UBL Launches Wiz Virtual Card for Online Shopping

If you have a bank account, it’s likely that you carry your debit/credit card with you wherever you go. And if you have multiple bank accounts, your wallet might be cursing you for it.

Not to mention using your card online also carries a risk of your info getting stolen.

UBL might have a solution to make your online shopping easier, enter the Wiz Virtual Prepaid Card. This is similar to Easypaisa virtual debit card which did pretty much the same thing.

What is a Virtual Prepaid Card?

A virtual prepaid card is designed with safe and secure online payments in mind. The Wiz Virtual Prepaid Card is powered by MasterCard and works at any online store or payment portal which accepts it.

Using the Virtual Prepaid Card, you won’t need to share your debit or credit card information online every time you have to make a payment. You can get up to 5 virtual prepaid cards at a time.

How to Get UBL Wiz Virtual Prepaid Card

You need to have a UBL bank account to create a virtual prepaid card. To create a virtual prepaid card you can:

  • Log into UBL Netbanking (you need to register yourself for it)
  • Dial 111-825-888 and request a Wiz Virtual Prepaid Card

After your card is created, you will receive an SMS or an e-mail with the card number, CVV and it’s expiry date.

Charges and Card Limits

You will be charged Rs. 300+FED for creating a virtual prepaid card. If you make an international transaction, you will be charged 4% of your transaction in USD or PKR. If you use any other currency, you will not be charged the fee.

Reloading the virtual card is free.

In case your payment is declined or rejected, you will be fined:

  • Rs. 5 on a local transaction.
  • Rs. 35 on an international transaction.

If you have been biometrically verified at UBL you will have a limit of Rs. 500,000 per year. Otherwise you’ll have to make do with Rs. 100,000 per year.

A techie, gamer, and Senior Editor at ProPakistani.


        • Thanks and I checked mcb lite card is not available in my village branch that’s frustrating, after easypaisa suspended virtual debit card, have no choice to watch netflix.

            • And what is this mobile wallet, and what it has got to do with mcb lite card, what should I require to get mcb lite card, problem with me is my signatures are always different hence I can’t open bank account.

              • its app is called MCB Lite Mobile Wallet, used for balance inquiry and bill payments.
                you only need your CNIC and it’s copy with 500rs for registration
                my signature also varies every single time but that does not mean you cannot open a bank account

                • Lekin mere signatures mein bahut farq hota hai 19-20 ka farq nahi hota, kitni importance hai signature ko, agar main khud bhi jaon aur signature alag hon to koi problem ho sakti hai kia

                  • aray nahi bhai itna kyun pareshaan ho rahay ho
                    koi issue nahi hoga
                    aur aapnay sirf ek baar signature karnay hain

                    • Because mcb lite is not available here so I m thinking about ubl wiz virtual card until easypaisa virtual debit card functions again, I m addicted to netflix, otherwise I have no interest in online shopping because these Pakistani online sites are scams and looting us.

                    • I filled and submitted my form for mcb lite card online from mcb website, when should I expect to get card, will they call me to bank for procedure, how many days it would take.

                    • you will receive your card within 10 days
                      when the card is delivered to you, you should call their number to activate your card and do tell them to keep your card active all the time
                      that’s all

                    • Well because it’s a small village so perhaps card will be delivered in bank, even TCS doesn’t deliver products at home here they call us at their centre to receive, and when I filled form there was no mention of residential address

                    • Salam kamil bhai mera mcb card received ho gya ha mera mcb me koi account nhi ha kya mujhe cnic ki copy aur koi form bhi fill kar ke mcb branch me jana pare ga card ke sath to koi form nhi ha form kaha se mile ga guide me thanks.

                    • Yar abhi mcb bank se mujhe call ai k mera mcb lite card aa gya hai, ab aage kia procedure hai main kal jaonga lene, ap ne kia Kiya tha

                    • mera to tcs ke through aya magr mcb wale zayade nhi jante ap bank se card wasool kar k us me 300 rup branch se deposite karo phir helpline se card active karo wahin bank se helpline se cal karna k card active karo ager wo kahen k pehle account active karo to phir helpline walo ki baat bank walo se kara dna bohot muskil se mera card active kya kabhi kehte k account active karo kabhi bank wale kehte k helpline se active karo karte helpline wale hi hain magr zyada jante nhi.

                    • Pehle bank walon se bologna agar wo na kar pai to khud helpline call karonga, inkar help line number kia hai

                    • Wao worst day of my life, jab 20 kilometer travel kar k main apni tehsil ki branch par gya to mcb lite card Liya to unhon ne kaha helpline se activate karao, maine call ki to unhon ne kaha card mein deposit karao pehle jab phir branch gya to unhon ne kaha hamare pas ID nahi hai dosri branch jao 25 kilometres door aik aur branch gya to unhon ne kaha hamare pas password nahi hai, password reset honge bad mein, maine kaha kab honge to bolte hen pta nahi koi cooperation nahi ki BC.

                    • Yar in ko kuch maloom nhi helpline se hi active ho ga bus sirf kisi tarah 300 rup add kar do card me acount no mobile no hi hoga phir helpline se card active karo branch wale nhi karte helpline wale hi krte hain.mera bhi 3 4 din bad active hova 400 500 ka balance b laga helpline call kar kar k.

                    • Yar yahan to sirf 2 branches hi hen dono ne bahane bana liye, kaise deposit karaon kia kissi aur jagah se ho sakta hai matlab mobile number par hi deposit honge kia yar help me, mujhe to Bari pareshani Di hui hen in jahilon ne

                    • Nahi wahan si hi deposit hon ge ager branch walo me kisi ka mcb account ha to un ko request karo k apne account se hi tmhare card par 300 deposit kar dain account se ho gye ga mcb ke mujhe b mcb walo ne account se add kar dye the aur jb deposit ho jain to helpline se hi card activate karwana wo na karan to un ko kaho ke call kisi experience officer ko forward kar dain ager phir b na karain to mcb branch manager ko request karo k apne ptcl no se helpline call karain phir helpline wale card activate kar dain ge bohot tang krte hain.

                    • Yar jab main pehli branch gya to usne kaha hamare pas ID nahi hai to usne dosre bande ko kaha k apne account se deposit kar do to usne bola pehle aise transfer nahi hoga activate hone k bad hi transfer hoga, yar meri ap se request hai jab tak mera card activate nahi hota ap netflix account bnao paise main bhejta hon ap ko, netflix ko 2 bande use kar sakte hen ap chahen to ap bhi netflix use kar Lena mujhe netflix ki adat ho gye hai, ap pareshan mat ho yeh safe hai netflix k standard package ko 2 bande use kar sakte hen

                    • Aur han agar ap ne netflix pehle use nahi kia to pehla mahina free trial hai matlab paise nahi lagenge bas netflix ka app download karo aur free trial par ja kar detail mangte hen jaise name, debit card number expiry date security code postal code city as asan cheezain phir email address Dena hota hai jo ap ka valid email address ho password bhi maloom ho uske bad kam khatam ap netflix free aik mahina use karo, bahut variety hai netflix par, netflix ka apna original content best hai, bhai meri request hai hum netflix use karte hen

                    • yar me asan tariqa bata hon jb me bank gya to card issue jo krta ha us ne mojhe kaha k pehle 300 rup deposit kro me ne kaha kr do us ne kaha k link down ha phir us ne kaha k me apne account se dal deta hon phir us ne apne account se 300 deposit kye wo mujhe foran received ho gae msg aya phir me ne helpline walo se bat ki unho ne bohot tang kya kabhi kuch kehte kabhi kuch phir me ne us bande bank wale se contact kya to us ne kaha k wo card activate nhi kr rhe phimr bank wale bande ne bank se hi helpline walo ko call ki to 1 lady ne sari story sunne k bad mujhe kaha k ap ab helpline call kro me ne kaha k me nhi krta us ne kaha k me ap ko call krte hon phir us ne mere no pr call kr ke foran card activate kr dya ap b aisa hi kro branch manager se bat kro k kisi b mcb accout ya lite card se ap ko 300 deposit kr de warna me helpline se ap ki complaint kro ga k ap co- operate nhi kr rhe.

                    • Yar ap ko pakka yaqeen hai usne apne account se paise deposit kiye q k mujhe to unhon ne kaha account activate hone k bad hi transfer ho sakte hen pehle nahi, kal maine subah helpline per sari kahani batai thi to madam ne kaha k ap in 2 branches k khilaf complaint karo lekin abhi system kam nahi kar raha 2 ghante bad call karna phir maine bad mein call ki k mujhe complaint karni hai details Janne k bolti hen ap hold par rahen 5 minutes tak ghayab, yar yeh complaints bhi nahi karte Sara drama kal 100 rupees load kia Sara inpar kharch hua

                    • Maine ghalti ki in 2 branches ka number le leta contact kar k pocha leta aik 20 kilometer door hai aik 25 kilometres, agar bank account kholen aur debit card k liye apply karen to wo kitne din mein aiga? Aik do din bad jaonga agar inhon ne deposit na kar dia to wahin par ubl bank hai udher account open karonga aur net par ubl viz virtual card bana longa

                    • Yar in ko chorna mat ab itna wait kya ic lye bar bar keh rha hon k branch manager ko sari story batao aur us ko request karo k me 20/25 kilometers dor se ata hon kindly apne account ya lite card account kisi ka to ho ga us se deposit kr k branch se hi call kr den to fran active ho jae ga shayd manger coprate kr de aur ubl account open krne ki koi zarrorat nhi bs cnic ki copy ho aur apne friend ko kehna k wiz internet card bna de us k lye account ki zarrorat nhi wo kuch form fill ke bad 10 minutes me card bna de ga aur jitne chaho pasie b deposit kr de ga baqi us ko pta ho ga account open mat krna wiz inertnet card without account banta ha.

                    • Suna ha accepted ha mere pas nhi net pr comments me dekha aur ubl wiz internet card k lye koi account ki zarorat nhi.

                    • Ap aisa q sochte hen ubl wiz internet card fazool hai? Dekha jai to 20 minutes mein debit card mil raha hai jo worldwide accepted hai, baqi Pakistan ki sab services to hen hi fazool, system kharab jab bolte hen tab mera khoon kholne lagta hai khud hi ap ne dekha hai helpline par yeh kaise time waste karte hen bad mein bolte hen system kharab hai

                    • me ne kab kaha fazool ha me ne ye kaha k account ki koi zarorat nhi aise ban jata ha waqi lite card se acha ha 20 minutes me mil jata ha acceptance ka pta nhi but log khte hain chalta ha dono banwa lyna wiz internet aur lite card ko b activate kra lna wo thora mushkil ha but ho jae ga.

                    • Abhi 2, 3 din busy hon phir time nikal kar jaonga, ubl wiz card bhi longa aur mcb lite card bhi rakhonga ab jo cheez aa gye hai to usse adhora nahi chhorna, q k main aik village mein hon aur branch 20 kilometer door hai esliye rozana nahi ja raha city mein hota to rozana inka dimagh kharab karta jab tak activate nahi kar dete

                    • Aur han ager lite card me deposits k bad bank no se helpline call kro to phir wo tmhre no pr call kr k card active kr den ge phir system khrab ka nhi kehen ge

                    • mere branch b bohot dor ha me ne abhi aur deposite nhi kye aur na hi internet session activate kya ha aur kabhi Netflix b use nhi kya itna problem nhi ha ap kisi b mcb branch employ ko kahin k wo apne account ya lite card se deposit kre foran ho jain ge us ko apna mobile no b bta do wo us pe deposit kr de ga aur specially branch manager ko kaho k wo 300 deposit k bad apne branch no se hi helpline call kre to wo foran card b activate kr den ge bus thora angry guse se bolo ya kaho k account activate nhi krte to close hi kr do.

                    • mera internet session ka masla ha activation ka aur deposits k lye b dor jna prta ha tm branch manager se bat kr k paise deposit kro aur wo hi tmhain branch se call kr ke card activate kra dain ge khod helpline par bohot tang krte hain bs ic ke aliwa koi tariqa nhi ha.

                    • Telenor ka easypaisa virtual debit card bahut Acha tha aik minute mein debit card ban jata, lekin Pakistani do numberi se baaz na ai esliye unhen service disable karni ab dekhte hen phir kab shuru karte hen, poori dunya mein aisa kahin nhi hota k aik card k liye etna zaleel hon, mere do dost cashier hen aik Habib bank mein aur aik ubl mein, mcb mein hote to kam ban jata

                    • Yar hbl b acha ha me ne suna ha magr tm lite card me paise dalo activate ho jae ga don’t worry thori mushkil ha aur ubl me agr dost ha to us ko kahrao k wo ubl wiz internet card bna de wiz 4 tarha k hain tm us ko Internet card ka kehna wo kuch procedure k bad foran bna de ga cnic ki copy le jna baqi wo tmhain bta de ga me zyada nhi jnta but net pr comments dekha hain k ubl wiz internet card acha chalta ha but lite card me b zaror deposit krna wo b activate ho gye ga.

                    • Ubl wiz k liye to account hona zarori hai maine parha hai, main to hairan hon private idaroon k bande bhi kam chor hen, mujhe to pehli branch ka operation manager cooperative laga usne dosre bande ko bola bhi apne account se deposit karo lekin usne bola activate hone k bad transfer hoga, ab ki bar jaonga to kam karwa kar hi aonga ya phir mcb lite activate hoga werna dost ko ubl wiz card ka bologna

                    • No ubl wiz k lye account ki koi zarrorst nhi ubl wiz ki 4 qisam k card hain ubl wiz internet net card banwana baqi fazool hain tmhain dost bta de ga aur 10 15 minute me bna b de ga aur lite card ka jo officer coprate kr rha ha us ko kaho paise deposit krwa de ya manager ko kaho aur request krna k deposit k bad helpline pr call b bank no se krna wo card b foran activate kr de ge dobara tmhare no pr call kr ke.

                    • Mere bhi 250 lag chuke hen helpline call kar kar k, Har bar bolte hen system kam nahi kar raha bad mein call kijiye GA, mujhe netflix pasand hai esliye etna inko bhugat raha hon werna inse to bat bhi na Karon BC useless service.

                    • Bhai Jan Maine mobicash se mcb lite card mein deposit karwai phir helpline par call ki to unhon NE account active Kar Dia lekin yeh mcb card online kahin bhi Kam nahi Kar raha iski Kia wajah hai mere 200 rupees helpline par zaaya bhi ho gye bas call transfer karte rehte hain card registration ki fees bhi nahi Kati abhi tak, kitne din bad card active hota hai

                    • salam kamil bhai jb card received ho jay to internet session maximum kitna on rah sakta ha kya permanent b on ho sakta ha?
                      Aur easy deposits b kar sakte han means k branch k aliwa jazz cash ya easypaisa se?
                      Aur kya dera ismail khan kpk me mcb lite card facility ho ge me ne onlie apply kya ha magr abhi mila nhi?yahan 3 branches hain.Thanks

                    • WS
                      g haan permanent bhi ho sakta hai, jo mainay bhi karwaya hua hai
                      g haan kisi bhi bank k ATM say amount withdraw bhi karwa saktay hain lekin JAZZ Cash ya EasyPaisa say nahi hoga
                      ye service KPK mein honi to chahiye

                    • Thanks 4 rply i asked 4 top up the card not for withdraw from it?
                      Aur 1 week hone wala ha helpline se call b ai helpline walo ne within 7 days ka kaha ha kab tak mill jae ga?

                    • thnks me ne suna ha k jazz cash se be ho jata aur telenor microfinance bank aik ho gya hain shayed ab easypaisa se b ho jata ha infact youtube pe aik video b ha jazz cash ki aur minimum kitna load kar sakte hain.

                    • Salam kamil bhai mera mcb lite card mil gya ha kya mujhe branch me cnic ki copy ke sath koi form b fill kar ke jana ho ga jab k card ke sath 1 2 books ke aliva koi form nhi ha form kaha se lon mera pehle koi mcb account nhi ha kindly guide me.

                    • WS
                      how did you applied for this card?
                      if through branch, then you should have filled the registration form along with your CNIC copy
                      if from website, then visit your nearest MCB branch with your CNIC and fill the registration form which they will provide

                    • I applied through online website card received within 10 days application form nahi tha sath me ne suna ha ka online wo application form dete hain.
                      Aur card par koi nam b nhi aur sirf visa likha ha.

                    • like I said earlier, visit your nearest branch with CNIC copy and fill the form they will provide
                      yes it should be

                    • ok i will visit the branch.Is their any difference between simple lite visa card and visa gold card?

                    • my card has logo visa is your card also visa logo or visa gold logo? I just want to confirm that will it work online globally international?

                    • order from card what should i write in cardholder name like first name last name because no name available on card.

                    • Salam kamil bhai mera mcb card recvied ho gya ha kya mujhe activation k lye mcb branch me cnic ki copy k sath koi form fill kar ke jana ho ga jab ke mcb lite pack k sath to koi form nhi ha form kaha se lon kindly guide me.

                    • Need urgent help I recieved sms from mcb to set pin, how do I set, how many characters in pin, I used both 5 and 6 it was written invalid

                    • I set, but now there is link asking for more information like cnic, first payment etc what to do now

                    • first of all it shouldn’t ask for such details
                      if you have received the card then why don’t you call them and activate from there?

                    • I did not receive card, I called mcb helpline and she just registered me, now I recieved sms to register pin, I set pin, now page is asking please provide information to register login pin, like cnic, cnic expiry date, first deposit in cash, deposit cash date, mode of deposit, what to do when I haven’t even received card

                    • Kamil bhai Allah Allah kar k mera card aa gya hai mcb bank mein hai kal lene jaonga ab mujhe kia karna parega

                    • mubarak ho
                      have some cash on yourself (around 1000 for registration and charge up) and CNIC and it’s copy

                    • Pichle Friday ko registration ki kal bank se call ai k ap ka card aa gya delivery time to phir bhi theek hai

                    • Yar 20 kilometer travel kar k gya to activation k liye deposit karne k liye unke pas ID nahi, phir 25 kilometres door aik aur branch gya to wo bolte hen hamare pas password nahi hain, password reset ho rahe hen, jahil insan se pocha kab tak honge to usne bola koi pata nahi, phir helpline call ki to wahan bolte hen system kam nahi kar raha, ab main es card ka kia Karon

                    • OK maine site ko back Kiya aur phir se wahi pin likhi aur phir confirm pin mein wahi pin likhi, aur submit kar dia, to page open hua k user already has this set pin, iska matlab meri pin registered ho gye, now what next

                    • Mera mcb lite card active Kar Dia hai helpline se lekin mcb lite app mein login hone k bad kuch bhi Karo to unsuccessful likha ata hai aur yeh bhi k this feature is not supported for this product, play Store par likha ata hai correct this card info or try different card, Kia mera card activate nahi hua abhi tak, helpline par to Maine atm pin bhi set ki aur Internet session bhi

    • Salam bhai mera card na helpline se active ho raha ha aur na mcb branch se helpline call karo to wo kehte hain k pehle account activate karo bank se aur minimum 300 rup deposit karo bank jao to wo kehte hain pehle card activate karo helpline se guide me pehle account active ho ga deposit ke sath ya phir helpline se card activate ho ga? I’m confused.

      • can’t help you much here
        forward this complain to the branch manager
        how did you applied for the card?
        its better to apply from the bank, like I did along with, maybe, 500rs registration fee – card came after 1 week and I activated it through helpline

        • Oh me ne online apply kya tha card a gya but activation problem ha mere khayal me pehle branch se account active karna ho ga jese ap ne kya phir card helpline se active ho ga.
          kya ap ne jo 500 rup add kye us me se 300 card ke charged hove ya nahi?
          khair thanks

          • Salam kamil bhai finally my card is activated so now can i use it on aliexpress for online shopping and what to write in blank first name and last name on cardholder information?
            And if i use it on internationally internet session activate through helpline? Is there any security issue for permanent activation like card stolen information e.t.c?

          • Salam my card is finally activated now can i use it on aliexpress for online shopping and what to wrote in blank area of cardholder name like fisrt name last name?
            Is there any security issue for permenant internet session activation like stolen caed information e.t.c if i use it internationally internet session activated through helpline?

      • Who told you that FCE will not apply?
        Card main PKR se dollar main free main conversion krega bank?

        • I think u r confusing two different things; either the Bank will charge an FX surcharge OR foreign currency transaction charge. Not both…

          • FCE (last time I heard) was 2.5%
            JS is charging 3% while this bank is charging 4% (which means that the extra percentage will go into bank’s pocket)

  • Jiska kisi bank like Meezan ya HBL me account hai wo apna debit card use kray, ya WIZ card leley, wo 116 me milay ga, bs branch me zalil hona paray ga kucj ghantay. Yeh virtual expensive hai, easypaisa wala behter tha. Hope they come back with something even better.

      • What’s wrong with that? I’m using HBL since 2014 and never had any issues. Netbanking/Mobile app works fine. The only thing I don’t like is the SMS charges they’re deducting.

        • We are not talking about netbanking or mobile app. We are talking about online payments through your debit/credit card.

          Have you ever used your card on ecommerce sites like aliexpress or upwork?

            • Thats Strange,
              I tried my HBL Visa card on Upwork, Aliexpress and Google Cloud Platform. It didn’t work. Google Cloud Platform wasnt even recognizing it.
              My friends who own HBL Visa debit card had same problem.

  • First he is telling that we have too many cards to carry and then tell to just add one more. Why should I carry another card and pay extra?

  • I’ll wait for Easy paisa VC to come back! I used to use that and never had any issues!
    Thanks UBL but no thanks:)

  • UBL wiz Internet card best for online Transactions like Facebook and Google. No annual charges and no extra charges. I am using from last 2 years and still no issue face online.

  • Fine for failed transaction? Good job UBL. Your card transactions often fail while using online. You will make a lot of money by fining your customers due to your sh*t quality service.

  • Leave ubl crap wiz shizz.
    Just get MCB lite card. No transaction charges and internet session can be permanently activated. Plus you can top it up with your mcb bank account via Mcb mobile banking app.

  • Easypaisa was offering 2% on international transportation and they closed now ubl started with 4% let’s see if they are a success.

  • HBL debit card used to work on aliexpress before but now its not working. VISA card.. anyone having this issue.

  • Can i get MCB lite account without having bank account ? and from where can i sign up for mcb lite account

  • for ubl wiz card account is mandatory or we can get wiz card just by visiting the branch and submit the fee?

  • how can we transfer back the amount from ubl virtual wiz card back to account ??

  • I’m using ubl mega wallet debit card for a long time on aliexpress and playstore. I like entropay It’s best. I was using entropay for a long time and ubl bank give me a call to stop using entropay cards. I dont know the reason entropay is the best alternative to all stupid debit cards in Pakistan.

  • EasyPaisa is a MiniBank they can’t provide it anymore because State Bank of Pakistan will not allow them

  • i tried different card for purchasing UBL Wiz internet card is best you can easily buy anything onlline , Othercard like mcd lite card hava too much payment problem.


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