, competition among banks, and market’s dynamics in the microfinance banking sector. If that happens, Mobilink Microfinance Bank will be among the few banks to achieve this milestone.

Mobilink Microfinance Bank claims to be Pakistan’s largest digital bank with over 15 million mobile wallets.

Being a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with 61 branches, 1,000 employees, a network of over 70,000 branchless banking.

The bank also claimed that it makes over 40 million transactions (primarily domestic & home remittances and utility bills collection) per month through its branch banking channel and have financed over 200,000 individual micro and small businesses since the inception in 2012.


  • After looting and deducting balance without any reason their profit should be increased as they have shown.


  • >