Own a Brand New Suzuki Cultus in Easy Monthly Installments

If the Suzuki Cultus has long been on your wish list, this might be the moment to swap that daydream for an ignition key.

Through UBL’s auto financing product “UBL Drive,” customers can now take home a brand-new Suzuki Cultus with installments starting from around Rs. 50,972 per month, subject to variant, down payment, and tenure.

As of January 2026, the ex-factory prices of the Suzuki Cultus are:

• Cultus VXR (Manual): Rs. 4,089,490
• Cultus VXL (Manual): Rs. 4,359,160
• Cultus AGS (Auto Gear Shift): Rs. 4,591,460

These prices form the basis on which UBL Drive structures its installment plans.

UBL Drive allows buyers to finance up to 70% of the vehicle’s value, with a minimum down payment of 30%. The monthly installment of approximately Rs. 50,972 represents an indicative starting point and will vary depending on:

• The Cultus variant selected (VXR, VXL, or AGS)
• The amount of down payment made (minimum 30%)
• The financing tenure, which can range from 1 to 5 years for vehicles up to 1000cc

UBL offers both conventional financing and Islamic financing under UBL Ameen Drive, targeting customers who prefer Shariah-compliant options.

Customers have the option to choose between fixed and floating markup rates. Floating rates are currently tied to the 1-Year KIBOR plus a spread (for example, KIBOR + 4.25% for existing customers on a 1–3 year plan), though exact pricing will depend on the bank’s prevailing rate sheet at the time of application.

Who Can Apply?

UBL has set out clear eligibility criteria for its UBL Drive plan:

• For Salaried Individuals:
  • Minimum gross monthly salary: Rs. 35,000
  • Age: 21 to 60 years
• For Self-Employed / Business Owners:
  • Minimum gross monthly income: Rs. 50,000
  • Age: 21 to 70 years

In all cases, applicants must hold a valid Pakistani CNIC.

Documents Required

To get started, prospective buyers are required to submit basic documentation, which typically includes:

• Copy of CNIC
• Two recent passport-size photographs
• Latest verified salary certificate (for salaried) or proof of business (for self-employed)
• 6–12 months of bank statements
• Tax returns/NTN for self-employed individuals

Buyers can apply through the UBL Drive online portal (Apply Now page) or visit their nearest UBL branch.