The recent revelations made by an official of Federal Investigation Agency (FIA) have raised serious concerns among the public regarding the protection of data pertaining to their debit/credit cards.
Only a week ago, Pakistan faced its biggest data theft when BankIslami’s data was hacked. While the State Bank of Pakistan has directed the banks to take immediate measures to prevent any such incident, you can also contribute to your own protection.
Here’s what you can do to guard yourself against data theft:
Keep Updating Your Contact Information
Update your contact information like Mobile number, address etc. regularly with the bank. It will enable the bank to notify you about any suspicious transactions.
Regularly Check Your Account Details
Keep checking your account balance and transaction history, so that you are aware of any activity that you cannot recognize.
Keep Changing Your Banking Codes/Passwords
According to the State Bank’s instructions, you should change your online banking passwords and card codes every month or at least every two months.
Keep the International Online Use of Your Card Restricted
Make sure that the international use of your card is restricted. If you have to do an international transaction, remove the restriction temporarily and apply it again after completion.
Report a Suspicious Activity Immediately
If you come across any suspicious activity regarding your card like a purchase, report it immediately to your bank, so that they can block your card at once.