HBL Becomes the First Pakistani Bank to Provide Payment Services on WhatsApp

HBL has become the first bank in Pakistan to launch ‘full-feature’ banking services on WhatsApp. The facility has been developed in partnership with leading cloud communication service provider E.Ocean.

HBL’s Conversational Banking was made available to its clients through E.Ocean’s WhatsApp Business Platform in 2021.

To use the service, HBL clients need to initiate a conversation on HBL’s WhatsApp number (021-111-111-425) from the mobile number registered with the Bank.

Now, in addition to the information services already being offered, the ‘full-feature’ set of services will enable HBL’s customers to conduct payments/financial transactions as well.

These transactions/services include:

  • Inter-Bank Funds Transfer
  • Intra-Bank Funds Transfer
  • Mobile Recharge (Prepaid & Postpaid)
  • Utility Bill Payments
  • Temporarily Block/Unblock Debit or Credit Card

Speaking on the occasion, Abrar Ahmed Mir, Chief Innovation and Financial Inclusion Officer, HBL, said, “We are excited to leverage the potential of the WhatsApp Platform to unlock value for our clients. With over 2 billion users, WhatsApp offers an unparalleled opportunity to address immediate basic banking needs.”

He added, “This is why we integrated a host of banking services into a platform which is already embedded in our clients’ everyday lives. Client centricity is fundamental to how HBL does business, and we believe this partnership, and its results reflect our commitment to the same.”

Speaking on the occasion, Altaf Siddiqui, Director of Products, E.Ocean, said “It is a moment of great pride for E.Ocean to facilitate HBL in launching first of its kind full feature banking service for its retail customers over WhatsApp.”

He added, “HBL has become a trendsetter by going agile and incorporating financial services into a channel that millions of its customers already use, to deliver truly on-the-go banking with a focus on convenience, accessibility, and security.”


  • HBL os also the first bank who took 3 months to reimburst my money . Still waiting for their feedback but everytime I am being told your case is transfered to concern department and the concern department is still sleeping since 3 months

    its not a bank anymore its a fake shop .

  • انتہائی گھٹیا بینک ھے صرف نام اچھا سروس بکواس ہیلپ لائن پر بھی کام نہیں ھوتا آج دو ماہ ھوگئے میں نے اپنا موبائل نمبر تبدیل کروایا نہ تو بینک سے نمبر تبدیل ھو رہا نہ ہیلپ لائن پر حالانکہ یہ ڈیجیٹل بینک ہے اس سے اچھا نیشنل بینک ہے جہاں رل کھل کے کام ھو تو جاتا حے مگر ایچ بی ایل میں تو دو ماہ سے رل رہا ہوں پھر بھی کام نہیں ھو رہا یہ ہے پاکستان کا نمبر 1 بینک

  • Fazool tareen bank 2 din se online shopping k liy payment ki try kr rhi but auto generated call confirm kr hi ñeh rhi or call bar bar krty k press n sorry

  • Fazol tareen bank.
    HBL.
    MCB.
    UBL.

    Ramzan may in 3no banko nay bhot tang kiya.
    Fazol tareen bank.
    Or service

  • HBL fazool bank, dirty banking, old fashioned, wohe lambi qataren…..bad tsmeez, zuban daraz amla, 2 dafa account open krvaya , bad banking ke waja se 2no dafa band krva dia….zindagi main sakoon hai ab.


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