Govt Revises Profit Rates on Different National Savings Schemes

The government has revised profit rates for National Savings Schemes (NSS) across various investment categories, effective September 17, 2025.

The latest update shows the highest increase of 42 basis points (bps) and 6 bps in three schemes, while a small decrease of 12 bps in another scheme.

• Short-Term Savings Certificates: 10.42% (up 6 bps from 10.36%)
• Defence Savings Certificates: 11.42% (down 12 bps from 11.54%)
• Serwa Islamic Saving Account: 9.92% (up 42 bps from 9.50%)
• Serwa Islamic Term Account: 9.92% (up 42 bps from 9.50%)

Short-Term Savings Certificates now yield 10.42% (up from 10.36%), Defence Savings Certificates are at 11.42% (down from 11.54%), while both the Serwa Islamic Saving Account and Serwa Islamic Term Account have risen to 9.92% (from 9.50%).