HBL Launches QR Payment Service in Pakistan

HBL, in collaboration with Visa Inc., has launched a QR-based mobile payment service that allows consumers in Pakistan to make instant and secure payments on the go—a move that is expected to accelerate the adoption of digital payments in Pakistan.

To use the service, an HBL customer simply downloads the bank’s mobile app (HBL Mobile or Konnect App), selects the QR option and pays for goods and services by scanning the QR code at enabled merchants across Pakistan. This service is secured by Visa, the world leader in digital payments.

Mohanish Agni, Visa’s General Manager – Levant & Pakistan, said:

Pakistan is making strides to enhance electronic payments and promote financial inclusion. The launch of Visa on mobile demonstrates a significant step-change in the acceleration of the migration from cash to a digital economy in Pakistan which is good for consumers, businesses and government.

With a network of over 10,000 merchants, Visa on mobile will provide a competitive advantage in the market enabling merchants to generate EMVCo compliant QR codes, creating partnership opportunities and digitizing payment business solutions.

Abrar Ahmed Mir, Chief Innovation & Financial Inclusion Officer at HBL, said:

As Pakistan’s leading bank in the digital space, we are proud to collaborate with Visa and offer an innovative payment solution. It is a step towards creating a cashless ecosystem which provides customers with a secure and instant digital payment experience.

For merchants, Visa on mobile provides real-time notifications of payments into their bank account and access to sales and transactions history. Transactions are processed via Visa’s global network, VisaNet, applying the scale, security, and reliability of Visa to mobile payments.


  • Hbl Konnect account is completely useless.Jis ki team logo ku bewaqoof Bana Kar Mobile account open Just for full fillment of target achievement os ky QR system ka Allah he Hafiz hy. Yaha Jhang Main hamary area Logo ku nosar Bazi sy kha Gia ap ka 5 Marla ky Plot ky draw main Name Shamil hona hy HBL ki taraf sy es liye Ap ky mobile py msg Ana hy aur 200 Deposit Kar ky osi waqt nikalny hain. Bechary ghareebu Sada lu log Jin aisy bewaqoof Bana Kar Konnect ky account Open kiye Jaye rahy Kia wo QR payment ku Janty hain. Jis ky liye HBL ki management itna expense bear Kar rahi hy. Shame on HBL sale team. Sab sy Best Easypaisa aur Jazz Cash hy Jisy koi Compete nhai Kar Sakta.


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