The government has increased the profit rate on several national savings certificates and schemes by 48 to 100 basis points.
It has revised the profit rate upwards to absorb the benefit of a boost in its income from Pakistan Investment Bonds (PIBs).
The rate of return on Regular Income Certificates (RICs) has gone up by 84 basis points to 11.04 percent. The Bahbood Savings Certificates’ (BSC) rate of interest went up by 48 basis points to 12.72 percent, and the profit rate on Defense Saving Certificates (DSC) has been increased by 60 basis points to 10.92 percent.
| Certificate | Current | Previous | Change (BPS) |
| Defense Saving Certificates (DSC) | 10.92% | 10.32% | 60 |
| Bahbood Savings Certificates (BSC) | 12.72% | 12.24% | 48 |
| Regular Income Certificates (RIC) | 11.04% | 10.20% | 84 |
| Special Savings Certificates (SSC) | 11.00% | 10.00% | 100 |
Rates of profit on National Savings Schemes
Defense Saving: 10.92%, +60bps
Bahbood Savings: 12.72%, +48bps
Regular Income: 11.04%, +84bps
Special Savings: 11.00%, +100bps
Savings Account: 8.25%, Unchanged
Pension: 12.72%, +48bps@savingsgovpk @StateBank_Pak @MuzzammilAslam3 pic.twitter.com/dw3f3cA2v6— Arif Habib Limited (@ArifHabibLtd) March 25, 2022
Other miscellaneous updates on profit rates suggest that the rate of return on Savings Accounts (SA) has remained unchanged at 8.25 percent, while the rate of return on Pensioners Benefit Account (PBA) has been increased by 48 basis points from 12.24 percent to 12.72 percent.
