In collaboration with Samsung and Spark Technologies, JS Bank has introduced a 0% markup installment plan for select Samsung smartphones. The plan allows eligible JS Bank credit card holders to pay in six or twelve equal monthly installments without additional charges. The offer is available nationwide through exclusive bookings via the JS Bank Call Center.
Smartphone Models and Pricing
The following table summarizes the eligible devices, pricing, and installment breakdowns:
| Model | Memory | Color Options | Promo Price (PKR) | 6-Month Plan | 12-Month Plan |
|---|---|---|---|---|---|
| Galaxy S23 Ultra | 12 GB + 512 GB | Black / White / Grey | 492,000 | 77,000 | 38,500 |
| Galaxy S23+ | 8 GB + 256 GB | Mint | 362,000 | 56,000 | 28,500 |
| Galaxy A55 | 8 GB + 256 GB | Navy / Black / Blue | 153,000 | 24,250 | 12,125 |
| Galaxy A35 | 8 GB + 256 GB | Green / Black / Blue | 133,000 | 21,250 | 10,625 |
| Galaxy A25 | 8 GB + 256 GB | Navy / Green / Silver | 114,000 | 18,200 | 9,100 |
| Galaxy A15 | 6 GB + 128 GB | Black | 52,500 | 8,417 | 4,208 |
| Galaxy A15 | 8 GB + 256 GB | Grey / Black | 60,000 | 9,667 | 4,833 |
Other color variants and models, such as the A05 and A05s, are also included, with details available upon request at the time of booking.
Eligibility and Process
This offer is open to JS Bank credit card holders only. Customers must contact the JS Bank Call Center to book their desired smartphone. The purchase and installment processing will be handled through Spark Technologies, JS Bank’s authorized retail partner. Walk-in bookings or third-party financing are not included in this promotion.
Availability and Terms
The installment plan is available across Pakistan and will remain in effect while stocks last. All purchases are subject to the bank’s terms and conditions, and product availability may vary by region. Interested customers can obtain further information by visiting www.jsbl.com.
Customers are advised to confirm pricing and availability at the time of booking, as device stock and promotional pricing are limited.
Yeah ‘0 markup’, totally makes sense when a phone that’s going for 36K is being offered at 53K. Math is truly optional these days.
These Prices are already on higher side
PKR 492k for a Galaxy S23 Ultra? A phone that is 2 years old? The latest S25 Ultra costs less than that.
Insanely high prices.. 0% lol
Prices are already jacked up so what’s the point of 0% APR