The Government of Pakistan is moving ahead with a major digital reform for pension verification through a state-of-the-art app-based “Proof of Life” system for federal and provincial pensioners.
Sources told ProPakistani that the State Bank of Pakistan has been asked to issue strict instructions to all commercial banks for integration with NADRA systems.
The general public will use the Pak ID app to update the status on proof of life, while banks will verify and access details through NADRA’s e-Sahulat app.
The new framework will digitally verify around 1.7 million pensioners using biometric and facial recognition technology. Pension eligibility will be confirmed through NADRA’s Proof of Life Certificate (POLC) and Family Registration Certificate (FRC) systems before disbursement of funds.
Banks across the country will be required to connect their branches with NADRA’s API system “Nishan Pakistan” and the e-Sahulat application to enable digital verification of pensioners before payment processing.
The system is being implemented in line with earlier policy decisions issued by the Prime Minister’s Office.
Several components of the policy have already been implemented, while integration with the banking system remains pending. Once completed, it will allow full digital verification of pensioners to ensure payments are made only to eligible recipients.
Sources added that approval has been sought from the Finance Division for a revised financial model under which NADRA will waive certain charges related to the Proof of Life system by integrating POLC and FRC services under a cost-optimized framework.
This will improve transparency, reducing manual verification, and modernizing the pension disbursement system across Pakistan, sources added.
The procedure for pensioners’ verification is lengthy and should be shorten by NADRA through its App
Abdulraheem786786
When nothing works. Just make an app
another initiative designed to fail and waste funds, the government is too fond of apps…lets hope they make an app for using their commonsense also.
Noor din
M Shoaib Rain @gail.com
Halp
Face
Suobihn
Very good decision. Pakistan Zindabad 🇵🇰
بھائی جان پاک ائی ڈی بالکل بھی ٹھیک طریقے سے کام نہیں کر رہی میں نے بس سرٹیفیکیٹ اپلائی کیا ہے نو چار 2026 جس کو اج ڈیڑھ مہینہ ہو گیا ہے وہ کمپلیٹ نہیں ہوا ابھی تک وہ تیار ہو کر نہیں ایا پاک ائی ڈی پر یہ ہے کہ سین ائی سی ریپلیسمنٹ میں بن رہا ہے ریپرنٹر باقی اور کوئی اچھا خاصا کام نہیں کر رہی باقاعلی
ایپ پر میسج آتا ہے آپکا آئی ڈی پنشن لائف سرٹیفیکیٹ کے لیئے رجسٹرڈ نہیں ہے ۔
There’s hardly any problem with the verification process, already being followed by commercial banks in case of Wapda retired officers. As per policy in vogue, bank require a pensioner to get the physical verification, on a bi-annual basis; during June and December, every year. It’s fairly a good practice.
The process is not smooth and affects us with particularly reduced mobility or health conditions. This is a good initiative and they should not only utilize the Pak ID but all the kiosks of ID verification including mobile shops to ease the pain of pensionsers.
It’s a problem for pensioners who are in overseas. Banks should share pensioner id card number of a pensioner with NADRA. So far app needs bank id card registration to get life certificate.
If app is successful then do the overseas pensioneers can use other too. And will there be any need to go to consulate to get life certificate.
بنک اس معاملے میں سستی کر رہے ہیں پنشن اکاؤنٹ بلاک کرنے میں دیر نہیں کرتے ۔ اب جبکہ حکومت سہولت دے رہی ہے اور ایپ سے بہتر انداز میں لائف سرٹیفیکیٹ بن سکتا ہے تو لائف سرٹیفیکیٹ کے لیئے آئی ڈی کارڈ رجسٹرڈ نہیں ہے ۔ نادرا کو شکایت کی ہے دیکھتے ہیں کیا نتیجہ نکلتا ہے ۔