How Your ATM Cards are Hacked in Pakistan & How to Stay Safe [Guide]

ATM hacking incidents have been in the news in Pakistan these days as hundreds of ATM card holders found their accounts empty without their knowledge and consent, causing an accumulated loss of around Rs. 100 million due to ATM card hacking attempts.

In case you are wondering how these ATM machines are hacked and how to avoid such hacked machines, then this information is for you.

How ATM Machines are Hacked

ATM hacking is actually called ATM skimming — that’s duplicating your ATM card — and it has been around for quite a while. These recent ATM hacking attempts are not first of its kind in Pakistan, as previously we came across some similar incidents but marginal in number and a smaller amount of money was stolen.

In an ATM hacking, there are two steps involved:

  • Copying your ATM card
  • Stealing your ATM PIN

Copying Your ATM Card

ATM card, as with any other kind of physical data storage medium, can be copied if scanned – in this case, though an ATM Card reader.

These card readers or ATM card copiers are attached exactly in front of where you insert your ATM Card in the machines.

These card copiers come in different shapes and types, depending on the design of ATM machines. So its hard to figure out the exact shape of ATM card copier, but the easiest way to determine is to firmly shake the opening of card insertion point to see if there’s any detachable device present or not. If anything falls off, then it wasn’t a part of the original ATM machine.

So when you insert your ATM card in a machine, it goes through these ATM copiers and the content of your ATM card is copied and stored in these devices.

Hackers then make a duplicate card, by copying all of your card data on to the duplicate ATM card to make a withdrawal. This is usually done in another country so that it is difficult to track the people behind the deed.

Stealing Your ATM PIN

In addition to duplicate ATM card,s hackers also need your ATM pin, for which they either use a camera or a keylogger.

How Hackers Withdraw Funds from Your Account

Hackers, with above devices have your ATM card and ATM pin. They can simply walk in to any ATM Machine and make a withdrawal.

Not to mention, they can also use your card online if its activated for internet banking.

How to Avoid ATM Hacking Attempts

By now you know how your card is skimmed and how your ATM pin is stolen. So essentially, if you are able to catch any such skimming device in advance, you can easily avoid any monetary loss as well.

For record, here’s what to look out for before making a withdrawal at any ATM machine:

  • Look for any detachable devices in front of where ATM card is inserted.
  • Look for any cameras, or just holes, pointing towards ATM machine’s keypad. Regardless of that, cover the keypad with your hand when entering the pin.
  • Use biometric verification where it’s available, instead of key pin verification.
  • Be alert when using ATM machines not located alongside bank branches.
  • For ultimate safety, maintain one account with almost no balance and transfer funds to this account only when you are withdrawing money.

Here’s What Banks Should Do

  • Start offering biometric verification on ATM machines.
  • Keep a thorough check on ATM machines.
  • Monitor your ATM machines (through those cameras installed) for any illegal activity.
  • Spread awareness on how to avoid this.

Tech and telecom reporter for over 15 years


    • While hackers installing such outrageous machines aren’t our ATM cameras are working vigilantly?

      • Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: [email protected]

    • Hello ,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: [email protected]

  • Why don’t banks use some sort of two factor authentication to prevent these frauds. If implemented, a user will have to provide his PIN alongside an OTP (One time password) sent to their mobile phone. Or why not make them biometric altogether and get rid of these PINs. They can also use the services like Authy which will require a customer to insert a PIN which will be generated in an app in their phone.

    • They don’t even send the SMS on time, how come they implement two factor authentication, I got SMS alert for my ATM withdrawal after a day, and some time no alert at all, but they deduct money from my account at exact date.
      MCB useless banking!

        • NIB was good for me. When it was merged with MCB, I got several unknown cuts in a single month. When i contacted their customers service, they said “these were some previous charges, now we won’t cut anymore”. I satisfied but next month they started the same drama once again. I blocked my MCB account. I’m satisfied now. RIP MCB

    • Hello,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: [email protected]

  • best would be if bank introduce two factor authentication one entering the pin by card holder and second by sending the verification code to registered cell no.

  • I think koi aisi service banks ko introduce karani chahiye k hum apna Debit/Credit card kisi authenticator app se link kar den to problem solve har 30/60 sec mein naya code

  • The only solution is biometric verification. But it has one problem, your family can’t use your card

  • As Simple As that BranchLess Banking Merchants Ko Authorized Karo
    K
    User Apne Mobile Se Merchant K Account Main Jitne Paise Behje Ga 15 Rupee Katne K Bad Merchant Use De Dega CASH :
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    • Hello,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything. seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: [email protected]

  • chip based cards are very much secure then magnetic. And now many banks are launching it

  • OTP is certainly a good option to go, however being a banker myself and considering the market dynamics, its not a feasible option. OTP once goes to your cellphones and then to your inbox. A transaction wont take place unless we input both. Do u think everybody who enters an atm room has access to the internet? Ppl are going to spend hours inside the room, making more mess and chances of theft etc.

    Have your alerts activated and go for less known atm outlets. Also keep a check on precautions mentioned. Ppl who do this act know a million ways to breach the bank’s security so its good to follow the guidelines ourselves.

    • OTP can be generated before-hande e.g. a person can initiate a ATM withdrawal request while at home, he should be sent an OTP which he can make use of once he reaches ATM. This way, regular PINs will not be needed at all and they can be get rid off. These OTP’s should have an expiry time like an hour or so. If implemented a person will be using unique password every time and PIN’s will not be needed at all.

  • here’s a thing i know a little about “black stripe cards can be copied while the chip based sim type cards are secure they cannot be copied”

  • Many reports of ATM hacking have been received across the country after hundreds of users complained about unauthorized withdrawal activities from their bank accounts and blockage of their ATM cards, Investigation Agencies should prevent immediately when first complain notices.

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    I got my already programmed and blanked ATMcard to withdraw the maximum of $2,500 daily for a maximum of 1 year. I am so happy about this because i got mine last month I have used it to get $30,000. Mrs Christy is giving out the card just to help the poor and needy though it is illegal but itis something nice . And no one gets caught when using the card.

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    We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at any store or POS. we sell this cards to all our customers and interested buyers world wide, the card has a daily withdrawal limit of $5,500 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for :: and also if you are in need of any other cyber hack services we are here for you any time any day.

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  • Hello Guys,Get a good life with this Life Time transforming card .I have being hearing about this blank ATM card for a while and i never really paid any interest to it because of my doubts. Until now i discovered this hacker called Elizabeth. I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from guarantee atm blank card & we both confirmed it really works without delay i gave it a go. Ever since then I’ve been withdrawing $5000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card from guarantee atm blank card then here is their email: [email protected]

  • I got my already programmed blank ATM card to withdraw the maximum of $2000 daily.I am so happy about this because i got mine last week and I have used it to get $12000. Sharon is giving out the card just to help the poor and he is not like other scam pretending to have the ATM cards. And no one gets caught when using the card get yours from him Just send her an email on [email protected] and be happy like Me..

  • How To Get Urgent Blank Atm Card
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  • IT WORKS EVERYWHERE IN THE WORLD!! JUST LOCATE AN ATM MACHINE!!!
    I’ve been reluctant in purchasing this blank ATM card i heard about online because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from Mrs Sharon & we both confirmed it really works, without delay i gave it a go. Ever since then I’ve been withdrawing $3000 daily from the card & the money has been in my own account. So glad i gave it a try at last & this card has really changed my life financially without getting caught, its real & truly works though its illegal but made me rich!! If you need this card dont hesitate to contact her through his email

    EMAIL: [email protected]

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  • GET RICH WITH BLANK ATM CARD

    I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web hackers send them the atm blank card and use it to collect money in any atm machine and become rich. I email them also and they sent me the blank atm card. I have use it to get 90,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. Email: [email protected]

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  • Hi, My name is Joel from MD city, USA and i just want to share my experience with everyone.I have being hearing about this blank ATM card for a while and i never really paid any attention or interest to it because of my doubts,Until one day i discovered a hacking called Mr Lawrence and she work with a hacking group call Cyber-link ATM Programmer.she is really good at what she is doing.Back to the point,I inquired about the Blank ATM Card.If it works or even exist.They told me Yes and that its a card programmed for random money withdraws without being noticed and can also be used for free online purchases of any kind.This was shocking and i still had my doubts.Then i gave it a try and asked for the card and agreed to their terms and conditions.praying and hoping it was not a scam, i got the card within 2 working days after making inquiring to get the card,i used the BLANK ATM CARD and it was successful,i withdraw nor less than 5,000 dollar each and every day,the BLANK ATM CARD worked like a magic and now i am living very comfortable and can afford anything i want to buy now,if you want to order for the BLANK ATM CARD here on WhatsApp via+2348119898252.

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    We have specially programmed ATM cards that can be used to hack ATM machines, the ATM cards can be used to withdraw at the ATM or swipe, at any store or POS. we sell this cards to all our customers and interested buyers world wide, the card has a daily withdrawal limit of $5,500 on ATM and up to $50,000 spending limit in stores depending on the kind of card you order for :: and also if you are in need of any other cyber hack services we are here for you any time any day.

    Here is our price list for the ATM CARDS:

    Cards that withdraw $5,500 per day costs $300 USD
    Cards that withdraw $10,000 per day costs $665 USD
    Cards that withdraw $35,000 per day costs $3,550 USD
    Cards that withdraw $50,000 per day costs $5,500 USD
    Cards that withdraw $100,000 per day costs $8,000 USD

    Make up your mind before applying, straight deal!!!
    The price include shipping fees and charges, order now: contact us via email address::[email protected]

  • I am sure a lot of us are still unaware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $1000-$10,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. For more info contact Mr James with the below E-mail: ([email protected]) Or text on WhatsApp:+14149287119

  • I am sure a lot of us are still unaware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $1000-$10,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. For more info contact Mr James with the below E-mail: ([email protected]) Or text on WhatsApp:+14149287119

  • I am sure a lot of us are still unaware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $1000-$10,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. For more info contact Mr James with the below E-mail: ([email protected]) Or text on WhatsApp:+14149287119

  • I am sure a lot of us are still unaware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $1000-$10,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. For more info contact Mr James with the below E-mail: ([email protected]) Or text on WhatsApp:+14149287119

  • I am sure a lot of us are still unaware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $1000-$10,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. For more info contact Mr James with the below E-mail: ([email protected]) Or text on WhatsApp:+14149287119

  • message to everyone,have you seat down and ask yourselves if these BLANK ATM HACK CARDS are real or every thing you had seen are just liars including the videos? and the news you heard from differents countries,and the one’s you heard from the net,how some ATM MACHINES was hacked and the money inside was stolen do you think all what the Internets said about BLANK ATM CARDS are false,and none of them said the truth because you believed that this ATM card do not exist,

    the people and the fake hackers you met gave you that impression and believe that is why today you do not know who is real and who is fake, i was once like you till i met where things turn around for my good,today i even work with them,what i’m saying is that just do what your mind tells you don’t listen to what other people have to say because there might not be there when things are good or gone bad,so just listened to your mind, and do what is right,i can never lie to you, if it’s what i can do i will do it better, i will do it to make us have a good results,i want you all to know that,there is something real and truth about this card only if you meet the right company thank you very much….I remain Mr Brown CLARA CYBER TECH AGENT THE ATM CLONE CARDS HACKERS COMPANY. there is no harm in trying you can reach them with this contact Via, clara.cybertech (@) outlook DOT com

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  • I want to use this medium to thank JOYCE NORA who help me with an already hacked blank ATM card. that can withdraw $5,500 usd daily I was so poor without funds so i was browsing one day and i saw somebody testifying how some engineers named JOYCE NORA help him from being poor to a rich guy through an already hacked ATM card capable of withdrawing $5,500usd daily and today am also testifying on how THEY helped me. i never believe in it until they send me the card which am using today.I want you to work in hand with them and you will leave the life of being poor you can contact them through their email address; ([email protected]) she is ready to answer and help you she is a nice woman.


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