Bank Alfalah has launched a limited-time instalment plan for the iPhone 16 series, offering customers the option to purchase Apple’s latest flagship devices at 0% markup. The offer covers all models in the lineup, including the iPhone 16, 16 Plus, 16 Pro, and 16 Pro Max, with flexible payment options ranging from three to 36 months.
Instalment Plans and Markup Options
Customers can finance their iPhone purchase over 3, 6, 9, or 12 months with 0% markup, subject to a one-time 2.5% processing fee. For extended tenures of 18, 24, or 36 months, a fixed markup of 2.5% per annum applies.
The offer is available to Bank Alfalah credit card holders under the SBS (Step-by-Step) Instalment Plan, which allows users to convert purchases into fixed monthly payments.
Model Prices and Monthly Instalments
| Model | Price | 3 Months | 6 Months | 9 Months | 12 Months | 18 Months | 24 Months | 36 Months |
|---|---|---|---|---|---|---|---|---|
| iPhone 16 128GB /YS | 317,000 | 105,667 | 52,833 | 35,222 | 26,417 | 23,480 | 18,930 | 13,813 |
| iPhone 16 Plus 256GB /YS | 394,000 | 131,333 | 65,667 | 43,778 | 32,833 | 29,750 | 24,063 | 17,561 |
| iPhone 16 Pro 256GB /YS | 493,000 | 164,333 | 82,167 | 54,778 | 41,083 | 36,750 | 29,750 | 21,354 |
| iPhone 16 Pro Max 256GB /YS | 473,500 | 157,833 | 78,917 | 52,613 | 39,458 | 35,220 | 28,500 | 20,437 |
| iPhone 16 Pro Max 512GB /YS | 548,000 | 182,667 | 91,333 | 60,889 | 45,667 | 40,920 | 32,990 | 25,400 |
Eligibility, Delivery, and Warranty
All models are PTA-approved and come with dual SIM support (eSIM + physical SIM). Devices also include one-year international warranty coverage. The offer is available for a limited time and is subject to stock availability.
Bank Alfalah ensures priority delivery for eligible orders. Customers can book their devices online at bankalfalah.com or by calling 021-111-225-111.
Terms and Additional Conditions
- This promotion is valid for a limited time only.
- Devices will be delivered based on availability from authorized Apple resellers.
- Processing fees apply for all instalment tenures.
- Discounted markup financing is available beyond 12 months at a fixed annual rate of 2.5%.


I want to buy iPhone 11 PTA approved
Details chahiyea kia process h iphone ka ..
In any other civilized country where law prevails, Alfalah bank could be sued for mixing an ad with 0% markup and 2.5% gig. But this is Pakistan. Anything goes.
That’s what I was thinking
Rubbish Rules
I want iphone 13 pta approved
Its useless.. Bank holds the same amount in a credit card for paying installment.. If an individual has the full amount available on their credit card, opting for an installment plan seems illogical. They could simply pay the total amount upfront. In such cases, the installment policy appears neither practical nor beneficial.
Bank should provide relief in their installment policy for individuals who have limited credit available on their cards, especially when purchasing high-value products like iPhones
Exactly you’re 100000℅ Right
ماں صدقے
what is Reality???
The Current price of Iphone 16 is 260k and you showed 317k and you claim that it is interest free.