The Roshan Digital Account initiative has opened new doors for overseas Pakistanis to manage their finances and invest in Pakistan. Among the many banks offering this service, Bank AL Habib’s Roshan Digital Account stands out due to its wide range of features and investment opportunities tailored to meet the needs of non-resident Pakistanis.
Bank AL Habib’s Roshan Apna Ghar facility offers housing finance solutions for various purposes:
This facility provides market-competitive mark-up rates and offers the flexibility of co-applying with a family member. Customers can make partial prepayments free of charge after the first year, and repayments are made through equal monthly installments. Financing tenures extend up to 25 years. If the facility is terminated within the first year, a minimal 1% early termination fee is applicable.
The Roshan Apni Car allows Roshan Digital Account holders to purchase new, used, or imported vehicles for their family in Pakistan. This service is particularly beneficial for overseas Pakistanis who wish to arrange transportation for their parents, spouses, or children back home.
Through the Roshan Equity Investments, non-resident Pakistanis can invest directly in the Pakistan Stock Exchange via the Gateway to Equity Market (GEM) portal. This streamlined platform provides a single-window solution for equity trading.
Roshan Mutual Funds offers a more conservative investment route for overseas Pakistanis who prefer lower-risk financial instruments. This option enables them to invest in a variety of funds managed by AL Habib Asset Management Company.
The Roshan Pension Plan is a voluntary savings scheme tailored for retirement planning. It allows account holders to define their investment contributions, which are then managed by professional fund managers to optimize returns.
Bank AL Habib’s Roshan Digital Account stands out due to its extensive suite of financial solutions ranging from housing and car financing to equity investments and pension planning. It offers overseas Pakistanis an effective and secure way to support their families and build their financial future back home.