Man Behind Apple’s Latest Innovation is a Pakistani

Contactless mobile payments are not a new idea but with the entry of Apple in the arena, it is going to hit the mainstream. Apple Pay is going to allow users to shop in over 220,000 stores in the U.S. simply with their smartphones. It allows the removal of debit and credit cards from the transaction process while adding security and ease of use.

Ahmer Ali Khan
Ahmer Ali Khan

One of the seven people behind this technology is Ahmer Ali Khan, a GIKI graduate, originally from Rawalpindi, Pakistan. Aged 38, Khan moved to Silicon Valley in 2000. An indicator of his brilliance is the fact that he learned Java overnight after he was quizzed about it in an interview for his first full time job.

His first experience with phone based and contactless payments came at ViVotech, which used to specialize in NFC or Near Field Communication. In 2011, he was chosen by Apple to work on a then ‘top secret’ digital payment system that could overhaul shopping. In February earlier this year, Khan and six co-inventors filed a patent for Apple Pay.

Users of the technology can simply hold up their iPhone or iWatch, due for release next year, up to a contactless reader and once Touch ID authenticates you, the payment is confirmed via a beep and vibration. Credit and debit card information is saved on the mobile device through the Passbook app using the camera of the phone. The proprietary technology never reveals your debit and credit card information to the merchant or even Apple and adds a layer of security to purchases.

None of Khan’s success has come as a surprise to his friends and family, who already knew him as ‘The Programmer’ and a tech genius when he was in Pakistan.

Khan currently lives in Milpitas, California with his wife and two children. He refused to comment on his involvement with Apple Pay citing company policy.

Via NewsWeek

Talal is a Director at ProPakistani. Reach out at [email protected]

  • Saad

    Good to see that.

  • Sufyan Arif

    GLAD to see Pakistanis doing GREAT in different corners of the world.

    People here and there are not WAY different, the SYSTEM creates the difference of consequences.

    • Dr. Aamir Liaquat Hussain

      Btw this world is in round shape… no corners

      • Muhammed Ovais Alam

        Btw Mango is ‘our’ favorite fruit.

      • Amash Khan


      • Muhammad Aamir

        Oh irony! the world is not 100% round, it’s an oblate spheroid. :P

  • Badar

    good show

  • Faisal

    Nothing new here,”Ammar Afzal” had already created windows 9, but due to conspiracy of indians microsoft skipped it.:(

    • danish


    • Owaeis


  • Dr. Aamir Liaquat Hussain

    Pehle batana tha na.program main bulatay hum inko or aam khilatay

  • waheedtheone

    hats off, proud on you Mr. Khan

  • Haseeb

    This is our real talent far better than representing Pakistan in dharnas

    • Fakhre Alam

      حق مانگوگے تو غدار کہلاوگے ،
      حق چینوگے تو دہشتگرد کہلاوگے،
      خاموش رہوگے تو جمہوریت پسند کہلاوگے

  • Bilal Aahil

    He and his team finally made nfc in apple useful for many who have been crying over this for years for Apple to make it happen.. Job well done.

  • Tnt4ever

    Jug Jug Jeevay Mera Sona Pakistan & meray sonay Pakistani

    Hat Off Bro. Great Work Mr. Khan

  • Adnan

    Musalmaannnooo tukke lgaoooooo

  • Atifsh

    propakistani a tech blog site should know these things, its sad when such things comes up.

    1: NFC payments is 2 years old and calling this innovation by apple is absurd. Android people were doing it for 2 years. Apple nfc will only make the outlets that support this multiply.
    2: no such thing existed called… iwatch, its called Apple watch and its still in development, aka not a finalize tech.

  • Amash Khan

    Pakistanis have great talent but there is no good platform for youngster to avail the chance and become proffesional and he also serve the nation but no oppertunity here

  • danger

    acha hua yeh banda america mein hay. Pakistan mein to woh banda genius jo tax chori kerta ho, ghunda , badmash. pakistanio k talent naam he aisi chezon ka hay.

  • Brilliant!

  • Imran

    java is taught to all engineering/computer science grads and he must have revised it overnight :)

    • Taha Najam

      Electrical engineer here. Never learned Java. We do C and Assembly language instead.

  • Arsalan Ahmad

    Just wait till he gets awarded for his efforts. Then the whole Pakistan will be against him.

  • Iron Patriot

    LOL he didnt create anthing. Here is the official patent details:…ND+PD/20141009)

    Methods for Adjusting Near Field Communications Circuitry during Mobile Payment Transactions

    Methods for operating a portable electronic device to conduct mobile payment transactions are provided. The electronic device may include near field communications circuitry having a transmitter, a receiver, and a field detector for detecting a field from a merchant terminal. The receiver is typically idle. The receiver may be activated when the field detector detects that the electronic device is within the field of the merchant terminal. The transmitter may then be used to perform link establishment and data transfer. If the payment transaction fails for any reason, one or more hardware settings on the electronic device may be adjusted to help increase the chance of a successful transaction in a subsequent payment attempt. Another transaction may be attempted when the user moves the device out of the field and back into the field or may be performed automatically as long as the device is still within the field.

    Inventors: Reddy; Vusthla Sunil; (Sunnyvale, CA) ; Narang; Mohit; (Cupertino, CA) ; Agboh; Peter; (San Francisco, CA)

    Name City State Country Type

    Apple Inc.
    Assignee: Apple Inc.

    Family ID: 1000000589322
    Appl. No.: 14/287151
    Filed: May 26, 2014…-patent-filing

    Vusthla Sunil; (Sunnyvale, CA) ; Narang; Mohit; (Cupertino, CA)


  • MJQ

    Good to know that a Pakistani was team member of this project. Well done Mr. Ahmar Ali. I wish we could flourish this kind of talent in Pakistan rather than sending such good people abroad.

  • Muhammad Aamir

    By the way, the link which you have provided is not working yet. You know he was working at the top secret project, it means it would be hidden from the world.

  • Cruise

    Glad & Sad at the same time… What’s the smiley for this kind of feeling? :-() ?

  • Arslan

    Proud on you Ahmer Ali Khan.

  • Shoaib

    Glad to see that news.

  • mobile price

    Ye Cheez…Good Job Ahmer Ali Khan.

  • welldone Khan :) we are also follow u :-p thumbs Up by Mirchu team