Govt Issues Eligibility Criteria for Kamyab Jawan Loan Program

Kamyab Jawan program aims at integrating the youth and gainful opportunities into national development policies and processes.

Under the scheme, unemployed youth, especially women, can get soft loans with lenient conditions to start their own businesses. According to an estimate, one million people will directly benefit from the program, which bodes well not just for the youth, but for the country as well.

Once you submit an application for the Kamyab Jawan loan, the processing time is 30 days. Before that, let’s have a look at the eligibility criteria for the scheme.

  • Only resident Pakistanis, aged between 21 and 45 can apply for the program.
  • The age is relaxable to 18 years in case of IT or e-commerce related businesses.
  • No minimum educational qualification is required to avail the loan, however, applicants applying for businesses requiring certain qualification i.e. diploma, certification or degree will have to present those qualifications.
  • A minimum of 25% of loans is reserved for women.
  • Private sector employees can also apply for loans.
  • Entrepreneurs with existing startups and micro/small businesses can also apply.
  • Multiple members of a family can also benefit from this opportunity.
  • A person is only allowed one loan.
  • A guarantor cannot apply for a loan himself.
  • The applicant’s husband/wife/father/brother/son/daughter/son-in-law/daughter-in-law/father-in-law/mother-in-law cannot be his/her guarantor for the loan.
  • A person can give the guarantee for one loan/applicant only.

What are your thoughts on the eligibility criteria for Kamyab Jawan? Let us know in the comment section.

Feature Writer


  • THAT MUST BE BUSINESS PARTNER PROGRAM
    GOVT PROVIDE MONEY AND PEOPLE DOES THE WORK
    AND PROFIT GOES TO 70% (PEOPLE)/ 30% GOVT
    GOVT ONLY RESERVE FUND FOR ONE TIME
    AND RECOLLECT THE PROFIT AND GIVE AGAIN TO THE OTHER APPLICANTS
    IF SOME BODY FAIL TO TO RUN A BUSINESS SO GOVT TAKE OVER THE BUSINESS
    AND GIVE TO SOME OTHER APPLICANTS
    THAT WILL GIVE PAKISTAN A BUSINESS BASED ECONOMY

  • No doubt the program is excellent. Young age people, mostly educated are jobless can be benifited. But some people between the age 45-60 years are also jobless and they are the only responsible for their families.

  • worst porogram just show off alot of rejections alot of requirements..i visit bank more than 3 times and the policy is so worst … They need alot of property dont accept guaranter .. How a poor man can show property of 5 million this is just for rich people Poor will always be poor in pakistan… how 18 or 23 years jobless person can provide Property of 5 million as a guarente … they need Gold and property very funny if you apply for 5 million you have to gave them 60 tola gold hahahaha if some one have that much gold why would he apply for loan first time saw such a worst worst worst porogram … am so sad for my that vote which i stamp for PTI… People are.crying we were waiting may be this porogram will bring some good news … but its the worst porogram and worst policies i ever seen… On these criteria even bank will also give you loan even some people will also give you on profit … Government policies should be easy


  • close
    >