Ufone Launches Upaisa, its Branchless Banking Solution

Upaisa-launch

Management Team of Etisalat, Ufone, PTCL and Ubank at the launch ceremony of Upaisa

Ufone recently launched its branchless banking services under the brand name ‘Upaisa’.

With Upaisa, customers will have access to the easiest way to conduct their financial transactions. The financial services that come under the Upaisa brand include Mobile Account, Money Transfer and Utility Bills Payment.

These services are not limited to Ufone subscribers alone; in fact customers of any mobile network operator can use Upaisa over the counter service.

Salman Wassay Chief Commercial Officer Ufone said “We are the last to enter the mobile financial services area but we have a product that is sure to speak to the masses. Customers have a lot to look forward to, and as always Ufone is sure to offer services no other telecom provider has offered yet or in the near future.”

The management team from Etisalat, Ufone, PTCL & Ubank were also present at the launch ceremony.

Upaisa is the first brand to launch its services with more than 9000 operational retail outlets which has ensured a detailed orientation of the product for the retailer. The brand promise is innovation hence every step has been taken to ensure that customers have the most technologically advanced, user friendly and trouble free experience.

Here are the services that UPaisa offers:

Money Transfer

    • Mobile Account to Mobile Account (Both Sender and Receiver are UPaisa Mobile Account Holders)
    • Mobile Account to CNIC (If the receiving person does not have a Mobile Account)
    • CNIC to Mobile Account (If the sending person does not have a Mobile Account)

Utility Bill Payment (22 Utility Billing Companies)

  • Electricity
    • KESC (Karachi Electric Supply Company)
    • HESCO (Hyderabad Electric Supply Company)
    • IESCO (Islamabad Electric Supply Company)
    • MEPCO (Multan Electric Power Company)
    • FESCO (Faisalabad Electric Supply Company)
    • LESCO (Lahore Electric Supply Company)
    • GEPCO (Gujranwala Electric Supply Company)
    • PESCO (Peshawar Electric Supply Company)
    • QESCO (Quetta Electric Supply Company)
    • SEPCO (Sukkur Electric Power Company)
  • Telephone
    • PTCL (Pakistan Telecommunication Company Limited)
  • Gas
    • SSGC (Sui Southern Gas Company)
    • SNGPL (Sui Northern Gas Pipelines Ltd)
  • Water
    • KWSB (Karachi Water and Sewerage Board)
    • LWASA (Lahore Water and Sanitation Agency)
    • FWASA (Faisalabad Water and Sanitation Agency)
    • RWASA (Rawalpindi Water and Sanitation Agency)
    • MWASA (Multan Water and Sanitation Agency)
    • BWASA (Bahawalpur Water and Sanitation Agency)
    • GWASA (Gujranwala Water and Sanitation Agency)
    • CDGK (City District Government Karachi)
  • Internet
    • wi-tribe
  • Cash Deposit (Cash Deposit to Mobile Account)
  • Cash Withdrawal – Withdrawal of Cash from Mobile Account
  • Purchase Air Time – UPaisa Account Holder can Top Up his own or someone else’s Ufone Number with Air time.
  • Pay Postpay Bill – A Mobile Account Holder can Pay his own or someone else’s Postpay Bill.

If you would like to get your very own UPaisa mobile Account visit any Ufone Sales and Service Centers, Ufone Franchise or UBank branch.

Here are the service charges for CNIC to CNIC fund transfers.

  • Fee for Rs. 1 to Rs. 2,500: Rs. 100
  • Fee for Rs. 2,501 to Rs. 4,000: Rs. 150
  • Fee for Rs. 4,001 to Rs. 7,000: Rs. 220
  • Fee for Rs. 7,001 to Rs. 10,000: Rs. 360
  • Fee for Rs. 10,001 to Rs. 15,000: Rs. 480

All above mentioned prices are including taxes. There are no extra charges for paying utility bills.


  • Saad

    Finally an Easy way to pay utility bills

  • FN

    Whats different from the rest of the lot??

  • WebSolHub

    Author said “These services are not limited to Ufone subscribers” however Ufone SIM is required for Mobile Account which is same requirement as others. And Ufone said “Ufone is sure to offer services no other telecom provider has offered yet or in the near future”, can anyone tell me what unique feature do they have in their product?

    • Muhammad Naeem Uddin

      product name only

      • eatshitdie

        lol where do they get these name upaisa/easypaisa they should come up with better name it looks like 10 yr old suggested this name and they approved it

        • WebSolHub

          easypaisa was acceptable because it was a new service, but now everyone know what the service is for, I think the companies want to target rural area only, so it’s not about innovation, it’s about reach.

  • Sono

    Chor company hai es say tou allah he maaf karay

  • Baghi

    Good Move!!!!!
    More Economical and Better Rates than Easy-Paisa !!!!!

  • Adil

    Koi e-payments ka solution hi nikaal de… ya payza, money bookers, paypal, liberty reserve se hi link ker de… ya Virtual prepaid card hi nikaal de

    • WebSolHub

      Yes Adil, no progress in this market but I think moneybookers (now Skrill) is best PayPal alternative for Pakistani users. (FYI LibertyReserve is no more)

      • Muhammad Usman Ghani

        Try MCB prepay visa card

  • nad

    expensive , service charges are much .

  • Easypaisa is much better they deduct 60Rs from 1-1000